Merchant Banking

Banking has been developing drastically over the years, whether it’s related to the banking system or way individuals can withdraw or spend money. This has created a great leap in banking crime. However there 's a scare knowledge of the public 's understanding of this. Data was collected through a questionnaire and analysed using a chi-squared analysis. Through student and nonstudent participants sampling approach no significant differences were observed between group understandings of new banking crimes and found that they had identical ranking of responses. Additionally using an approach by Schuman and Scott (1987), half the participants were asked open questions and the other closed questions, this also highlighted the impact of question form on ranking of responses and showed no definate ordering of response choices could be made.

Each student is expected to write a term paper on a topic relevant to the course, but of your choosing. Each of you should chose a topic and submit the idea by October 5th for my approval. In your proposal, you should describe to me what you plan to write about and why. You must (and this is important) provide a brief selection of material/scholarly articles that you plan to rely on for your paper. After your topic has been approved, you are free to begin development of the paper in greater detail.

In this paper I have discussed about different types of bank rates prevails in Indian banking system, their history and impact on economy if changed.

The banking industry has always been susceptible to economic fluctuations. The subprime mortgages crisis, that started to be felt in 2007 and is still going on, is not an exception. Although it had consequences all over the world, the main effects were seen in American financial markets, followed by the European ones. The top ten banks of the world also suffered the consequences; these can be seen in the changes occurred among these leading institutions in terms of market capitalization and also total assets. After several years of believing in free markets, capitalism and no government intervention, the whole scene has changed. During this period, the governments, acting together with their respective central banks, assumed

The benefit of the study for the researcher is that it helps to gain knowledge and experience and also provides the opportunity to study and understand the role of retail banking in Indian Economy.

The banking industry has experienced the rapid development during last decade. The development of banking industry can be seen from the large number of bank mergers and the increasing of average size of banks and the area over which they operate. However, the banking is passing through a period of substantial structural change under the combined and inter-related pressures of eight key areas in banking industry:

Finance is assumed to be one of the most important tools for the growth and poverty improvement in a country. Financial inclusion is a vision for every country to achieve so that it can provide quality services to its citizens. Govt. Has introduces many schemes to achieve the aim of Inclusive growth and abandoned access to Financial services. Many initiatives, schemes and reforms have been put into the place after independence. Many Cooperative Banks where introduced to supply credit for farming purpose and for this cooperative banks came into existence immediately after Independence and further it was followed by the nationalization of many banks and priority sector lending and subsequently. Indian shifted from an agriculture economy to Industrial economy and later to Services sector Economy, but center of attention shifted from subsidized credit and to important sector lending to enterprise driven.

I, Miss. Sarmistha Sasmal, the student of M.Com (Banking & Finance)(Semester-I), from The Sydenham College Of Commerce & Economics, hereby declare that I have completed this project on INTERNATIONAL BANKING, in the academic year 2012-2013 .

Banker individuals, the congregation / group, which may not be the banker is a corporation, it is the business of banking '. Although this definition seems circular, but it is not really practical, as the Czech such as the legal basis for bank transactions, do not depend on how the bank is organized or regulated, it has been shown accurately.

The internal and external changes in the environment forces the organizations to innovate in order to grow and prosper. Banking has witnessed radical transformation lately, based on many innovations in business models, products, processes, technology, systems, services, governance and regulation. The use of IT (information technology) in the Indian banking sector followed the liberalization process initiated in the country in the early 1990s. Given the evolving regulatory environment, rapid technological advancements, heightened competition,

To highlight the current banking scenario in our country, the Indian Banking Sector is one of the quickest developing areas of the economy. With subsequent rise in extra cash in the hands of their citizen and expanding exchanges through ATMs, Internet and Mobile Banking, the Indian Banking Industry is good to go to confront coming years with new arrangements and key changes. According to the Reserve Bank of India (RBI), the

India has a financial system that is regulated by independent regulators in the sectors of banking, insurance, capital markets, competition and various services sectors. In a number of sectors Government plays the role of regulator.

Indian economy had experienced major rule adjustments in early 1990s. The new-fangled economic change, widely identified as, Liberalization, Privatization and Globalization planned at making the Indian economy as fastest rising market and worldwide aggressive. The sequence of changes taken on with reverence to industrial division, trade and financial division planned at building the economy further effective.

The financial system of the country is the outcome of its own peculiar historical evolution. The continuous interaction between the players of the financial system and public policy interventions has given birth to the evolution of the financial system. India began with the Central Bank and Reserve Bank of India and entrusted upon them the duty of regulating the banking sectors, Ministry of finance were given the responsibilities of regulating the other financial

The Banking sector in India has always been one of the most preferred avenues of employment. In the current decade, this has emerged as a resurgent sector in the Indian economy. As per the McKinsey report ‘India Banking 2010’, the banking sector index has grown at a compounded annual rate of over 51 per cent since the year 2001, as compared to a 27 per cent growth in the market index during the same period. It is