Obama Insurance Pros And Cons

The Affordable Care Act established by Barack Obama it is a revolutionary law that was passed to change the healthcare system in America. The affordable care act has many pro and cons. Is the Affordable care a good idea? The Affordable care act was put in place to help maintain healthcare spending cost, reduce the amount of people who are uninsured, create universal healthcare, expanding coverage for young adults and to make prescription drug coverage more affordable for seniors. In the year of 2010 and 2011 over 5.1 million seniors and people with disabilities on Medicare have saved over 3.1 billion on prescription drugs, however this includes a one-time rebate

The affordable care act thought it would fix all the American problems of not having health insurance, but it did not fix them all. A huge advantage of Obama care was allowing young adults to stay on their parents insurance until they were 26 years old. I personally am grateful for this one because there is no way I could afford health insurance if it wasn’t for my mothers insurance. They also expanded Medicaid to millions of people by creating the market place. The affordable care act was supposed to make the overall healthcare costs lower and more affordable. In 2015 the cost of services increased 0.5 percent, which is reported less then typical years, which were approximately 3 to 4 percent. Another major advantage of the affordable care act is that they required all insurance plans to cover you for mental health, addition, chronic diseases, preventative and wellness visits, maternity and newborn, services and devices, lab tests, pediatric care, prescription drugs, outpatient care, emergency room care, and lately hospitalization. These ten are very important for the quality care for the overall health of a patient.

Obama care is great. Obama Care or the Affordable Care Act is a US healthcare, it has helped many people expand and improve access to care and curbs spending by regulation and taxes. Obama Care does many important things like offers Americans new benefits, rights, and protection in regards to health care. It also expands medicaid and has improved medicare.It also has has helped expand employer coverage.

Controversy always surrounds change. Healthcare is this kind of controversial topic where people refuse to accept changes, even though changes must be made. Obamacare details many changes, how they will be made, and whom they will affect. As with any bill, there are pros and cons that exist as the bill helps many, but makes some a little worse off. Taking into account the pros that include the minimum benefits package and expansion of Medicare coverage as well as the cons that include rising costs to government and a shortage of doctors, I would vote against the bill.

Obamacare, by definition, is a US healthcare reform law that expands and improves access to care and curbs spending through regulations and taxes, but is this accurate? There are many opinions on whether the United States as a whole is benefiting from the healthcare reform, or if the citizens are worse off because of the new laws. The only positive many people, including myself, see coming from Obamacare is the increase in the number of insured individuals throughout the country. On the other hand, Obamacare did not address issues such as asymmetric information, adverse selection, and market failure. So, why should we keep Obamacare and is there better options for the health of our country?

President Barrack Obama proposed the idea of the Affordable Care Act (ACA) or otherwise known as ObamaCare in 2010 according to the American Public Health Association (APHA)(2014). The ACA is intended to provide health insurance to people in the United States who cannot afford it. According to Norton (2014), not very many people actually understand the new Health Care Reform, 64 percent of Americans say that they don’t understand it. Also, 40 percent of those same people said that they don’t know what an insurance deductible is either. I had to do a little research myself and found that Lalli (2013) reports that we the people of the United States will have many benefits from the ACA. The first one is ambulatory patient services. This means that you come in, they will take care of you, and then you can leave. The second benefit is prescription drugs, which means that under the ACA people will be able to afford the medicine that they need. Another benefit is emergency care, which includes visits to the emergency room for reasons such as a stroke. The fourth benefit is mental health services, which provides a limited amount of visits to professional help and will only be billed about 40 dollars for their session. The fifth benefit is hospitalization, which can be very expensive but with the ACA, people will only have to pay 20 percent of the bill. Lalli (2013) continues the list of benefits: the sixth benefit being

Recently, there have been various issues being debated in the American healthcare system. While many of these issues have been debated amongst for many years, they have recently been debated and focused on more heavily due to the change of Presidents. One of the most leading problems that is being debated right now is the cost of health insurance. Originally, the Affordable Healthcare Act was supposed to make healthcare insurance affordable and more attainable. A few years after the Affordable Healthcare Act was implemented; it became evident that it was a failure for the most part. In a vast majority of cases, it failed many Americans. The Affordable Healthcare Act in many cases has made healthcare insurance less affordable for the American

