Part I: The Affordable Care Act, more commonly referred to as Obama Care was passed and became a law on March 23, 2010, by the former president, Barack Obama. The Act provided insurance to more than 30 million uninsured people by extending Medicaid and arranging federal aid to help the lower and middle-class Americans to buy insurance. This is possible by “offering consumers discounts (known as tax credits) on government-sponsored health insurance plans, and by expanding the Medicaid assistance program to include more people who don’t have it in their budgets to pay for health care.” (Good Morning America) The idea of Americans having reasonable health care started with Teddy Roosevelt, the first president to announce the idea of universal health care, and health care reform. It also became Harriot Truman's platform in 1948 for the Democratic party. Then in the 1960’s major reforms like Medicare and Medicaid, which is basically like socialism programs, are guaranteeing some insurance cover for the Medicaid and the elderly Medicare. This is a controversial topic because Democrats …show more content…
Their views on the requirement for the United States citizens to purchase health insurance was an attack on the Constitution. Saying that it will “destroy the country” and believe that Obama Care will “damage the economy by forcing businesses to spend more money on health care costs” (USA TODAY). Republicans are concern that Obamacare will reduce the economic efficiency of the United States by raising up taxes and putting the financial burden on companies, making them spend more money and time dealing with the cost of employees’ health care. Not all States expanded on Medicaid and those who have chosen not to expand left 5.7 million people in our nation's’ poorest people without coverage options. Republicans felt so strongly about their views that not a single Republican voted for the final version that Obama signed into
Healthcare has always been a topic of great interest among the American people. Previous attempts have been made to implement a healthcare system that benefits all Americans; however, the mandate of Medicare and Medicaid in the mid-1960s has been the closest resemblance of universal healthcare system. In March of 2010, the President Barak Obama signed the most significant legislation for the U.S. healthcare system, the Affordable Care Act (ACA) also known as the Obamacare. This law was introduced to improve the quality and affordability for the health insurance industry. This act would also minimize the insurance rates for the uninsured as well as expand coverage. At the passage
Affordable Care Act also known as Obamacare, is a new reform that was signed by President Obama in March 2010 and major provisions went into effect in January 1st, 2014. Obama’s goal with the ACA was that “the core principle that everybody should have some basic security when it comes to their healthcare.” The ACA’s goal is to extend insurance to more than 30 million American people, by expanding Medicaid and providing federal subsidies to help lower- and middle-income buy private coverages. Another reform that is similar to the ACA is a Single Payer System that is trying to be pushed to fix the problems of the ACA such as eliminating commercial insurance.
Since the early days of our nation, our founding fathers thrived for change. At the peak of his election campaign, Barack Obama promised the change the country had been longing for. He promised a health care reform and new benefits. Many presidents elected after the signing of Roosevelt’s New Deal had tried to achieve health care reform but ultimately none succeeded. Obama promised change; his change came under the name of the Affordable Care Act, a bill that was filled with empty promises. The Affordable Care Act, nicknamed “Obamacare” was supposed to benefit all Americans but instead of helping our nation's citizens, it burdened them. It burdened them with higher taxes, less hours of work, and higher costs
Obamacare, also known as “The Patient Protection and Affordable Care Act,” or ACA, was enacted in 2010 under the Barack Obama administration. The Affordable Care Act does five main things: it enacts insurance market reforms, establishes an employer mandate, creates new federal and state health insurance exchanges, institutes an individual mandate, and expands Medicaid eligibility. This historical piece of legislation was met with much confrontation, forcing the Obama administration to cut deals and negotiate terms with opposing parties in order to get the act passed. The Affordable Care Act works, and its success is evident in the data. The number of uninsured Americans has decreased from 18% in 2013, just before the Affordable Care Act was
It will be realized that the Obamacare which is also referred as Affordable Care Act happened to become a law in 2010. Notably, the act was basically aimed at offering health insurance coverage to citizens in American that was affordable (Kennedy 2013). Obama healthcare system was also designed in order to guard the consumers from most of the tactics by the insurance companies which may in the long run restrict care and increase the patient costs. Statistics extend to reveal that a large fraction of the Americans have greatly benefitted by obtaining significant insurance coverage as provided by the Affordable Care Act. Most of these individuals that have benefited were those having low-paying jobs as well as the unemployed. Some of these individuals were unable to work as a result of obligations from the families and due to disability while others failed to obtain superior health insurance following pre-existing medical conditions like chronic disorders (Japsen, 2014).
