Obama Care Pros and Cons

The US has recently adopted a healthcare policy aimed to get more Americans insured. This policy is named the Affordable Care Act in 2010. “In 2013 there were 42 million uninsured individuals in the United States. “(The Common, pg. 153) There has since been increase in individuals who are covered either by private insurance or by Medicaid/Medicare which had a coverage increase with the new policy. It is believed that millions of people will now have health insurance compared to previous years.

The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.

The Affordable Care Act has made many positive changes for uninsured and underinsured citizens. With the addition of a program called Health Insurance Marketplace, it is now possible for uninsured people in every state to purchase private insurance plans, those making under 400% or less of the Federal Poverty Level will be able to have tax credits making insurance more affordable (Lathrop & Hodnicki, 2014). Insurance companies are no longer allowed to cancel a policy or raise rates when a client gets sick. Insurance companies cannot refuse coverage to individuals with preexisting conditions such as cancer (“Quality Improvement,” 2015). Insurance companies now must cover preventive care and screenings allowing diseases like cancer to be caught early (“Quality Improvement,” 2015). Research has shown that through health screenings

There are so many parts to the Affordable Care Act bill also known as Obamacare, that it can become confusing to most Americans. There are some areas of the bill that I agree with, such as benefits for women, senior citizens and college student’s coverage. There are some negatives as well as positive to the Employer Mandate, which we will review.

The Affordable Care Act, otherwise known as Obamacare, was passed in March 2010. This over-1000-page Act implements a number of reforms designed to increase the availability of health care for individuals. The Act created a Health Insurance Marketplace, a universal way to sign up for subsidized health care plans (which are cheaper), though you can only get certain plans from certain places, including an expanded Medicaid. It also creates an incentive to purchase health insurance-if you don 't, you 'll have to pay a fine, which is interpreted by many as a tax. Additionally, the Affordable Care Act requires sizable firms to provide a certain level of health care to all of their employees, with certain specifications. Obamacare also attempts to make health care cheaper for many, by trying to even out the cost for everyone.

“Obamacare”, also official known as the Patient Protection and Affordable Care Act or the Affordable Care Act for short was first approved on March 23, 2010. The Obamacare Act would guarantee to help Americans be able to get ahold of a fair, low-cost quality health insurance and reduce American’s spending on their health issues. Even with such a great plan, there were many flaws and hesitance that went towards enforcing this new health care plan. However, Obamacare has tremendously enhanced opportunities in order to receive healthcare for a vast number of Americans, despite its complications.

According to David Nather’s The New Health Care System: Everything You Need to Know, in 2009, 8% of premiums went to cover the uninsured (pg.38). To alleviate that problem, the Affordable Care Act created the individual mandate, which requires everyone to get health insurance. The idea is that the mandate will force healthy people to get insurance, which will then subsidize the sick and the old. If people do not get insurance, then they will pay a fine to the government. If you cannot afford health insurance then you can apply for an exemption. The new decree does not allow insurance companies to deny coverage and they cannot charge you more if you are sick. The law

However, in states that have not expanded Medicaid, eligibility for adults remains limited, with median eligibility level for parents just 44% of poverty and adults without dependent children ineligible in most cases. Over 3 million poor uninsured adults are in the “coverage gap” because they earn too much to qualify for Medicaid but not enough to qualify for Marketplace premium tax credits

Signed into law by President Obama on March 23, 2010, the Patient Protection and Affordable Care Act, also known as the Affordable Care Act and more commonly known as Obamacare, is arguably the most significant piece of social legislation the United States has passed since Medicare and Medicaid in the 1960’s. The law works to reduce health care spending in the U.S., provide more Americans with access to health insurance, give higher quality care, and make healthcare more affordable. The bill has been known for its extensive length (the condensed version of the law itself is 906 pages long and there thousands of pages of regulations) and with so many details packed in, it’s easy for Americans to get confused. Many argue that Obamacare has done more harm than good for our country; others call it a huge success. Whatever your opinion may be, it’s important to take a look at the advantages and disadvantages of the act and the many changes that have been made since it was first signed into law.

However, the major changes come with huge monetary costs. Even with huge increases in taxes the government will not be able to pay for it. Obamacare requires all businesses to provide insurance; if the business chooses not to they must pay a penalty. The quantity of the penalty is less than the cost of insurance; so many businesses opt out of providing insurance plans. If employees do not receive insurance through their workplace, they must buy insurance plans on the exchanges. The plans provided on the exchanges are heavily subsidized in order to make sure that they are affordable for the average American. When more Americans buy from the exchanges the government must provide more subsidized plans, creating a huge expense for the

The Affordable Care Act is designed to almost “force” citizens to buy one of the few standardized healthcare plans that the act offers. It does this by requiring a fee to be paid if an individual chooses not to comply. One problem with this fee is that, according to the CBO, 90% of Americans that are expected not to buy the most minimal plan will not be made to pay the fee because of the many exemptions

The most obvious advantage to Obamacare is that it expands “affordable” health insurance to many uninsured citizens through Medicaid, their employers, and their state’s health insurance marketplace that compares the prices for the type of health insurance an individual desires whether it is public or private. The compromise is that for these new eligible members to have access to health care, new taxes on high-wage earners must be imposed. My family and I are republican conservative and although we are not qualified as high-wage earners, $200,000 individually and $250,000 joint, we are hesitant on the idea of having to pay for others health insurance depending on the type of people. We do not know if whether higher wage earners are paying

There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.

Obamacare, officially called the Patient Protection and Affordable Care Plan, is reforming the healthcare industry and the American health care system: Even though this reform was developed to give America and more rights and protections within the healthcare system, many are saying it is taking their rights within the healthcare system away. The healthcare reform is said it will help tens of millions who are uninsured but many Americans are seeing Obamacare as a threat related to having the government force them into purchasing insurance or paying a penalty for not having insurance. “The law requires all Americans have health insurance by 2014 (or pay a per month fee for each month without minimum essential coverage). Although this shared responsibility provision is unofficially called an individual mandate, it was ruled to be in fact a tax and not a mandate by the June 28, 2012 Supreme court ruling.” (http://obamacarefacts.com/obamahealthcare-summary/, 2015). A total of 54% of Americans in a recent poll say they are against