Nursing Home Insurance Research Paper

Nursing Home Administration is an area which specialized in medical and health services management. Nursing home administrators specialize to supervise clinical and administrative affairs of nursing homes and related facilities. They also have a working knowledge of the physical and psychological effects of the aging process. An administrator’s duties includes overseeing staff and personnel, financial matters, medical care, medical supplies, facilities, and other duties as specific positions demand. This paper will discuss different aspects of nursing home administrator and I will follow up with an interview by Kathy Kondolf, an administrator at Heartland of Zephyrhills.

In most cases those who need long-term care have to pay the bill themselves. Neither Medicare nor Medicare supplemental coverage, also known as Medigap insurance, policies or standard health insurance fully cover long-term care.

Some policies offer comprehensive coverage that include a wide range of healthcare settings, while other policies are facility-only. Which policy you choose will of course, depend upon your individual needs and the type of policy you can afford. You can also often choose to add enhancement coverages such as monitoring systems and in-home equipment, transportation to doctor's appointments and the like. Before purchasing a long term care policy, be sure to compare your available options and consult with a specialist to ensure you're getting the best deal.

Long-Term Care is the retirement crisis that no one is talking about. There is an increasing demand for long-term care services because Americans are living longer with chronic health conditions. For Example, Veterans may live with family or alone and need services that their caregiver can no longer provide or may outlive their primary caregiver. Nursing home placement seems like the only option.

If your senior loved one has a chronic illness or disability, they may benefit from investing in long-term care insurance. Medicare and employer-based insurance plans typically don't cover in-home care. Long-term care insurance is purchased separately and covers in-home care from health aides or caregivers. Because insurance companies typically will withhold payment for a certain time period after the insurance is purchased for seniors with pre-existing conditions, make sure your loved one has funds in savings or other sources to cover the care before the insurance begins to pay.

There have been two main drivers to the factors that have influenced long-term care. The first driver is the exponential increase in medicine and pharmacology. This has allowed more people to live longer by not suffering an annual winter disease decimation of their numbers and enabled them to live longer with chronic diseases. The second driver is federal funding either directly via reimbursement for services or indirectly via pension payments as well as direct funding for construction. These all create demand for facilities and services. More than any other factors it was both the proprietary construction funding of 1959 and OBRA that have structured the current long-term care environment.

The best way to find a safe nursing home for your elderly loved one is to start with referrals.

Congress. Codified as section 1819 and 1919 of the Social Security Act, the landmark legislation declared that every nursing home must protect and promote the rights of each resident, including, “The right to be free from … any physical or chemical restraints imposed for purposes of discipline or convenience and not required to treat the resident’s medical symptoms.” When the Nursing Home Reform Act was adopted it was widely accepted to use restraints as an acceptable and widely-used option to manage the behavior of residents who wandered; were agitated; or who in the view of treatment staff, simply needed to be restrained. However, the standard use of restraints was not supported by a body of research that found that physical restraints had

The cost of health insurance is determined by the amount of money you have to pay. You need to pay for the medical costs incurred by the insurance company. You can also get a health insurance policy from the company. The health insurance company is also a good place to start. The insurance company will give you a good health care plan. This is a good way to get a good health care insurance quote.

Growing up with your grandparents has its benefits. I remember waking up to freshly baked biscuits and fried sliced ham on Saturday mornings just before cartoons. Riding to the pharmacy with my grandfather to pick up his medicine was one of my favorite trips. We would always stop for ice cream before we returned home. Soaking in the knowledge that streamed from the lips of your elders can go unappreciated until you are an adult. Watching people age gives you an understanding of what is important to seniors as they transition to retirement and lonIg-term care. Seniors value the ability to live and enjoy a life that includes independence, family, and home. In today's economy, there is a shortage of health care professionals. Home healthcare services are vital due to the aging US population and need for increased continuum of care.

Nobody wants to enter a nursing home, but there are situations where this cannot be avoided. The cost of a nursing home runs in the tens of thousands, if not hundreds of thousands, of dollars each year. Often, individuals state they will pay for their care until their savings runs out and then allow Medicaid to take over. What they fail to realize if they won't qualify for Medicaid if they own a home or other assets. Long-term care insurance will be needed to pay for the care or they will be forced to sell their home and other assets. With the help of a Medicaid Planning Attorney in Southington CT, individuals learn how they can protect or distribute their assets before it gets to this stage.

Caring for horses would often mean paying huge bills whenever they have to be seen by the vets. One needs to understand that unlike smaller animals, there is a good chance that they will actually end up racking such high expenses whenever they get sick or get injured, or whenever they will require medical attention, this is why seeking an insurance for the horses that you own is always a better way of protecting yourself.

Drug and health plans are major resources to long-term care. Medicare does not cover most of long-term care services, but it may pay a portion depending on selected coverage. Medicaid may step in and help pay as well. “The Medicare Plan Finder tool provides one central point to view and compare all available drug and health plan

This paper will review the many aspects of long-term care problems and many challenges there are within Long-Term care. We will look at rising costs within long-Term Care, patient abuse, will look at the quality of life, shortages of nurses and demand that the elderly are putting on the medical field. The type of care that Long-Term Care had been giving to its patients and the changes within Long-Term Care.

For my nursing home field trip I chose Woodbridge Nursing Home Pavilion, Ltd. 2242 North Kedize Blvd, Chicago IL 60647 (773) 486-7700, it is located on the North Side of the Logan Square neighborhood of Chicago IL. I chose this nursing home because this is where my mother worked for 31 years until retiring in July. On the day of my visit I was to speak with Director of Nursing Yesenia Gonzalez, but she was in meeting all day, but I was able to speak with the Licensed Nursing Home Administrator Patricia Correa. It was a brief encounter, but I was able to get some important information from her. Ms. Correa has been a Licensed Nursing Home Administrator with Woodridge for five years; she has been an active Administrator since 10/31/08.