In 2010, President Obama passed the Affordable Healthcare Act, also known as Obama-care. Obama care it self is over twenty thousand pages long, and it may add six point two trillion dollars to the nation’s deficits. This act was made to allow everyone the opportunity to have health insurance, specially people who can not afford insurance on their own. However, instead of helping people afford health insurance, it forces people to buy insurance that might not be affordable for them based on their income. It also makes employers pay for their employee’s health care. That expense is covered by raising the prices of goods and services.
The Affordable Care Act (ACA) was created by President Barack Obama on March 23rd, 2010. This act created several policies that covered many individuals in the United States who were previously uninsured. The ACA mostly focus on improving health by creating initiatives that improve access to healthcare, lowering healthcare cost, improving quality of healthcare, and updating new consumer protections. According to authors Gruber and Sommers, “Since the passage of the Affordable Care Act(ACA), an estimated 20 million Americans have gained health insurance, and the country’s uninsured rate has dropped from 16% to 9% since 2010 (Gruber & Sommers, 2016). The issue with health insurance in the United States is that it is primarily expensive, while
D Prescription Drug "donut hole" received a $250 rebate. They received a 50% discount on brand name
Introduction of the Affordable Care Act The Affordable Care Act was founded by our President Barack Obama. On March 23, 2010 the president signed this bill and it became a law. The Affordable Care Act states that everyone living in the United States must purchase health insurance or risk being fined a penalty for not having health insurance (American Journal of Public Health, 2015). This Act is saying health care is a shared community responsibly in hopes to decrease health care cost and increase patient care and availability to treatment. A person who was not eligible for health insurance before due to pre-existing conditions can now have health insurance. It is the young paying for the old or the unfortunate. It has nine titles that aim at improving health care and its costs (HHS.gov, 2015).
The origin of the Affordable Care Act (ACA) spans prior to 2010. In the late 1980’s and early 1990’s, universal healthcare was an interest in the United States. In 1993, First Lady Hilary Clinton discussed the Health Equity and Access Reform Today Act of 1993 as a proposal for universal
Obama Healthcare System versus Canada Healthcare System It will be realized that the Obamacare which is also referred as Affordable Care Act happened to become a law in 2010. Notably, the act was basically aimed at offering health insurance coverage to citizens in American that was affordable (Kennedy 2013). Obama healthcare system was also designed in order to guard the consumers from most of the tactics by the insurance companies which may in the long run restrict care and increase the patient costs. Statistics extend to reveal that a large fraction of the Americans have greatly benefitted by obtaining significant insurance coverage as provided by the Affordable Care Act. Most of these individuals that have benefited were those having low-paying jobs as well as the unemployed. Some of these individuals were unable to work as a result of obligations from the families and due to disability while others failed to obtain superior health insurance following pre-existing medical conditions like chronic disorders (Japsen, 2014).
Texas as a state which has the highest uninsured rate among all the states. The is a significant problem that the government should solve to ensure the health of their citizens. In 2010, president Obama signed Affordable Care Act into the law which also known as the Obamacare. After the law passed out, immediately everyone in the state has been covered by the insurance. This type of Medicaid expansion is the controversial topic among the public. Supporters and opponents both hold a different view on the issue.
Healthcare is an ever-evolving system that has recently undergone many changes. President Obama wanted to establish rules for health insurance companies to increase quality of care and also provide all Americans with access to health insurance regardless of their current health condition. These new rules became known as the Affordable Care Act which was signed into law in 2010. According to Obama, “The Affordable Care Act is the most important health care legislation enacted in the United States since the creation of Medicaid and Medicare in 1965.” (Bauchner, 2016) President Obama outlined many future challenges with the ACA such as the further expansion of Medicaid, controlling the rise in drug prescription costs, and the need for greater
In 2010 President Barack Obama was on his first term as president and the senate was controlled by the democratic party, together they made the most significant transformation to the American healthcare system to date. They enacted the Patient Protection and Affordable Care, which would become universally known as Obamacare. Up until this point in American history, the only two government enacted healthcare reforms were Medicare and Medicaid which provide healthcare insurance to qualifying elderly citizens and low-income families (Dye and Gaddie 650). Citizens could be covered by private insurance companies by either paying for them or being provided health insurance through their employer. However, insurance premiums soared after the financial crisis hit and many employers stopped offering their employees insurance (Obama, whitehouse.gov). According to the
Through out your life you are faced with responsibility, and personally one of my main priorities would be taking care of my family. When attempting to keep your family safe you must consider these key things such as: neighborhoods, schools districts, peer influences, and many others, but the most important variable to consider is health care. Health care is there for you and your family when you can't be; However, the cost of most insurance plans leave a large number of family unprotected from life unexpected disasters. According to BrainStuffs, “over 30 million people in America are uninsured”.(https://www.youtube.com/watch?v=vju70I6qSKk) To most Americans this fact would be rather unsettling, but unlike most Americans, our president Barrack Obama looked to change that.
