Millegan Creek Apartments- Financial Analysis Essay

Detra, I can relate with you as I am also not a Texan native or know much about Texas government and its history. When I hear about Texas first thoughts that comes to mind is either their love for their football team, bbq, or women’s big hair do’s. That’s what I related to “everything is bigger in Texas” with, however as I have read it also relates to their pride, their state size and their growing population. I also never understood why Texans are extremely proud people then again as I have been reading and as you have mentioned they have had an interesting history and have shown that they will fight for what they believe in no matter the cost.

Texas is home to about 27 million people and continues to grow. Texas’s major public policy problem right now would be in infrastructure and can be fixed by compromise. There are two types of infrastructure which are economic and social. Infrastructure means those basic facilities and services which and facilitate different economic activities and thereby help in economic development of education, health, transport, communication, banking & insurance, irrigation, power, and etc.... There are two types of infrastructure which are economic and social. Infrastructure is the foundation upon which the Texas economy balances.

Stephen f. Austin looked around for a new business opportunity, eventually deciding to go to New Orleans in the late 1820 to study law. His father moses had a dream of leading the first anglo american families into texas however at that time texas was still a part of mexico so his father moses had to go to mexico to get permission to emigrate the first anglo american families into texas but in 1821 soon after moses stephen’s father returned when Stephen was 27 Moses became very ill and his only wish was that his son would take on and the chance to bring the first anglo american families to texas that was his father’s dream so even though he was reluctant to take on his father’s dream he knew it was what his father wanted so he went ahead with his father's dream of leading the first anglo americans to the unknown wilderness of texas, so after the death of his father Austin traveled to san antonio where he received permission from governor Antonio Martinez to proceed under his father's prior arrangement. Austin was given the title empresario or land grant agent after he received this title the next step was to choose land so Austin chose land between the Brazos and the San Jacinto river . It was some of the best farmland in the area. Austin and Governor Antonio Martinez decided that

Every Texan knows the legends of Stephen F. Austin that lead him to become the “Father of Texas.” Few Texas would try to say anyone else deserves this honor even though Texas is not short of larger than life legends. Such names include Lorenzo Zavala, Thomas Rusk, Juan Seguin, William Travis, James Bowie, and Sam Houston. Even “In his eulogy for Austin, Houston called him, "The Father of Texas"” (Areas of Interest). But despite this many would argue that Houston deserves the title.

Stephen Austin was born on the Third of November in the year of 1793 at Austinville, Virginia. His family was one that made their wealth through the booming industry of lead mining. When he became fourteen years old, Austin went to study at Transylvania University in Kentucky; after two and a half years of study, he would never finish as his father needed his assistance to run his store. Also, this experience in running a store would provide Stephen F. Austin with “the excellent business habits and knowledge of human nature,” which would be useful for his future career as well as the title as the Father of Texas (Father of Texas, 14). His experience from this métier would be necessary for the formation of

Macy’s, Inc. is known as the Great American Department Store was established in 1858 and now has 810 stores operating in the United States, coast-to-coast. Macy’s stores nationwide are grouped into 69 geographic districts that average ten to twelve stores each. Most stores are located at urban or suburban areas. As of January 30, 2010, the Company’s operations were conducted through four retail operating divisions – Macy’s, macys.com, Bloomingdale’s, and bloomingdales.com. The Company is a retail organization operating retail stores and Internet websites under two brands (Macy’s and Bloomingdale’s) that sell a wide range of merchandise, including men’s, women’s and children’s apparel and accessories, cosmetics, home furnishings and other

Texas would be the 14th largest economy in the world as a stand-alone country by Gross Domestic Product. The state is border line healthy but does have a growing GDP. The infrastructure is average definitely room for improvement. It is said that Texas is going to have 12.4 percent more revenue to spend in the next TWO budget years. I define Texas’s economy as borderline healthy even though everything is looking positive for Texas because just two years ago there were panics in certain areas of being in debt. They are now getting their state back to being healthy and as long as they keep making smart decisions and start working on the cities/towns little by little they will remain healthy.

Given the information, this project seems promising for success assuming high occupancy levels. The Millegan Creek Apartments would be a 390 unit apartment project in Williamson County, for a proposed $15,715,000 loan. It would be about 11 miles northwest of the CBD and close to many of Austin’s high tech companies. This location would be beneficial because it can service many of the high tech companies’ employees and since the apartments are being built as a typical luxury apartment complex, it will be more appealing to these employees. JPI had begun to search for the ideal location for the Millegan Creek Apartments in 1993. They sought an area with employment

Life insurance is meant to provide funds to replace a breadwinner's to protect and support dependents. Chad and Haley are dependents, not income providers. Therefore, the purchase of life insurance is unnecessary and not recommended. The Dumonts should use the money they would spend on policies for the children to increase their own coverage.

As I go to sleep, I dream of a place where everyone is treated equally and not judged by their race or culture. As I wake up the next morning I tell myself, “Life being treated equally… What is that?”  For years racism has been around, When will it ever stop? We the people are tired of seeing innocent black lives on the news being shot up by police officers for looking “suspicious”. If the law does not seem to notice how big of a problem racism is becoming, One suggestion that I would give them is that they should take their time to read “Room For Rent”,  By Richie Narvaez. After reading that story, it will give you a better view on how racism is a huge problem. While I was reading this story, it made me more interested to find out if this is really happening or is it just a myth. It makes me wonder if people actually face these ethnicity problems.

This analysis contains references to years 2010 and 2009 for Dollar General Corporation, which represent fiscal years ended January 28, 2011 and January 29, 2010 respectively. The main issues which the company is concerned about are its ability to increase sales and profitability and reduce costs in the current economic situation; another issue is an ability to repay an extensive amount of long-term debt which increases its risks.

There is no doubt that the contribution of each of the group members is equal.

Other related party transactions—In 2015, we entered into a loan purchase agreement with AmeriHome Mortgage Company, LLC (AmeriHome), an investee of A-A Mortgage, an equity method investee. The agreement allows us to purchase residential mortgage loans which they have purchased from correspondent sellers and pooled for sale in the secondary market. AmeriHome retains the servicing rights to the sold loans. We have purchased $19 million and $83 million of residential mortgage loans under this agreement during the years ended December 31, 2016 and 2015, respectively.

The homeowners of Westlake Village Condominiums recently voted to finance an estimated 6.4 million dollar association loan that will fund renovations of the building, and ensure that its codes are up to date. Because the HOA does not have the money to pay for the building's enhancements, homeowners will be responsible for funding this association loan by taking out their own loans, which could be demanded as soon as September 1st. These loans will be repaid monthly through the homeowners association, which is the driving force behind the renovation project. Only one bank – yet to be revealed – has expressed interest in financing the project, at an interest rate above 6%.

The inclusion of the assets of stock material and leasehold have to be added Clause 1, that describes Assets, or could be added to an attached Schedule that describes all the assets that are to be transferred to the Buyer.