The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.
On March 23, 2010, the Affordable care act also known as “obamacare” was signed into law by president Barrack Obama. Only gay marriage legislations and gun laws have elicited more public response than the affordable care act. Both opponents and proponents have presented constructive arguments of the perceived failures and strengths of the act. Owing to the intense debate surrounding the act, very few people understand that the act only came into full implementation in 2014. The raving reviews and critiques of the debate have bordered on myths and perception influenced by political alignments. Pertinent questions have been asked about the affordable care act. There have been conflicting accounts on the role of the affordable care act in regulating the health insurance industry. Concerns have been raised on why patients are paying higher out of pocket expenses yet the affordable care act was meant to introduce checks and balance in healthcare provisions. This paper therefore seeks to deeply explore the affordable care act by researching on these questions. The paper will also demonstrate perspectives on the good and the bad that comes from the affordable care act. Lastly, the paper will analyze healthcare situation in New York City with statistics showing that healthcare services are becoming more expensive in the city even after the full implementation of the affordable care act.
The Affordable Care Act, also known as Obamacare or ACA, is the health reform law enacted in 2010 by Congress. The official name of this reform is the Patient Protection and Affordable Care Act. Many provisions of the law are already in effect and the rest are going to continue to develop until 2022. After a year of intense political wrangling, the health reform initiative was passed by Congress. Even though it falls short of providing universal coverage, it is unlike the Clinton proposal. The Affordable Care Act was intended to expand US citizens’ and legal residents’ access to health insurance coverage, control future costs, and improve the functioning of the healthcare delivery system. It improves access to care and balances spending through regulations and taxes. Healthcare has always been a crisis in the US and the Affordable Care Act contains hundreds of different provisions that address these aspects. The Affordable Care Act increases the quality of health insurance at an affordable price so all Americans can have access to it. In exchange, most people who can afford to obtain health coverage must by 2014 or pay a per month fee. The ACA offers Americans a number of new benefits. It sets up a Health Insurance Marketplace where we can purchase federally regulated and subsidized Health Insurance during open enrollment. It expands Medicaid to all adults in many states, as well as improving Medicare for seniors and those with long term disabilities. Obamacare expands
Hispanics are one of the largest groups in the United States that are uninsured. Additionally, the Hispanic population is one of the fastest growing ethnic groups in the U.S. The Hispanic population is estimated to increase over the next 25 years to 32 million out of a total of 72 million of the US population (Brice, 2000). The U.S. health care system is facing one of its most notable societal issues in years in reference to its ability to provide access to medical care for the millions of Americans who do not have health care, for whatever cause. The Affordable Care Act was signed into law on March 23, 2010, for the purpose of reducing inequalities in insurance coverage and to provide access to health care for all. A vital goal of the
The Affordable Care Act also known as Obamacare was signed into law by President Obama on March 23, 2010. On June 28, 2012 the Supreme Court upheld the Healthcare law. The new bill covers several benefits for families such as “guaranteed coverage of pre-existing conditions and elimination of gender discrimination” (Obamacarefacts-pros-and-cons). There seem to be plenty of gray areas in the Affordable Care Act due to disagreement with state legislative, but some that are very positive in my opinion. We will look at the benefits of the Affordable Care Act for women, senior citizens, college students and also the opposition of the Employer Mandate.
The 2010 Affordable Care Act (ACA) is the most current governmental effort to bring a national health care plan to the United States (U.S.). Policy makers in the U.S. are hopeful the ACA will be able to extend health care coverage to 47 million nonelderly uninsured citizens (Kaiser Family Foundation, 2014). The ACA broadens the Medicaid eligibility for low income individuals at or below the 138% Federal Poverty Line (FPL) and adds tax credits to assist people to purchase insurance in the Health Insurance Marketplace (U.S. Department of Health and Human Services, 2015). In 2012, the Supreme Court the upheld the constitutionality of the ACA requiring most people to maintain a minimum level of health insurance, however they left the
The Affordable Care Act, otherwise known as Obamacare, was passed in March 2010. This over-1000-page Act implements a number of reforms designed to increase the availability of health care for individuals. The Act created a Health Insurance Marketplace, a universal way to sign up for subsidized health care plans (which are cheaper), though you can only get certain plans from certain places, including an expanded Medicaid. It also creates an incentive to purchase health insurance-if you don 't, you 'll have to pay a fine, which is interpreted by many as a tax. Additionally, the Affordable Care Act requires sizable firms to provide a certain level of health care to all of their employees, with certain specifications. Obamacare also attempts to make health care cheaper for many, by trying to even out the cost for everyone.
