Medicaid Challenges and Reform

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The Medicaid Challenge Medicaid is one of the most widely acknowledged sources of health insurance coverage in the United States, benefiting over 48 million low-income children and parents (Hansen, 2012). It also supports those over the age of 65 who may also receive Medicaid. By providing essential health insurance protection, Medicaid supports the growing un- and under- insured population. This federal program for the financially needy is administered at the state level. Coverage varies and each state creates its own rules, typically offering support through county social services, welfare, or other department of human services offices (Goodman, 1991). Medicaid has become an essential program for many, proving comprehensive inpatient and outpatient health care coverage, including many services and expenses Medicaid does not cover, especially, prescription drugs, diagnostic and preventive care, and eyeglasses. Medicaid can also help supplement Medicaid deductibles and premiums and pay a 20% portion of uncovered charges in some cases (Hansen, 2012). The program supports the country's most vulnerable and frail including children, those requiring long-term care services for chronic mental illness and retardation and those needing AIDs therapy (Goodman, 1991). These are enormous societal needs that may not be met without the assistance of Medicaid. A major challenge lies in the fact that this welfare program has been consuming increasingly larger shares of state budgets in
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