My Son Was Accepted To A College He Can T Afford

Through this recent recession the gap for financial aid has become increasingly large due to the fact that colleges are basing some of their applications by their financial situation. This in turn creates widening on lower to middle class families who cannot send their children to school because the cost are too great to bear with large amounts of financial aid. The wealthy students are not only being accepted to these pricy private universities but are being given grant and aid so that they can make it through. The poorer students are not even given the chance to attend those school not because of their brain but because of their lack of funding. In today’s society were the upper class has become very distant to the middle and

Higher education has been known by many Americans as a luxury for only those who can afford it if not being forever in debt with student loans. The price of higher education has been in debate for many years but it still has not ceased to come into an agreement. Should higher education lower its price or is it worth paying for it? As Andrew Hacker and Claudia Dreifus argue in their article “Are Colleges Worth the Price of Admission?” there are colleges worth mentioning about how successful their financial management has been correlated with their students success. The issue has also come into attention for Sanford J. Ungar, as he explains in his article “The New Liberal Arts,” although liberal arts education may be have its misconceptions, it does pay for its price. Hence, higher education (whether from a regular university or a liberal arts college) is worth the price, as it prepares individuals for the real world more than any other kind of education, it is an unique time were students are allowed to explore and put their abilities into test and it is the opportunity for many to overcome the many obstacles life has to offer.

Recently there has been a lot of debate about the importance of college education. Students are asking if it’s worth the debt to attend a four year university or community college. Some are thinking what are the benefits of a degree is in the workforce. With college tuition increasing and state fundings lowering, low income students are struggling to attain a higher education. College institutions should have a role to provide students higher education and equal opportunity to students to increase social mobility yet intergenerational reproduction of privilege has produced inequality in education.

Marty Nemko, in the article, “We Send Too Many Students To College,” acknowledges that colleges have become obscenely expensive and that it is possible to be successful without going to college. Arguing that too many students are sent to college without realizing that it is not imperative, Nemko targets parents in his claims that colleges focus on educating in the cheapest way possible and most importantly, that the advantage of past college graduates in the job market is declining. One of his main reasons is that even though the average college graduate makes more money, hundreds of thousands of students in the bottom half of their high school class do not succeed in higher education. Nemko’s article is the most persuasive article on whether college education still has value as he argues that college is not beneficial to everyone through demonstrations of hyperbole, and figurative language.

Imagine a brilliant high school child named Michael who has a high GPA and is enrolled in the honors and AP curriculum; he precipitates in multitudes of extracurricular activities including sports and clubs. He gets accepted to many schools and received many scholarships. However, even with financial aid, he and his family are economically deprived and therefore incapable in funding a college education. This scenario is not an imagination but a common event in modern day America. Fifty percent of eighteen to twenty-five year old adults who did not attend a higher education institution experienced a similar situation (Why). These people belong in a university, an establishment whose nature is to judge base on the intelligence not on the

Families are now aiming low when it comes to college- or are simply not going at all. Money could play a huge part in this decision- after all, the cost of college has skyrocketed over the years, and so has the amount of student loan debt. This is something even Leonhardt admits, stating that, because of this, only about 33 percent of young adults get a four-year college degree today, while another 10 percent receive a two-year degree (Leonhardt). And even though many colleges offer financial aid packages, that money may soon be cut and the cost of college will continue to grow. It is true that, in my personal experience, just because a student is awarded financial aid does not mean they have a golden ticket to University. This leaves many desperate students the only option of taking out as many loans as they think they can handle- often more than they should. Debt is not a new issue for America, but it is still a problem. Although David Autor, an M.I.T. economist, laments: “not sending [young adults] to college would be a disaster”, no one can ignore the rising rates of loan defaults, and some think it

However the cost of college makes it difficult for people to get a college education. “Shelly Comer, 43, of Des Palos, California, is a divorced mother of three who also takes care of her oldest child, Michelle. She is going into debt so that Michelle can go to college(Wallechinsky 26)”. Michelle, “is concerned about the financial burden her education is placing on her family: “In order to meet our expected family contribution, my mother had to the entire amount of her share (Wallechinsky 26)”. A college education is very difficult to pay for. These quotes tell the story of the financial burden that is placed on families to send someone to college. Once the person graduates they have to get a job that will pay them enough to start repaying the cost of college. Sometimes those jobs are hard to come by. “Today, despite having a college education, Randy works for $9 an hour finding community jobs for the mentally challenged adults (Wallechinsky 26)”. We have to make getting a college education more affordable. Many times parents go into financial debt trying to help their children. This only hurts their American Dream as many of them are moving into the retirement stage of their

In today’s society, it is said that having a college degree will have long term benefits. However, for some people, they wonder if college is worth it. The reason why is because of the cost of attending college. Unlike public schools, going to college is not free. Being able to attend a four-year accredited college with scholarships is almost deemed a miracle. Being able to choose which school to fit in your price range is almost heart breaking. The cost of attendance will increase based on accreditation and location. You cannot pay for college with cash money alone. With the help of financial aid, students are given money based on their parent’s income. For some low poverty students, the hopes of getting financial aid is their way to college. For others, parents set aside a trust or college fund to give to their children. Another way students pay for college is through scholarships that they earn locally, through the state, or even on a national scale. However, when the scholarships run out, a student is forced to take out student loans, and the steps after taking the money are not told until after graduation. The student debt rate is overwhelming in this country. No one wants to talk about it because it is being swept under the rug.

