Motor Vehicle Accidents And Economic Stress

vehicle collisions yearly, according to Kristof’s projections (Kristof 161). This is exponentially greater than the 30,000 who are killed in car accidents today, after these regulations were

“The risk of motor vehicle crashes is higher among 16 to 19 year olds than among any other age group.” (Teen Drivers: Fact Sheet 1) “The presence of teen passengers increases the crash risk of unsupervised teen drivers. The risk increases with the number of teen passengers.” (Teen Drivers: Fact Sheet 1) In the United States motor vehicle accidents are the number one cause death in teens. “In 2010, seven teens ages 16 to 19 died every day from motor vehicle injuries.” (Teen Drivers: Fact Sheet 2) This alarming number of casualties could be prevented by educating our teenage drivers prior to them being on their own and operating a couple ton weighing

Background and Audience Relevance: According to National Highway Traffic Safety Administration, in 2015, about thirty-five hundred people were killed, and four hundred thousand were injured in car crashes.

There is also a type of coverage referred to ask medical payments coverage. If an accident occurs, this coverage will help repay the driver or passengers for medical expenses caused by the accident. This is generally a quick process that helps get your medical payments taken care of in a timely fashion (Heath 2.) One final type is the uninsured motorist coverage. This provides the customer with protection from accidents with someone who has not purchased car insurance. This type would also cover hit and run accident that may occur. "Also, uninsured motorist insurance coverage comes into play when an at-fault driver doesn't have enough liability coverage to pay for the damages from the accident." (Abramowitz 2.)

In “Auto Insurance and Traffic Fatalities”, David (2015) examined the effect of drivers who are insured and uninsured on road safety. “The Effect of Automobile Insurance and Accident Liability Laws on Traffic Fatalities” (NBER Working Paper No. 9602) were used to measure the no-fault limits. He said drivers who remained uninsured will drove more cautiously because fear of being in an accident, so their number of fatalities will lower than the drivers who have insurance. The drivers who forced to buy insurance and now facing diminish

“The United States is on track to have its deadliest traffic year since 2007”, the National Safety Council says with nearly “19,000 people killed as a result of motor vehicle accidents between January and June.” There are multiple reasons why there is car accidents in today's society. The issue is that there are so many people dying every day in the United States because they are going over the speed limit and texting while driving. 11% of drivers ages 18 to 20 who were involved in an automobile accident and survived admitted that they were sending or receiving text

In 2014, there were 32,675 deaths related to motor vehicle accidents (Insurance Institute for Highway Safety and The Highway Loss Data Institute, 2015). The top reported causes of car accidents are distracted driving, speeding, and drunk driving (Starver, 2014). So many lives have been lost to the road, but fortunately, the number of deaths in motor vehicle accidents are decreasing year to year. This trend also correlates with the increasing amount of laws created in order to deter people from actions associated with the causes of many car accidents. In order to continue this trend of reducing fatalities related to car accidents, the federal government should pass laws to standardize safer practices across states, as well as require new drivers, and those who have had their licenses revoked, to take courses on the dangers of driving and defensive driving practices. To support these laws, the federal government could

There was another student death as a result of a car accident in 2011. It is a common fact that teen drivers have higher accident instance rates than their adult counterparts, due to a plethora of factors. First, teen drivers have not been driving for as long and do not have all of the experience that adult drivers have. Also, the incidence rate of accidents increases with the amount of teen passengers in the car. In a study done by the Center for Research and Policy at Johns Hopkins University researchers found that, “The highest death rate (5.61 per 10 million trips) was observed among drivers aged 16 years carrying 3 or more passengers” (Chen). Because of the multiple deaths and injuries caused by traveling to canning destinations, as well as the fact that Penn State students are a high-risk population for car accidents, it’s unsurprising that safety concerns are shared by Penn State administration members, parents, and students alike.

