Obama Care Commentary

In order for the central idea behind“Obamacare” to work, people who were previously uninsured would need to still pay their monthly premiums. Unfortunately, that is not the case as according to CNNMoney, “Around one in five”, people who signed up for their new coverage

There are four different levels of insurance that the consumer has the option to choose from. The Bronze level is the cheapest and will provide 60% of benefits under the health plan. Next, is the Silver level that will provide 70% of benefits, and the cost is more expensive. Next, is the Gold level that provides 80 % of benefits, and costs is still more expensive. The Platinum level is the highest, which provides 90% of benefits, and is the most expensive of all the health plans. “Under ObamaCare, your primary point of contact regarding health insurance and health care services will be your state health exchange” (Taylor 40). Medicaid services will be expanded to consumers with incomes less than $14,000 person annually or family’s income less than $29,000 annually. At the market place insurance companies will compete against one another, which will benefit the consumer. The insurance companies that charge higher rates than their competitors will be driven out of business. The government will provide tax credits to consumers that have an annual income from 14,000 to

In order for the central idea behind “Obamacare” to work as attended, people who were previously uninsured would now have write a check for a new expense: their monthly insurance premiums. According to CNNMoney this is not the case as, “around one in five” people who signed up for their new coverage plans had not paid by the January 31st deadline (even though the deadline was

In this article called Obamacare Explained (Like you’re an Idoit), it explains the breakdown of the Affordable Care Act. Many people don’t know that Obamacare and the ACA are the same thing. “It found that 86 percent of Americans between the ages of 25 and 64 not only didn't have a grasp on Obamacare, they couldn't even wrap their heads around the fundamental concepts of any kind of health insurance” (Neporent). I find that piece of information interesting because that age group were the ones to vote the issue in and we should have some knowledge about the law. I understand it because I work in the medical field and I see how it affects the people that come into our clinic. It still amazes me that many people have no clue about what they have

Many part-timers are facing a double whammy from President Obama 's health care reform. The law requires large employers offering health insurance to include part-time employees working 30 hours a week or more. But rather than provide health care to more workers, a growing number of employers are cutting back employee hours instead. The result: Not only will these workers earn less money, but they 'll also miss out on health insurance at work.

Obama Care is a controversial issue, it is a health care policy, most people in the U.S disagree with the fact that they are forced to pay an insurance they may, or may not need. Obama Care should be an option to help others who do want insurance and can’t afford it to give them a boost letting them choose a more economic insurance, there should not be a penalty for this who do not want to purchase insurance. The United States is a world where you can choose what people want to be. The government is breaking into our lives forcing Americans to purchase insurance. Americans should not be forced to purchase something they do not wish, it should be freedom of choice and liberty to do with your money and life what you wish.

For the first time in history, insurance companies will no longer be allowed to simply tell a person “no”. They will be required to offer coverage and accommodate regardless of a person’s health status, and they will not be able to jack up rates or drop any one from coverage when the main person in the insurance packet gets sick.

The major provision of Obamacare is that most U.S. citizens must enroll in a health insurance plan for the entire tax year or face a penalty. Employers with more than 50 employees must offer workers a health insurance plan, and low-cost insurance exchanges have been set up so that employers and people without coverage can compare plans and buy insurance that meets the following levels of coverage:

If the affordable care act was not present, the only source of healthcare for some people would be provided by their jobs.

According to the United States Census Bureau, in 2012 the percentage of people without health insurance was of 15.4 percent. The percentage of people covered by employment health insurance was of 54.9 percent or 170.9 million. The percentage of people covered by Medicare was of 15.7 percent or 48.9 million. The percentage of uninsured children under age 18 was of 8.9 percent or 6.6 million (De Navas-Walt, 30). One of the mandates under the ACA is the individual mandate. This mandate requires that most Americans obtain health insurance by March 31, 2014 (“ObamaCare Individual Mandate", n.d.). Another mandate under the ACA is the employer mandate. Under this mandate, the ACA requires “all businesses with over 50 full time equivalent employees to provide health insurance for their full-time employees” ("ObamaCare Employer Mandate", n.d.) The ACA has also created a health insurance exchange also known as the Marketplace. This Marketplace allows the public to shop and compare different insurance plans side-by-side by guaranteeing the best deal as the prices are regulated by this law. Uninsured Americans will be able to get free or low cost health insurance through the State’s Health Insurance Marketplace and Medicaid has been expanded up to 15.9 million men, women and Children below 138% of the poverty level. ("ObamaCare | Health Insurance Exchange", n.d.).

However, some people still find Obamacare flawful and rule out the positivity it impacts on people and focus on the negative it causes. The fact that one must at least have an insurance plan that covers 10 minimum essential health care services to have health insurance now or through Obamacare services bugs most. The government also limits patient choice through federal regulation of the insurance market, government interference in the decisions patients make with their doctors, and the rising dependence of government health programs.

Barack Obama was born on August 4, 1961. He graduated from Harvard Law School.The year Barack Obama elected to became the 44th president on January 20, 2009 with 54.9 percentage beat another person who also contend for this position, Mitt Romney. The country is harmonious when president Obama took over. Since Obama became president, he has published Affordable Care Act also called Obama Care to help the people who has lower income. He also support Same Sex Marriage which is a big and fine act to the homosexual partners. Obama also mitigate the relationships between United States and Cuba, According to the three things that president Obama did, he is been considered as a successful president.

It was stated earlier in this paper that big businesses would benefit from this law; however, the exact opposite is true for small businesses. Businesses will be forced to provide healthcare for their employees or pay a fine, something they may not be able to afford. This may result in employees’ hours being cut or even the termination of the employee (“ObamaCare”).

After the 2016 election, I helped deliver Thanksgiving meals to families in need amplifying my desire to reach outside my bubble. As I handed the family their turkey, I noticed the father’s face. It was filled with fear and anger at the clip of the President Elect’s plan to diminish Obamacare playing on the television. This showed me the extent to which politics affects everyday people inspired me to look into the issues being debated and learn more about the candidates.

United States Congress also believes that with mandated insured citizens it will help families with hospital billings, surgeries and prevention visits. Most citizens feel that the “Obama Care” should not mandate citizens to receive a service that they may not use on a consistent basis and that is also unaffordable.