Presently, the availability of educational opportunities at the college and university level is a critical state and personal interest given the needs of the state for a well-educated workforce which has never been greater. Too many, the focal point of attending college is receiving a high paying job in the future. Unfortunately, in most states, tuition is on the rise and students who come from low-income families find themselves struggling to fund their education. According to legislatures, “The cost of college in New Jersey, as in the nation, continues to grow faster than the rate of inflation.” (State of New Jersey 1). In the national financial aid policy resources that are typically given to the neediest families are shifting towards

Government created financial aid to increase enrollment rates for higher education. Financial aid helps those in need to continue their education. However, financial aid does not help everyone. Society expects young adults to further their education and get good jobs, even with their limited incomes. These expectations drive increases in the price of college dramatically each year. When tuition increases, middle class families struggle to afford their child’s education, resulting in students working to pay for college if they fail to qualify for financial aid. Numerous criteria for financial aid exist, so many middle-class students find it difficult to afford college. Colleges should grant more financial aid to those students working to support themselves and their families.

Several ponder if college is right for everyone. Stephanie Owen, a senior research assistant at Brookings’ Center on Children and Families at the time of the report’s publication and she currently serves as a research associate at the Urban Institute, and Isabel Sawhill, a co-director of the Center on Children and Families and a senior fellow in economic studies at Brookings, wrote an essay called “Should Everyone Go to College?,” that gives insight on if college is right for every person. While they show reason why college can be a smart investment, they also acknowledge that it is not for all. They also bring attention to the fact that an enormous deal of thought needs to be put into attending to college or not and all the questions that come after that decision. They also mention that it is common knowledge that this topic is highly debated. “Should Everyone Go to College?” provides an affective argument that features both sides of the debate. Sawhill and Owen achieve this by utilizing logos (mostly) and pathos and ethos. Using a factual appeal along with emotional and ethical appeals typically impacts the reader in at least one way.

Although learning critical thinking skills, having a substantial economic mobility, and earning job advancements answer the question as to why college would be worth the take, high-ranking debts and student loans are undercutting opportunities and the social mobilities that those who are well-educated have assured. Though many believe the key to life and success begin with a college degree, Melinda Lewis, a professor of Social Welfare at the University of Kansas does not quite agree. “It is still true that you are better positioned if you go to college, but you are not as much better positioned if you have to go to college with debt.” Families are struggling to be able to meet these costs. “Personal loans, rather government loans or grants”

Whereas Sabrina Tavernise, a journalist for The New York Times, would say that this delayed pursuit of higher education is more of a result of my parents not being of the upper echelon of financial individuals, hindering me from attending or even completing college. Where I agree with Freedman’s notion that most top colleges’ reliance on their current business model is preventing their financial support of low-income and middle-income students, I also agree with Tavernise’s claim that education is not achieving its intended purpose and is transforming from a great equalizer of the classes for underprivileged students who had a knack for learning to another gap in the playing fields of society that we find today. As such, I consider that it is the transition of the financial affliction from schools to the students that is causing a reduction in colleges’ support of students, particularly low-income students, resulting in an ever-growing gap between the privileged and

Means to higher education is important in today’s day and age for a variety of reasons. It allows individuals to develop a more comprehensive and diverse outlook on life that can lead to an increase in happiness for oneself as well as those they are surrounded by. Furthermore, as technology continues to grow and eliminate many labor intensive and repetitive jobs, there is increasing demand for jobs that requires skills obtained via higher education. While there is a long way to go before higher education becomes equally accessible to those who desire it, Currently the biggest obstacle preventing students this equal opportunity the price of college tuition. In order to combat the problem, many institutions provide financial aid. There are a variety of scholarship and financial aid opportunities which help provide equal opportunity for those who deserve it. The University of Michigan has just established an initiative known as the Go Blue Guarantee, which essentially provides free instate tuition for families who’s net income falls below 65,000. The initiative has been both heavily praised and criticized by many so in order to determine the value and moral correctness of the initiative, we will analyze its pros and cons through a variety of ideologies. In order to do this, it will be important to acknowledge how the Go Blue Guarantee impacts the students who qualify, as well as those who do not qualify. Furthermore, the implications it has on society outside of the University

In the first chapter authored by Donald E. Heller discusses trends in the affordability of public colleges and universities. He attempts to challenge how college cost is assessed in relation to financial aid. With the inclusion of additional fees that students are required to pay and a student and family’s ability to pay, we still continue to see that the cost of college takes a bigger percentage of family resources each year. This problem is even worse