Texas traffic accidents leads the nation in car deaths. In some ways, the large number of crashes is to be expected; Texas is a very large state. However, the Texas death rate of 1.44 deaths per hundred million miles travelled also exceeds the national average of 1.28 deaths per hundred million miles travelled. In this proposal, I will provide accurate statistics of last year’s records and then provide a possible solution to reduce fatalities.

Alcohol-related crashes in the United States cost citizens almost $114.3 billion in monetary costs and quality of life losses in 2000. Factors that cause the excessive expenses for impaired driving are the severity of the accident, depending if there is death or serious physical and/or mental disorders sustained from the crash. A second factor that leads to a large expense is how far the intoxicated driver drove depending on their blood alcohol content. To illustrate, if the intoxicated driver had a blood alcohol content of 0.15 in 2000, they would have to pay $5.80 for every mile driven. (“Economic Costs of Alcohol Impaired Driving”). Additional money is also spent towards thousands of dollars in court costs and increase in insurance as a result of alcohol impairment. Rather than thousands of dollars going towards the effects of the accident, money could be going to better causes to improve one’s life and

Extensive studies have considered the role of public policies in reducing fatalities among passenger car occupants, but not amongst specific types of vehicles, specifically, motorcycles. Also, it is worth a note that research on the impact of socioeconomic factors in road safety have received very few to little emphasis within the US. For example, Tsai et al sought to fill these gap by looking at the effect of both socioeconomic factors and public policy on highway safety in the US [6]. This study confirmed that it is important to consider the influence of socioeconomic and public policy factors on highway safety. Additionally, research involving these factors in specific relation to motorcycle safety were found to be very limited. Most research relevant to this topic focused only on helmet use which is only a miniscule portion of what this study intends to incorporate. However, one study did attempt to model the effect of public policy on motorcycle safety, but limitations existed within the dataset and the study itself which was conducted on a macro-level [7]. Therefore, this section will introduce the factors that were found to be significant in previous research, and will define a new series of factors to study the relationship between these predictors and the dependent variable, crashes

Everything is unsure in our life. We don’t know what will be there in the future. We all are taking risk and living on it every day. In order to be assured financially to some instinct we need insurance. Basically, insurance is the protection against the possible financial loss. We need to be assured for the loss that is going to cause in the future. Insurance covers many risks like unexpected property loss, illness, and injuries. Now a days, people use automobile a lot. We need to use it in our day to day routine. Motor vehicle crashes cost lost in wages bill and medical bills. By the accident it may cause individual a huge amount to pay for bills. Insurance can’t eliminate all the cost that has incurred but it can however, reduce the amount the bill individual is going to pay. By the law of every state is a compulsion to every motor vehicle to insured with insurance company in United States of America.(Kapoor, 2010) The total number of vehicles that are registered in Unites States from 1990 to 2013 (1000s) is about 256 million which includes car, motor cycle, trucks, and other

There are other types of accidents such as Rear-end collisions it’s when a car crashes into other car in front of it, the second type is Side impact collisions it’s when a side of a car get crashes by the front of other car. When a car flips over into the side or the roof it’s called car rollover accident, the fourth type is single car accidents its when only one car is involved in the accident, the last type is Multi-vehicle accidents and its mean when two or more cars is involved in the

Car accidents can happen to drivers anytime, anywhere. "According to the National Safety Council, which stated that more than 2.5 million collisions back every year, making it the most common type of car accidents, it is also known that the accident rear end as incidents of injury, because the nature of the collision leads often in whiplash injury the driver in the car in front and about 20% of people who participated in a rear collision injury symptoms of this kind. ", (NHTSA, auto-accident-resource.com). Among the car accidents, the teenage group is the only age group who is number of deaths is increasing instead of decreasing. Also, all the people are exposed to risk and actually every one of them has got car

Imagine yourself as a sixteen year-old. You just got your driver's license, and you and a few friends are going to celebrate. However, at ten o'clock, you don’t pay attention to the road, and you crash into another vehicle. Two of your friends die on scene, and your other friend is severely injured. For thousands of teens each year, this is a reality. Teens ages 16-19 are more likely to get into a car crash than any other age that drive including seniors.