Master in Financial Analystics

In the textbook “Becoming a master student”. I chose 5 articles to read, and I learn a lot of strategies and skills to improve my academic. The eight articles that I have read are: Chapter Seven, Becoming a Critical Thinker, page 229. Chapter Eight, Academic integrity: Avoiding plagiarism, page 287. Chapter Nine, Dealing with sexism and sexual harasment, page 315. Chapter Ten, Spend less money, page 337. Chapter Eleven, Ways to change a habit, page 363. Chapter Eleven, Suicide is no sulution, page 380. Chapter Twelve, Create your career now, page 402. Chapter Twelve, Surviving your first day on a new job, page 421.

ABC Chemicals is a medium-sized chemical distributor located at the rear of a large metropolitan shopping precinct. ABC Chemicals purchase large quantities of cleaning chemicals. These are delivered in 205 litre drums and include solvents, acids and other corrosives, and detergents. These products are decanted by ABC Chemicals’ workers into retail size containers (not exceeding 30 litres/ kilograms), re-labelled and shipped in company-badged delivery vehicles to retail outlets throughout the metropolitan area.

I am keen to bridge the knowledge gaps in my current work profile at S&P Capital IQ by enrolling myself in Masters in Business Analytics from Bentley University. This program will bring me closer to my goals, helping me gain an understanding of analytical models, advanced statistics and sophisticated computational tools, and apply the same in business applications. I believe my work experience and prior education has readied me for this program and with this I hope to make my startup dream a

Today I became a "Double Dawg" and earned my Master's in Accounting!! I am so proud that I accomplished the goal I set for myself my freshman year of high school to attend the University of Georgia and have not only attended UGA but I have now earned my second degree in 2015! It has been a long road to get to where I am today and I could not have gotten to this point without my family providing me with love and support, some of which through UGA jokes (which is what happens when you are outnumbered at home) as well as the numerous friends that I have made over the last 4.5 years that have helped pushed my to do my best. I will never forget the countless memories that I have made during my time at UGA and I am also excited to start the next

I believed financial sector is one of the fastest growing and most influential elements in our modern society and economy. Financial professionals help companies and organizations stay on top of their own finances, which is a top priority in the wake of the recession. The growing of financial services in the world has brought massive opportunities to utilize newer principles, methodologies, tools and practices in the field of finance. It is this challenging field in which I would like to gain expertise.

The job that I will be researching is a financial research analyst. As a financial research analyst, they analyze companies and make suggestions whether to buy, hold, or sell stocks to investors.

Ehrhardt, M.C. & Brigham, E.F. (2011). Financial Management: Theory and Practice, Ed 13. Ohio: South-Western Cengage Learning.

On the other hand, my interest in the incorporation of artificial intelligence and machine learning by financial institutions stems from my work as a Credit Risk Analyst for BECU. I recently joined the institution, and am working on a year-long project to integrate the Synergy Component System which will enable increased automation, improved attribution management, and reduced decision times for credit card and auto loans. Beyond testing plans and cases, I am most excited about designing decision matrices by analyzing member data such as credit quality, debt-to-income ratio, membership years, and trade lines to reach a credit decision. While I have had already experienced academic research, this will be my first taste of applied industry research.

Jackson Corporation’s bonds have N=12 years remaining to maturity. Interest is paid annually, the bonds have a FV=$1,000 par value, and the coupon interest rate is PMT=8%. The bonds have a yield to maturity of I=9%. What is the current market price of these bonds? $928.39

Meeting 09/08/11 09/13/11 09/15/11 09/20/11 09/22/11 09/27/11 09/29/11 10/04/11 10/06/11 10/11/11 10/13/11 10/18/11 10/20/11 10/25/11 10/27/11 11/01/11 11/03/11 11/08/11 Topic Class Introduction Investments: background and issues Financial securities Financial securities Securities markets Securities markets Bond prices and yields Bond prices and yields Bond prices and yields Mutual fund and other investment companies Follow Monday 's schedule (no class) Mutual fund and other investment companies Wrap up and Review Exam 1 Risk and Return Risk and Return Efficient diversification Efficient diversification CAPM and APT 1, 2, 3, 4, 9 5 5 6 6 7 HW 4 due Excel case 1 due 4 HW 3 due Chapter Homework and Excel cases (required)

There is many job opportunity for individual with the career in finance or mathematics background. According to Careers-in-Finance.com, the lowest entry level related to finance start from $35K-$50K annually in small firms and can reach as high as $260K-$390K for large firms. The income can variable depended on the level of education and experiences. Around the finance corporate, there are numerous positions ranging from a financial analyst, who utilize the active/inactive data to generate the forecast that might impact company's profit, or a tax/audit officer who monitors/manage all account business activities to ensure

How data mining can assist bankers in enhancing their businesses is illustrated in this example. Records include information such as age, sex, marital status, occupation, number of children, and etc. of the bank?s customers over the years are used in the mining process. First, an algorithm is used to identify characteristics that distinguish customers who took out a particular kind of loan from those who did not. Eventually, it develops ?rules? by which it can identify customers who are likely to be good candidates for such a loan. These rules are then used to identify such customers on the remainder of the database. Next, another algorithm is used to sort the database into cluster or groups of people with many similar attributes, with the hope that these might reveal interesting and unusual patterns. Finally, the patterns revealed by these clusters are then interpreted by the data miners, in collaboration with bank personnel.4

Excited to enroll in this class from the very beginning, I found it to be very informative. Not just it taught me the important terminology used in the world of finances, but also allowed to apply these concepts into my own financial life.

Brigham, Eugene F., and Joel F. Houston. Fundamentals of Financial Management. Thomson: South-Western Publishers, Eleventh Ed. 2007.

As someone who has great enthusiasm for mathematics and a strong interest in financial modeling, I find myself drawn to Statistics above all other subjects. Additionally, my undergraduate study at Harbin Institute of Technology has provided me with a strong foundation in mathematics and economics, and I’ve also been able to develop my ability to apply statistical methodology through research experience on Prediction of Interest Rate Term Structure. I have no doubt that my enthusiasm, diligence, and cooperative spirit will make me an asset to MStat of the University of Hong Kong.