Micro American Women

    Women in developing countries take out loans to start businesses and make money. Women struggling to make money take out these loans start a business to make money and pay off the debt from taking the loan. They are able to further support their family along with themselves as the debt is paid off and the business makes more money. Individuals living in poverty filled communities rely on informal employment to make money. Micro-credits have been directed more towards women because they invest money in goods and services. They do not need to depend on their husband for money when they have their own business to make money. When women take out loans to start their businesses they get stronger and get independence from their husband. When women invest in good and give services they help their family and themselves in an effective way. This could benefit women in poverty towards coming out of poverty.

It is necessary as well to establish development policies for the medium and small industries, promoting social equality and respecting the human rights Including the poor to have freedom and voice to influence the decisions that affect their lives. One of the methods to achieve this goal could be a conditional cash transfer payments that will mainly consist in payments made directly to poor families so long as they meet certain conditions, such as keeping their teenage children in school. It is also important to create programs where people get information and tools of how to create their own income without depending on the government. If the micro-entrepreneur gets a small loan, they can start economic activities that eventually will increase their income. At the same time, these microentrepreneurs should get the assistance of how to manage their finances, until they get enough knowledge of how to manage their own business. Women play an important role in Venezuela’s society, that’s why creating programs were women are empower to create small companies would contribute to diminishing malnutrition within their family

Micro enterprising has helped African women in many ways. New machines make it easier for them to work. They raise money to support their large families and themselves. Some also hire workers, which creates more jobs. Micro enterprising also gives women more opportunities to work and inspires them to start their own business. They help their economy little by little. But most importantly, it gives them pride for being a women; one that went from unable to do anything to working and saving their family.

Background: For years since the rise of microfinance in the contemporary discourse of development, Chotacredit, a nationwide Microfinance institution, has been playing a leading role in the XXX region in providing accessible finance to low-income households as a catalyst for employment creation, poverty reduction, and gender equality. However, in recent practice, Chotacredit has found that the current loan-signing rule which requires co-signature by spouse may potentially limit female participation in the microloan program and program impact. A few valid assumptions have been made: 1. As currently, a loan contract must be co-signed by both husband and wife, and a significant share of the husbands of our female clients are truck drivers, the

For Victoria’s case, she needs the money to buy more potatoes and quinoa to make sure her shop has all the proper vegetables (Kiva.org). If Victoria can keep her shop well stocked, she may attract more customers and make more money. By earning more money, Victoria can improve her quality of life. According to Plan Canada “microfinancing can lead to improved access to clean water and better sanitation while also providing better access to health care” (plancanada.ca). Research shows that microfinance loans are better suited for women because they are less likely to miss payments on their loan and it helps them feel empowered (plancanada.ca). By lending to Victoria, she will feel empowered and will be able to support herself and her family. Also, because she is a woman, she is less likely to miss

Micro-loans are essentially the same as traditional loans, just on a much smaller scale. Families living in extreme poverty usually don’t have good enough credit to obtain a traditional

Mariam, a VSLAs member in Iganga, say in cases of illnesses or emergencies, she can cover the expenses with funds from the VSLA’s welfare fund. It is a great relief, because it prevents me from having to take my children out of school. Bruton et al. (2011) report that one of the major reasons for the failure of borrowers (particularly women) to effectively utilize loans to realize new business opportunities was the health risks of dependents rather than themselves. In societies with a limited or non-existent welfare state, the proceeds from micro-loans are often redirected to pay for medical and other “emergency” expenses rather than invest in originally envisaged new projects. Clearly, the extension of micro-insurance to cover dependents and

Who am I, Why am I myself? Well my family might connect over oddball things, those things are a part of me and make me special. I would put money down on the fact that other families don't bond of Law and Order: SVU, but we do. As a result, my family makes me who I am. I’m going to put it out there, I’m a weird kid. I don’t have normal hobbies and I don’t know how to be 13. But Grey’s Anatomy, yes, Grey’s Anatomy has shaped me. By watching Grey’s Anatomy I know want to do, be a trauma surgeon: I already know that surgery is my and game. No it’s not normal, but it’s me and Grey’s Anatomy has molded a big part of my life.

"Women do two thirds of the world’s work...Yet they earn only one tenth of the world’s income and own less than one percent of the world’s property. They are among the poorest of the world’s poor." –Barber B. Conable Jr, President, World Bank

What is microlending? In simplest terms microlending is the lending of very small amounts of money at low interest, to low income people in urban and rural areas. It started forty years ago, when a person named Muhammad Yunus was visiting his family and his country Bangladesh which had recently become an independent country. Muhammad Yunus had left his home country then –East Bengal- when he was a child with his parents in search of a better future. He graduated from Vanderbilt University in Nashville, Tennessee, with a PhD in economics. Muhammad Yunus is the founder of Grameen Bank, the first non-profit organization to offer microfinance services in Bangladesh and in the world (New York Times). This bank showed the world on how little

Before women became economic independence, they have to rely on men to survive. While the proportion of women to education is increasing, self-reliance has already become a new mark of modern women. “The data show more women than men today have college degrees. In 1970, 64% of graduates were men and 36% were women; in 2007, 53.5% were women and 46.5% were men” (Jayson 2010). Obtained a degree means that more women can afford their living expenses, or even allow their families to have a better living standard. “Also, women's earnings grew 44% from 1970 to 2007, compared with 6% for men” (Jayson 2010). Although men still make more on average, women’s incomes are significant

* ITC’s initiatives provide sustainable economic opportunities to poor women in rural areas by assisting them to form micro-credit self-help groups that enable them to build

Women for years have struggled with not getting the same necessities as men such as healthcare and education. Two-thirds of the worlds 771 million illiterate adults are women and this is probably due to not being in the right area to get an education

In both developing and emerging economies, microfinance has vastly and increasingly been seen as one of the most important means for enhancing the lives of the poor and therefore a major tool for economic and social development mostly in rural areas. Lately, contrary to this widespread belief, critics have raised eyebrows against this growing popularity of microfinance as a major tool for enhancing economic development. Contrary to belief, they are of the opinion that microfinance is a ‘make-belief’ that is hindering economic and social development rather than enhancing it.

Poverty is the main problem of everywhere. For the last thee decades several developing and developed countries taken several steps to alleviate the poverty. In the world %??(how much %) people are living life below the poverty line their daily or monthly income is less than $ xxx(how much) . One main step is the establishment of Microfinance Institutions which are providing micro credits to the poor people without any collateral. The performance of these institutions is very attractive even some commercial banks also started micro financing on commercial basis.