Liar of the Year In the same manner as a cougar, Obama care creeps up on its future prey and takes its hard earned cash. The tax burden that follows the initial placement of Obama care is immense. Many lower income employees, who are forced into accepting government health care, find it hard to pay bills and buy necessities. Government health care should not be forced upon the American working class.
Keeping Obama care in our country is a bad idea because the 15% of Americans who do not currently have coverage will have access to affordable health insurance through their State's health insurance and 15% is a small number to the rest of the nation. In this week's “The Week” House Republicans were struggling to rallying support for their proposal to replace affordable Care Act. As reported by the Congressional Budget Office (CBO) predicted that the bill would cause the number of americans without health insurance to grow by 24 million by 2026. The American Health Care Act imposes tax penalties to those who don’t have insurance. President trump still continues to support the bill. The CBO led by a Republican appointed nominee estimated that
Health care is the prevention, maintenance and prevention of health by treating and preventing illnesses through the services offered by medical professionals. On the other hand, health care reform is government policy that creates or changes health care delivery in a given area. Affordable Care Act, also known as Obamacare, was administered by Obama administration on March 23, 2010. The main goal of the bill is to provide affordable healthcare to Americans who do not go uninsured. The bill includes that letting children stay on their parents’ coverage until age 26, making insurance companies cover those insurance with health conditions, and insuring large businesses to provide health insurance to their employees (“Obamacare Facts”). Obama administration consider privatized healthcare as a main issue because people who are “healthy” will not buy healthcare. Therefore, the less healthy people are the main group who demand health insurance and it causing the rise in the price of health insurance. In addition, it is extremely difficult to receive health insurance for those people who have preexisting conditions, and President Obama has tried to eliminate this bill in ACA. The root in this bill has a good intention; however, the bill is flawed and it hinders the healthcare system as well as the United Stated economy.
Though he recently bowed out of the Republican presidential race, the candidate’s health care policy I chose to review is the junior United States Senator from Texas–Ted Cruz. Most of Senator Cruz’s health policies are easily accessible and posted on his presidential campaign website–tedcruz.org. Senator Cruz opposes the Affordable Care Act (which he consistently refers to as “Obamacare”) and wanted to repeal “every single word of Obamacare”; to resolve this issue, he was planning to make healthcare more “personal, portable, affordable” (“Cruz: I Will Repeal and Replace Obamacare,” 2016). After watching and reading several of Senator Cruz’s debates and interviews, I have noticed his repetitive statements on what he wants to do with health care; although, he never divulges on details of how he wants to achieve his goals or if these proposed ideas have been proven to be effective in the past. Furthermore, even right before the demise of his presidential bid, he never revealed an actual detailed health care plan. For example: How would he fund his plan? How much will it cost the public? Does it cover any pre-existing conditions? How about those who still cannot afford paying for healthcare post-Cruz-reform? In essence, his noble propositions are considerably vague and seemingly unbacked. To gain more information on his plans, I contacted the phone number listed under the campaign website’s “contact information” link, and the number directed me to his Texas office.
My husband and I own a very small heating and air business. It has provided for our family however, the current insurance situation is awful. When we started our business in January 2001 I worked part time and was working on my MBA degree. Our health insurance for 3