Healthcare in America is a very complex system. It is very different from what it used to be. It is moving from what was considered an indemnity type of care plan into a more managed care plan. There are a lot of factors that has influenced the fast growing system. Factors that are considered a contributing to this is the growth in the US population, people are living longer than before. An increase in technology, easier access to information. There is an alarming growth rate in the allied healthcare professionals. The cost and dependence on drugs and the pharmaceutical cost has increased. The rising cost of individual and family healthcare insurance. Because of the rising cost of malpractice insurance, case settlement and jury awards.
“The massive legislation will help 32 million Americans get health insurance coverage and bans insurers from denying coverage to those with preexisting illnesses.” (Clemmitt) With the health care reform, it covers many things that Americans are struggling to receive such as acceptance because of illness and kicking out anyone off going young adults from parents plans. Obamacare is a benefit for those in need and have been let go cause of illness or who just in need but will not get accepted for reasons.
Affordable Care Act is a statute signed into a law by Barack Obama on March, 23 2010. This act which is also known as Obamacare is a part of a health care reform which among other things will change and regulate requirements for employers’ group insurance plans as well as private health plans and public health programs.
D Prescription Drug "donut hole" received a $250 rebate. They received a 50% discount on brand name
They also were in favor of prohibiting health insurance companies from denying coverage to those with pre-existing conditions, such as illnesses, injuries, or disabilities. Lastly, they thought that it would cut costs in the medical industry because many uninsured Americans were being provided with health services that they never paid for (ObamaCare Facts). On the other hand, however, most conservatives were opposed to ObamaCare and had numerous arguments against it. First, they were against new taxes being imposed on the nation’s wealthiest individuals and corporations in order to raise enough money to provide the uninsured with health coverage. Second, they believed that the law would substantially increase costs in the medical field, would lead to a rise in insurance premiums for people who already had coverage, and would not actually permit people to retain their current health insurance plan. Next, they asserted that the overall quality of medical care would downgrade due to a strain on resources. Lastly, they declared that that it was immoral and unconstitutional for the federal government to force people to purchase a consumer product and to force state governments to help fund the Medicaid expansion (GOP).
For the past several months, the news feeds have been full of stories on Obamacare, more accurately described as The Affordable Care Act. The Affordable Care Act is the largest mandated healthcare change in the United States since Medicare and Medicaid began in 1965 (Mayer, 2013). It was signed into Law in 2010 designed to give all Americans access to healthcare. Whether you are for or against The Affordable Care Act one thing is above dispute, it has caused a Nationwide uproar. Now that we are in a new Presidential era, steps are being taken to “Repeal and Replace” Obamacare.
The origin of the Affordable Care Act (ACA) spans prior to 2010. In the late 1980’s and early 1990’s, universal healthcare was an interest in the United States. In 1993, First Lady Hilary Clinton discussed the Health Equity and Access Reform Today Act of 1993 as a proposal for universal health insurance for every citizen (Mertens, 2010). It was later killed by special interest groups before taking off in congress and deemed too complex (Cohn, 1994). Since President and First Lady Clinton proposal, various members of congress attempted other alternatives to the universal healthcare.
Texas as a state which has the highest uninsured rate among all the states. The is a significant problem that the government should solve to ensure the health of their citizens. In 2010, president Obama signed Affordable Care Act into the law which also known as the Obamacare. After the law passed out, immediately everyone in the state has been covered by the insurance. This type of Medicaid expansion is the controversial topic among the public. Supporters and opponents both hold a different view on the issue.
The Patient Protection and Affordable Care Act (PPACA) frequently known as “The Affordable Care Act” (ACA) or “Obamacare,” is the United States decree authorized into law by President Barack Obama on March 23, 2010 (Group, 2014). The principle of the Affordable Care Act was to strengthen the quality and affordability of health insurance and decrease the uninsured tariffs by magnifying public and private insurance exposure. In the community relations ambition for President Obama’s takeover of the American health care system, he assured that those who was fond of their insurance could keep it, percentages would reduce, and no one would lose their doctor. Additional vows that President Obama created was the Affordable Care Act would not subsidize abortions.
In 2010 President Barack Obama was on his first term as president and the senate was controlled by the democratic party, together they made the most significant transformation to the American healthcare system to date. They enacted the Patient Protection and Affordable Care, which would become universally known as Obamacare. Up until this point in American history, the only two government enacted healthcare reforms were Medicare and Medicaid which provide healthcare insurance to qualifying elderly citizens and low-income families (Dye and Gaddie 650). Citizens could be covered by private insurance companies by either paying for them or being provided health insurance through their employer. However, insurance premiums soared after the financial crisis hit and many employers stopped offering their employees insurance (Obama, whitehouse.gov). According to the