Obama Care

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The Patient Protection and Affordable Care Act deadline is quickly approaching. The bill aimed at reforming the health care industry was signed in to law on March 23, 2010. The primary focus of the law is to make healthcare services more affordable for all American Citizens. The Obama Care health insurance market place is set to open October 1, 2013. However, the U.S. Department of Health and Human Services has delayed the signing of final agreements originally set for the first of September to mid-month.
With the Health Insurance Marketplace opening October 1st, insurance companies will compete as providers for individuals’ business via the Affordable Health Insurance Exchange, an online marketplace. Many health care provisions are
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Often, curable diseases or conditions are not diagnosed in the early stages and are allowed to become life threatening before care is sought. Patients are then forced to undergo extensive and costly treatments which may be too late to render any relief and often result in a premature loss of life. The uninsured or underinsured patients or families are then left with staggering medical bills to pay. Reports indicate that up to 60% of all bankruptcies are the direct result of outstanding medical related debt.
What are the downsides of a universal healthcare system? A universal healthcare system is likely to decrease patient care and doctor flexibility. Loss of private practice options will dissuade potential physicians from entering the market. Malpractice suits will then be government liability, as it becomes the controlling agency. Those countries that have single-payer systems or systems heavily weighted toward government control are the most likely to face waiting lists, rationing, restrictions on the choice of physician, and other barriers to care. Patient privacy and confidentiality may be compromised as it becomes government responsibility. Individual freedoms, such as smoking, drinking, and fast food, may face additional restrictions as they can impact health. Those countries with government health systems already in place, such as France, Netherlands, and Switzerland are not without

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