Essay on Northwestern Mutual

On May 31, I began working for Northwestern Mutual in downtown Nashville. Northwestern Mutual is a Fortune 500 life insurance and financial planning company. Since then, my title hasn’t just been intern or college intern and I wasn’t just doing busy work or making copies for people. Northwestern Mutual treats their college interns as full time representatives with all of the daily jobs and responsibilities that full time employees handle. Northwestern gave me the title Financial Representative and sent me on my way to make a difference in peoples’ lives by giving them the opportunity to gain financial security through live insurance and financial planning.

Since this is my second job interview, I want to be specific, realistic, and measurable as possible than my first interview. I want to build a relationship with a recruiter through the phone by setting up the different objectives so I can assure my knowledge in this business with Liberty Mutual. I will begin my interview by explaining my primary objective, my biggest desire to fulfill in this part of business in order to succeed in my goals by setting up an agreement between me and a recruiter, so we can build a confidence in calling references for a certain office appointment or a paperwork. My minimum objective, that I hope to achieve in this business, is to coming up with a plan that I can do for this business for a long-term such as increasing

The Progressive culture has historically tried to emphasize the client with a “Fast, Fair, Better” mantra. A review of the change in vision shows that it has been changed significantly in the recent past from a long winded mission like statement as shown in Progressive (2016a) to a simple and clean “Become consumers’ number one choice and destination for auto and other insurance” as shown in

Aflac has grown not only in the United States but also in Japan, as well. Aflac was sprouted from the idea of three brothers who believed people needed protection when a medical problem arose (“Aflac Supplemental Insurance”, 2015). Their core value was always held to high standards and that was to “put the policyholders first (“Aflac Supplemental Insurance”, 2015).” Aflac also strives themselves to be comprised of a diverse group of individuals. This idea buds the notion that each individual person brings different strengths to the table and for this reason is why Aflac has been so successful over the decades.

As a “comprehensive major medical insurance policy,” the Dumonts’ coverage includes basic health insurance for hospital, surgical, and physician expense needs, as well as major medical expense coverage. The latter is very important to extend the basic coverage to protect the Dumonts from the financial effects of a catastrophic illness or accident. The policy has a very adequate lifetime cap of $3,000,000 per insured. The Dumonts should continually analyze the health plans from both employers to determine which offers the best overall plan. But, the annual coinsurance, stop-loss amount, and family

Every year, corporations work with designers to create and distribute their most important document of the year: the annual report. If produced effectively, this document, marked by high production values, massive printing expense, and the collective work of designers, corporate communication teams, writers, models and photographers, serves to persuade a shareholder audience that the investment choices they have made are wise, that the company reflects the values of their investors, and that investors should, above all, not divest themselves of the company’s stock. Annual reports serve not only to communicate the financial health of a company to their audience, but act as a bridge between a corporation and a concerned shareholder. And in times of turmoil (such as the economic crash experienced in North America in the fall of 2008), they must be especially effective in communicating a company’s identification and consubstantiality (Burke, 1969) with their audience’s ethos.

Prior to the great recession in 2008, Warren Buffet was once quoted with saying “There’s never just one cockroach in the kitchen”, Buffet was referencing at the idea that a financial crisis of any nature does not just occur on its own, but is rather typically a result of a set of preceding events or actions. In recent news, Wells Fargo is the latest transgressor on Wall Street, and appears to have been involved in one of the largest financial scandals ever.

Every day, an accident occurs. The accident can be simple like a broken window, or the accident can be life threatening life a car crash. Either way, money would be required to fix both issues. When an accident happens, people turn to insurance companies to help come up with a solution. However, multiple insurance companies are ridiculed and thought of as companies which can abandon their customers at the time of need. Through commercials made by State Farm, the company helps citizens see how choosing State Farm Insurance would be beneficial to them through ethos, pathos, and logos.

Nationwide, a mutual insurance company with affiliated companies in the financial services, is one of the largest insurance companies in the US. Insurance is created to protect the safety of a person, home, or business in the event of an unexpected loss. The annual report is used to disclose the company’s activities throughout the preceding year to shareholders and potential investors. Nationwide’s 2012 Annual Report uses three strategies to communicate to investors: displaying repetition of the company logo, “On Your Side,” conveys excellent customer service; utilizing a timeline shows the importance of insurance at different life stages to emphasize company stability and to create lifetime customers; and presenting highlighted numbers showing

The first of these scenarios, related to the practice of Z Insurance Corp to take advantage of senior citizens stirs a deep resentment within me for the organization. As someone who strongly believes that a career in personal financial service, like that which Z Insurance Corp purports to provide, is as much about the maintenance of personal dignity as it is about wise management of dollars and cents, I object strongly to the company's practices. Quite simply, Z Insurance Corp is preying on the fears and concerns of senior citizens related to money and security and is training new employees to perpetuate a culture of deception and dishonesty. In so doing, the company is violating the dignity of its senior citizen customers,

GEICO is one of the most widely known insurance companies in the United States. In its early years it limited its customers to federal government employees, hence it acronymic name which stands for Government Employee Insurance Company. Auto insurance is a mass-market product that is required by law in many states and is certainly a very good thing to have where not required so it behooves the company to appeal to as broad an audience as possible. GEICO, according to Standard and Poor's, (citation) is the “No. 1 provider of personal auto insurance through direct channels in the U.S. and third-largest personal auto insurer overall.” To attain and maintain this lofty ranking GEICO has inundated the public with multiple full spectrum advertising campaigns which include direct mailing, TV, radio, print media, online and billboards. Its many and varied advertising campaigns, most of them humorous, have been omnipresent on our TV screens and virtually all our print media space for decades and have become part of our popular culture. GEICO tailors some portion of its advertising based on the readership and viewership demographics of the media carrying the

Although Wells Fargo has maneuvered the recent crisis very responsibly and prudent, it is lumped together with other Wall Street firms and their failure during the crisis. Its’ reputation, as the reputation of any firm on Wall Street, has suffered. The trust in Wall Street firms is destroyed It is believed that the economic crisis was triggered by failures in leadership; we are in a so-called leadership crisis, meaning that the majority of the American public doesn’t have trust in their leaders anymore, and neither do employees trust their managers. This leadership crisis influences the productivity of banks, as can be seen at the falling stock value of Wells Fargo. Therefore, to guarantee enduring productivity, Wells Fargo has to adjust

Founded in 1922, this Texas based insurance company, started out when 25 Army officers, San Antonio, Texas, made the agreement to insure one another’s automobiles. Within 90 years, this miniature insurance group has grown to be one of the premier financial service providers in the nation, boasting over 11.4 million members and 28 thousand employees. USAA provides over 47.2 million active products, such as policies for property/casualty and life insurance, personal banking, discount brokerage accounts, investment management services, and other special services such as real estate development and discount shopping. Keeping true to their original

Our customers need competitive insurance premiums, they need to be able to renew their policies and update their personal details with ease and most importantly they need help when something goes wrong and they have to lodge an insurance claim. When an insurance claim is lodged our customers need efficient and supportive administration support and fast access to well-coordinated skilled repairers.

Pandey, K.C. (2004), has identified the changes that have taken place in the insurance market to be: direct marketing through dedicated sales force; effectively functioning bancassurance model; the major role played by the corporate agents in assisting the policy holders to select the right type of policies and telemarketing i.e., usage of databases with the aid of call centers. The author has suggested that, it is imperative for the insurance companies to reinvent themselves with the changing dynamics of the