AFFORDABLE CARE ACT (ObamaCare)
Large populations of Americans are uninsured mainly because of the high cost of insurance. Majority of the uninsured are the low-income working families’. The adults represent a higher percentage of the uninsured than children. Before the law, you could be denied coverage or treatment because you had been sick in the past, be dropped mid-treatment for making a simple mistake on your application, hence, the Affordable Care Act was implemented into law on March 23, 2010 by President Barrack Obama to make sure that every American irrespective of their status will be insured and have full access to proper health care benefits, rights and protection(1). To understand the
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However, when Private insurance companies soon joined the fray thereby creating stiff competition, costs were determined by a number of factors among them was the exclusion of the sick and the selective process of insuring only the healthy which meant more profit for the company because Blue Cross only provided coverage for hospital services. The Blue Shield plans were created in 1939 by employers in lumber and mining. This was done to ease the healthcare burden and bring satisfaction to both the physician and the patient. In 1982, The Blue Shield plan merged with The Blue Cross to form The Blue Cross and Blue Shield Association(4).
In 1943, Senator Murray, Edward Wagner and Congress man Dingell introduced the United States National Health Insurance bill, the acting president at the time, Roosevelt, did not endorse the bill but was supportive(5). The National Health Insurance wasn’t a new concept. In 1883, Otto von Bismark introduced an obligatory health insurance program(6). Its’ success expanded the concept of social insurance in Europe and America. Without official endorsement by the president and with the war still going on, the Wagner-Murray-Dingell bill died in committee. On Nov 19TH 1945 after the Japanese surrender, President Harry Truman sent a revised health care message to the United State Congress proposing a new national healthcare program to be run by the federal government(4). His plan was to improve the
The advancement of APN has been previously linked to health care reform in the United States (Aiken et al., 2009). Health care reform first became a national topic in 1912 when Theodore Roosevelt pushed for national health insurance in his reelection bid for the United States presidency (Cass, 2012).
Obamacare or the Affordable Care Act, implemented by President Barack Obama is the one of the major healthcare reform in America after Medicare’s implementation. Also it is one of the most debatable issues in the present times. Many are doubtful about its long term effects while many more are happy that they would finally be insured. It is of no doubt that the Obama Administration has brought in ACA with a very noble and optimistic intention of providing insurance and healthcare coverage to each and every citizen of America. However from a public administrative point of view it is essential to think about both the potential benefits and harms of this act on the healthcare economy. The reviewed articles discuss about why and how the ACA was implemented, how the architects are ACA are expecting it to benefit the society and what would be the effects of its implementation. The articles from healthcare journals discuss about the effects of ACA on the quality of healthcare.
President Harry Truman was the first president to call for a national health insurance program. His first attempt failed in 1945. He would try again in 1947 and 1949 but failed to make it through Congress. It would be another 20 years before the idea of a national health insurance would come to fruition. On July 30th 1965, President Lyndon Baines Johnson signed Medicare into law. Immediately upon signing the law into effect, President Johnson issued 81 year old former President Harry Truman the very first Medicare card. In its first year of enactment, the Medicare program received 19 million enrollees. Medicare is a national health insurance program provided for Americans who are 65 years of age and older and who have worked/paid into the
The Affordable Care Act (ACA or ObamaCare) was made to help uninsured Americans gain insurance for their families without having to pay too much money out of pocket. After years of debating and perfecting ObamaCare the US government finally decided to let the bill pass. ALTHOUGH OBAMACARE HAS GOOD INTENTIONS; IT IS NOW LEAVING OUR NATION WITH UNTRUSTWORTHY MEDICAL INSURANCE AND FACILITIES, CREATING MORE NATIONAL AND PERSONAL DEBT THAN WAS INTENDED, AND DESTROYING JOBS.
Prior to this shift, government involvement in health insurance services was minimal since it seemed to be under control by the non-profit sector. There didn’t seem to be an urgent need to control or universalize health care at the time. The government’s first interest in the health care industry sparked when employers began providing health care benefits as a competitive advantage for recruiting workers back into the workforce during World War II. To help cope with the rising unemployment rates, the government would offer tax incentives to employers providing these benefits. (add Quote)
National health insurance plans have been considered by many presidential administrations since the beginning of the 20th century. However, Harry Truman was the first US president to propose a system of National Health Insurance his plan was called the Fair Deal which expanded on Roosevelt’s plan the New Deal. When he addressed Congress on November 19, 1945. He had already included the right to adequate medical care and the opportunity to achieve and enjoy good health. In his proposed Economic Bill of Rights, his plan was included national health and medical insurance, federal housing programs assistance for farmers, higher minimum wages, increased social security, and also had civil right reforms.
