Obama Care Health Crisis

Across the country, Obamacare is failing the American people with high costs, few options, and broken promises of lowering healthcare costs. Under Obamacare, premiums have risen by over 40% on average, and over 100 percent in some places making unaffordable health care services. In 2017, five states have only one insurer on the Obamacare marketplace and nearly a third of all counties have only one insurer. According to the McKinsey Center, the number of eligible Americans with only one insurer to choose from increased from 2 percent in 2016 to 18 percent in 2017. Compared to 2016, in 2017 enrollment fell by 500,000 people and enrollment is millions of people below what was initially estimated.

President Barack Obama has been written into the history books for becoming the first African American president of the United States. The president plans on changing history again by bringing universal health care into the United States, which has won him much popularity among Democratic voters. President Obama’s speeches are adored by his fans but raise many red flags for the majority of America. Major concerns Americans have with President Obama’s two proposed health-care bills are that health-care options will no longer be available, the real cost of Obamacare, and small businesses. As many Americans believe Presidents Obama’s health-care plan

Obamacare uses federal subsidies make health care premiums more affordable for people with lower incomes. People closer to the poverty line receive extra subsidies which reduce the cost of deductibles greatly and can even reach thousands of dollars. However, the case for many of the middle-class Americans is very different. For a person earning more than $47,520 or a four-person family earning $97,200, the premiums and deductibles are very pricey making health care coverage unaffordable. The middle class doesn’t receive the subsidies like the lower income does. Obamacare isn’t making health care more affordable a crossed the board, rather it focuses on helping people with lower incomes by reducing deductibles prices. This makes Obamacare

Besides assessing the current state of America’s healthcare system, the historical perspective of America’s healthcare sector demonstrated how it evolved to be this way and it allows the public to understand the potential impediments to reform. The professionalization of medicine and the emergence of insurance companies has been a long and gradual process. Several previous Presidents have developed blueprints for healthcare reform with varying degrees of success. This section explores the growth of healthcare in America from its colonial days throughout the twentieth century.

Examine the various forces that shaped & implemented the Patient Care & Affordability Act (e.g. “Obamacare”—refer to Slide #11 in the presentation); and examine two that you think were critical in establishing this policy as law.

In 1927, the Committee on the Costs of Medical Care was formed. These committees, which included health economists, physicians, and public health experts, researched the American health care environment and produced in 1932 a landmark report Medical Care for American People which revealed the significant discrepancy in costs, quality, and quantity of medical services in the United States. The primary concern is that health care systems do not provide sufficient services to satisfy the health care needs of Americans, especially the minorities. However, people do not have the financial stability to support their health care needs. Therefore, it was proposed to transform the system so that health care would be financed through insurance and taxation (Jost, 2012, p. 54). In fact the initiative was widely supported and the first insurance plans appeared.

Healthcare industry in United States has been an important industry for a long time. It is one such industry that has representation from both public sector and private sector. The current health care system is segregated and fragmented in America. Some states have very effective and efficient healthcare system while some states lack the desired infrastructure. The evolution of healthcare system in USA can be traced back to 1750. The period from 1750 to 1849 is termed as preindustrial period where the care of sick people was primarily handled by families (Brian, 2010). The period of 1850 to 1969 is termed as postindustrial period which reflects the growth of organized medicine and systematic healthcare delivery.

With the presidential victory of Barack Obama in 2008, the Democratic Party was in a position they had long waited for, to pass comprehensive health care reform legislation.1 As Obama entered office, Democrats were eager for the opportunity to pass legislation. From the beginning, the Obama administration’s strategy was a simple plan, do the exact opposite of what the Clinton administration tried; the Clinton plan became a invaluable blueprint for what not to do in health reform.2 For example, while the Clinton administration fought an unsuccessful two-front war against the insurance industry and the small-business lobby, 3 the Obama administration sought to compromise with interest groups. In addition, the administration worked

As the country changes there has been many grassroots movements for healthcare reform. (Hoffman, 2003). When a person has to work but is unable to due to injury and or sickness riddles the person with high cost medical bills that does nothing but stress and worsens the situation of the person. America has gone through many healthcare reforms but is still slow to get treatment for the people who depend on government aided care.

One of the most stunning and irreversible changes in the past 60 years has been the American lifestyle. People are spending much more time in the cars than on their feet, playing sports in front of the game consoles instead of going out, and relying more on innovative “magical” pills than changing into healthier living habits. Consequently, health-related costs have more than doubled to 18% of GDP (2016 figure) in the past 60 years and will reach 20% in the not too distant future based on some prognosis.

I would put in place, a more affordability pricing and other subsidies for the low income and uninsured citizens. I will also expand the age that children and young adult can stay on their parent health insurance from the age of 26 to 30 years of age or for as long as they are in school. Whichever comes first.

Beginning around 1940, the Dutch government has been working towards implementing a universal health care system in three stages. The first stage was to “promote the public health system, and guarantee a minimum level of quality. Coverage included physician services, prescription drugs, hospitalization (365 days), maternity care, dental care for children, some paramedical care, and some medical devices” The second stage was cost containment. In the late 1960’s, the Dutch government became worried about the uncontrolled growth of health care spending. In 1983, the government decided to replace the open-ended hospital reimbursement system with a budgeting system. The Health Care Prices Act (1982) enabled the government to control physicians’ fees and, in a later stage their total revenues. The third stage was efficiently managing competition, in 1987; a committee proposed a market-oriented health care reform and a national health insurance system. This made the private insurance companies focus on incentives, and competition to keep prices low, not to capitalize as much as possible. The Netherlands system has been used multiple times as a model for a way for the United States to adopt a universal health care system.

1. I believe that health care should be appealed. In 2010 President Obama signed the

My husband and I own a very small heating and air business. It has provided for our family however, the current insurance situation is awful. When we started our business in January 2001 I worked part time and was working on my MBA degree. Our health insurance for 3 children, my husband and myself was around $400. Over the years our insurance has increased due to inflation and to adopting two children. Before Obama took office we were paying roughly $700 a month for health insurance. We had pretty good insurance and it provided for our families needs.

What going to get you to that next step when you are faced with a crisis? It is nowhere written that a person will be prepared when their time comes. Yes, it is true that a person can have a normal life today and tomorrow it is abnormal. There may come a time where a person experience a health crisis where treatment may or may not be available to help important that person current issue. That person may go through changes to help them cope with their condition.