Medical Malpractice Insurance Research Paper

“Medical malpractice occurs when a hospital, doctor or other health care professional, through a negligent act or omission, causes an injury to a patient. The negligence might be the result of errors in diagnosis, treatment, aftercare or health management.” (Admin) One of the most common type of claims that pharmacies face are negligence claims. Negligence is one of the categories that falls under the area of law called Torts. In the Hundley v Rite Aid case, a tort was filed for injuries that were sustained by Gabrielle Hundley after she took medication from an incorrectly filed prescription. The case involved a jury trial verdict involving Gabrielle Hundley, a minor child, against Howard Jones, the pharmacist, and the Rite

Medical malpractice lawsuits are an extremely serious topic and have affected numerous patients, doctors, and hospitals across the country. Medical malpractice is defined as “improper, unskilled or negligent treatment of a patient by a physician, dentist, nurse, pharmacist, or other health care professional” (Medical malpractice, n.d.). If a doctor acts negligent and causes harm to a patient, malpractice lawsuits arise. Negligence is the concept of the liability concerning claims of medical malpractice, making this type of litigation part of tort law. Tort law provides that one person may litigate negligence to recover damages for personal injury. Negligence laws are designed to deter careless behavior and also to

filing suits when doctors are not at fault. When a family member dies, the loss

If you require coverage for you, a spouse, and multiple dependents, there is a plan available for you. However, if you only need coverage for yourself, purchasing the

coverage at a price to the employee and also require that certain guidelines and criteria be

Because there are various policies in place, you need to make sure that you don’t overpay for unneeded insurance–already covered by the master insurance plan–and that you have extra liability insurance where the master insurance stops.

Even though my employer provides malpractice insurance, Masters (2014) states that nurses should carry personal malpractice insurance because they can be sued personally and her personal assets may be at risk (p. 284). Throughout my career, I have never purchased malpractice insurance and I am questioning that decision. I started in this facility two months ago and during orientation, I was informed that personal insurance was not necessary because one of my benefits was hospital coverage. My concern is the hospital’s first priority is to protect itself from lawsuits. If I made a mistake, would the hospital put as much effort into protecting me as a private insurance company? Liguori (2006) cites a case where a nurse was only covered

The first is the issue of related claims. Most medical malpractice liability insurers will take the position that two separate claims of medical malpractice arising out of a similar set of related facts constitutes a single occurrence or claim for insurance purposes. This is important because if multiple claims are considered a single occurrence for insurance purposes, the claims will be governed by a single per occurrence coverage limit. Another important issue is defense

1.Advise Carl buy this insurance. Total and permanent disability can provide a financial safety net if carl get a serious injury or illness that stopshim from working.

Medical malpractice happens when a hospital, doctor or other health care professional, perform negligence through their practice and causes an injury to a patient, it may be the result of mistakes in diagnosis, management and after care or health management. (Podgers, 2007)

It Makes Financial Sense: A workers’ comp attorney will ensure you receive the maximum benefits that you are entitled to, meaning even after paying attorney fees, you

In spite of the way that calling around for insurance quotes can be an astoundingly dreary undertaking, it is a respectable way to deal with get your request answered about the procedure by a specialist. A significant part of the time, calling an insurance association for a quote will incite a mechanized session and a while later being determined to hold. This is the kind of frustration that you will face, over and over, when endeavoring to get any kind of insurance quote by phone. It takes up a lot of time and you do need to keep notes about each quote you get however there are some extraordinary clarifications behind getting medical insurance quotes by phone:

If you are hiring the professional and good reputation Personal Injury Solicitor then he must aware of the state’s compensation appealing and their juries. The solicitor will fight your case against the company insurance firm and you don’t need to worry about the situation. You shouldn’t need to cope with the court proceeding carrier any more. The personal injury solicitor will also help you in obtaining advantages if you are unable to go to the office as a consequence of your

All professionals should have an adequate liability insurance policy. Specifically, professionals need a professional liability insurance policy. If a client sues you for providing inadequate services, you could be ordered to pay your client a large amount of money. Profesional indemnity insurance can cover the legal expenses. Regardless of your level of experience, there is always the possibility of making a mistake. Professional indemnity insurance can protect you from several common mishaps. Professional indemnity insurance is mandatory in many industries. Contract workers must purchase professional indemnity insurance. Consultants, engineers and solicitors should also purchase professional indemnity insurance.

They hope to reduce increased insurance costs that are associated with injuries. Employers may have their own attorneys represent them. Therefore, it may be a good idea to retain a lawyer who is an expert in the particulars of workers’ compensation laws. However, most workplace injuries will not require lawyers, but just someone who understands the workers’ compensation process. Most human resource professionals will be familiar with the laws, but anyone who has earned an employment law masters will also know.