"The Affordable Care act (Obamacare) main focus is on providing more Americans with access to affordable health insurance, improving the quality of health care and health insurance, regulating the health insurance industry, and reducing health care spending in the US." Yet five years since the implementation of Obamacare, 30.1 million people lost there private insurance,because it did not meet the 10 essential health benefits. Another 3-5 million people will lose there company sponsored health insurance, since companies find it cheaper to pay the penalty than buying there employees health insurance. Also medications will become more expensive due too new taxes that will increase prescriptions for individuals. Americans will find it cheaper to pay the penalty for not having health insurance, since it 's much cheaper and twice as less as the hassle. Obama care lacks to tell what the implications are on the health care system, how are doctors affected and what it means for average Americans living to ends meat.With Obama care addressing how it 's going to make health care affordable it does not address long-term care with an estimated 70% of Americans turning 65 will at some point,depend on long term care in nursing or assisted living facility. A elderly American can spend $42,000 to $84,000 per year and if you are poor enough, you may qualify for Medicaid but those who simply can 't afford the care they need. The Affordable care act originally had a community living
The Affordable Care Act, often referred to as the ObamaCare was signed into law on March 23, 2010. It has created a lot of controversy since its debut. The Healthcare reform will affect all Americans. The issue has many Americans believing it is a great thing for our country while others believe it is a terrible idea and then of course there are those who don’t know what to think. By Jan 1, 2014 Americans will be required to purchase a health care policy or will have to pay a penalty. Ready or not it’s happening. First you would have to understand the background information of the program. As with all things there are pros and cons to the Affordable Care Act. Because it is a new law it is not flawless there is room for changes and recommendations.
The Affordable Care Act, also known as the Patient Protection and Affordable Care Act, or Obamacare, was put into law by President Barack Obama on March 23, 2010. The focus of the Act is a health care law geared towards improving the health care system of the United States by broadening medical coverage to more Americans, as well as protecting the existing health insurance policy holders.
The Affordable Care Act was created by President Barack Obama and is commonly referred to as “Obamacare.” President Obama is an active member of the Democratic Party. His party status is significant due to the fact most Democrats are in support of the Affordable Care Act. The act has made Medicaid widely used as a healthcare insurance in the United States, however Republican Governor Rick Perry and other conservatives have argued against the Medicaid expansion. In Texas the Affordable Care Act is not accepted by very many people, because the state is dominated by Republicans. Most Republicans oppose ObamaCare for many reasons, for example they believe that expansion is too expensive, reduces a person 's incentive to work, and increases social dysfunction.
One of our nation’s most controversial topics since the year 2009, and still continues to affect our country, is the Patient Protection and Affordable Care Act (ACA) also known as Obamacare. The Affordable Care Act was passed by Congress and signed into law by President Barack Obama on March 23, 2010. The Law was designed to extend coverage to millions of uninsured Americans and protect patients from abuse or discrimination. The Affordable Care Act affects, all Americans, either in a positive or negative way. It is an issue that has come to separated our congress, it has divided the republican and democratic parties, to the point where the Government was shut down.
The Affordable Care Act, also called Healthcare Reform, or Obamacare, is a decision that Obama administration was planning for long time to fix some problems. Many people live in this country without health insurance, and they can’t go to hospital when they become sick. Book (n page) wrote that 40 million of Americans were either permanently or occasionally without health insurance. The ACA was signed by President Obama on March 23, 2010 and became law. The idea of the President Obama is to make more people have insurance, control healthcare costs, and to make the healthcare delivery system better. Six years after Americans start ACA, many people like it, and some people don’t like it. However, the effects of this reform on the healthcare workforce are not always positive, because people who work in the medical field will now have more people to take care of. People say for long time ago that they need more staff in the hospital. Now, it is more because more people who don’t have insurance before, have it now and they go to the clinics or hospitals. The shortage of healthcare professionals, their maldistribution in the country, stress from the more new patient, the more paperwork, the penalty to reduce reimbursement, a change of reward, and the staff anger, are some problems created by the ACA on healthcare workers.
Health care reform is referring to the changes in health care policies. This reform is driven by the high cost of health care and the right to health care. Health care is focusing on exploring and applying the Affordable Care Act. The Affordable Care Act addresses delivery issues within the current health care system and is working to improve them. Research is important in the Affordable Care Act in order to help individuals make informed health care decisions. Health care reform can affect the nursing practices at the bedside, influence advanced primary care nurses and their bill of service, and move nursing towards a new direction with the new health care system in the United States.
The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.