The main historical developments that have shaped the health care delivery system in the United States. Knowledge of the history of health care is essential for understanding the main characteristics of the system as it exists today. For example, the system’s historical foundations explain why health care delivery in the United States has been resistant to national health insurance, which has been adopted by Canada and most European nations. Traditionally held American cultural beliefs and values, technological advances, social changes, economic constraints, and political
In this paper I will provide my understanding on why I feel Clinton’s Health Plan was unsuccessful. I will discuss the features of Clinton’s health care reform plan and provide my reasons I feel it failed. I will also discuss the influences of the various interests groups and governmental entities that were present during this process. Lastly I will discuss the policy process and policy environment key players that were involved and the other circumstances that shaped this policy-making effort.
Health insurance has a long and extensive history in the United States. The history or beginning of health insurance can be traced back to the Great Depression in the 1930s. The Depression affected several indigenous hospitals in the United States. In order to ensure adequate payment for medical services during the Great Depression, hospitals and physicians had to establish and implement different types of insurance. The health insurance was also meant to cover different types of injuries and sicknesses at work environments. In the same period (Great Depression), managed care and conventional insurance were also brought into existence. Managed care was later developed in the 1980s.
First and Foremost , the Affordable Care Act also know as Obama Care was created so our citizens in the United States can all have affordable insurance for the people of this country. The Obama Care is very similar to Canada’s healthcare system. For example , the healthcare system in Canada system is a group of socialized health insurance plans that provides coverage to all Canadian citizens. It is publicly funded and administered on a provincial or territorial basis, within guidelines set by the federal government ( Canadian Health Care n.d. 2016 ). The United States wanted a similar health care system to make sure the americans who don’t have insurances have the ability to be insured .
In 1932 Franklin Roosevelt won the presidency and declared healthcare to be a fundamental human right. The President Roosevelt administration implemented a program known as the “New Deal”. The program functioned as a national health insurance program that addressed the economic and social reform needed for health care reform.
To realize the importance of Medicaid expansion and the Affordable Care Act we must first examine the past and how far we have come. The uncertainness of healthcare insurance has been an uphill battle for decades. During World War I, health insurance became an important public issue in the United States. Between 1915 and 1920, eight states appointed official commissions to investigate the subject. The movement for health insurance was initiated by the American Association for Labor Legislation, which had conducted an energetic and successful campaign for workers compensation laws.
Healthcare has seen many changes in the United States and has been in a continual state of evolution in order to meet the ever-changing needs of the American people. Healthcare in this country has origins that date as far back as 1929, in which a doctor from Elk City, Oklahoma established a rural farmers’ cooperative health plan, in which farmers could participate in the program by purchasing shares for $50 in order to raise the money needed for a new hospital, in return for receiving medical care at a discount. Around the same time Dr. Shadid was trying to get funding for a new hospital, there were two doctors from California; Dr. Donald Ross and Dr. Clifford Loos that were busy establishing a comprehensive prepaid medical plan for workers at the Los Angeles Department of Water and Power.
The nationwide program of health insurance was instituted in 1945, just after the finish from the Second Planet War. It was a compromise amongst Gaullist and Communist representatives while in the French parliament. The Conservative Gaullists have been opposed to a state-run healthcare process, even though the Communists have been supportive of the finish nationalisation of wellness care along a British Beveridge model.
During later part of the 19th century, health insurance was hot topic between liberals and conservative factors. President Harry Truman (1945-1953) highly supported the national health insurance. But after the Republicans took control of the Congress, they denied to act on it. An article in Physicians for A National Health Program (PNHP) said, “After Truman’s surprise victory in 1948, the American Medical Association (AMA) thought Armageddon had come. They assessed their members an extra $25 each to resist national health insurance, and in 1945 they spent $1.5 million on lobbying efforts which at the time was the most expensive lobbying effort in American history. They had one pamphlet that said, “Would socialized medicine lead to socialization