Replacing Obamacare with something that works much better and gives people more freedom to choose options that works for their finances won’t be free (Graham, 2017). This means that, there are more affordable health plans out there that can be better for people that cannot afford the Obamacare… another cheaper health care that will have a better coast. There are many parents that need something more affordable health insurance for their children. So they can make sure that they have coverage on their self and their children as well. In the United States, there are young families that can be given a change to save up money before getting the health insurance. A replacement for Obamacare could give young modest-income families the chance to set aside some savings for health expenses (Graham, 2017). It’s always important to save money because; people may not know when they are going to need money to pay for medical expensive in case something ever

Since 2010, the implementation of Affordable Care Act has successfully reduced the uninsured rate across the nation. Although Obama Care has helped many people become insured and gain access to healthcare, it’s only beneficial to those who have an in-depth understanding of the insurance plans when choosing the coverage that is best fit for them. Therefore, it’s crucial for people to gain an in-depth knowledge about the plan before enrolling to avoid the healthcare coverage that could put a financial burden on them when they actually utilize the medical services.

Obamacare is an extremely controversial topic amount American people. What was originally supposed to help the uninsured receive insurance has turned out to be anything but that. Obamacare is one of the most unproductive investments that Obama and his administration team have unveiled. The time and effort they spent on Obamacare could have been spent coming up with a valid and cost effective way for uninsured Americans to obtain health coverage. Obamacare has caused many Americans to remain uninsured, and many have lost their existing coverage due to the new Affordable Healthcare Act. A solution to the problem is to let Americans choose the insurance they want and allow the government to crack down on insurance companies, not dictate what Americans can and cannot do.

meaningful perception, even when they are not proven to be true. Some republicans are going against it. Why are the Republicans against it? Republicans say they are imposing towards the Affordable Care Act because of further many costs on the business, that most republicans are describing it as a "job killer". 32 million were insured will have to buy health insurance or even have to face a fine and those who cannot afford it are going to be subsided by the government. The package also includes ban insurers from refusing to cover people with existing medical problems and charging women more. “It's estimated that 22 million would lose medical insurance if Obamacare were repealed.” (“Why is Obamacare so controversial? - BBC News”). The Pew Research

A few important points, Parks (2011) found that, “As of 2013, there are approximately 44 million Americans that are not able to afford the costs of health insurance” and Epperly (2012) found that, “In 2014, six in ten Americans without health insurance could get coverage for $100 or less a month”. Now I am very open to the fact that ObamaCare has its many flaws that can negatively impact others, therefore I do not want to take this opportunity to force my opinion on others. It is important to know how much the health care system has been greatly affected by ObamaCare and to share the benefits, know the rights and protection of the people that ObamaCare also has to offer.

The Affordable Care Act (ACA or ObamaCare) was made to help uninsured Americans gain insurance for their families without having to pay too much money out of pocket. After years of debating and perfecting ObamaCare the US government finally decided to let the bill pass. ALTHOUGH OBAMACARE HAS GOOD INTENTIONS; IT IS NOW LEAVING OUR NATION WITH UNTRUSTWORTHY MEDICAL INSURANCE AND FACILITIES, CREATING MORE NATIONAL AND PERSONAL DEBT THAN WAS INTENDED, AND DESTROYING JOBS.

In my opinion, I believe The Patient Protection and Affordable Care Act, also known as Obama care, has a profound positive effect on America by reducing the cost of premiums, removing the financial fear amongst those who are uninsured that seek medical attention and lastly, not allowing insurance companies to reject the elderly or an individual with a pre-existing health condition health coverage.

“ObamaCare contains many benefits, especially for low and middle income families and business” (“ObamaCare: Pros and Cons”). Many people have been having concerns on the cost of the insurance because it has raised in cost. There is a new law out there that President Barack Obama passed called ObamaCare. ObamaCare is also known to be The Affordable Care Act (ACA). The goal of this act was to make sure every American had health insurance by January 2014. ObamaCare went from being something good, to a controversial issue towards Americans. This topic is very debatable in positive and negative ways, it just all depends on how it effects someone. One of ObamaCare’s requirements were to have companies provide health insurance to people