Operation Save-A-Life: Article Analysis

Health insurance comes as second nature to many of us. We grab that blue and white card and put it in our wallet and forget about it until we are sick or injured. When this happens, there it is, cushioning our fall like the extra padding it provided to cushion our wallets. This is not the case with everyone, however. Many Americans have no cushion to fall back on, no blue and white card to show the emergency room when they have an unexpected health concern. No HMO with a convenient co-pay amount when their son or daughter develops an ear infection.

Employers are continuing to face rising health benefit costs and are constantly looking for alternatives to control these escalating costs. Health benefit premiums continue to increase at a double digit pace for employers and employees (Poor, Ross & Tollen, 2004). This escalation is putting environmental pressures on all impacted stakeholders. Companies and insurance providers are squeezing this industry to get a handle on cost while still providing an appropriate level of care. This cycle puts the patient front and center as the ultimate stakeholder who incurs changes in health benefits. This mandate of cost control, efficient operations and market share has facilitated a constant analysis of the dynamic health

Americans can no longer depend on health insurance through his or her employer because of

Also, by forcing everyone to have health insurance, you put an extra burden on employers. Employers not only now have to pay the employees, but they have to provide health insurance. If health insurance is not provided, employers are forced to pay a fine. It should be the individual person’s responsibility to pay for themselves to be covered, not the employer 's responsibility.

This is another problem the United States faces by not having Universal healthcare. Formosa Post stated, “ It should be considered a basic human right, in which the nation ensures that every person is covered by equal healthcare, regardless of age, gender, or income.” When insurance companies determine what health care is covered, that can be very limiting to people who need the care or could die. Having Universal healthcare, the government would pay for the services, which would prevent medical bankruptcies, because the people are not paying. Procon.org states, “ About 62% of all US bankruptcies were related to medical expenses in 2007, and 78% of these were filed by people who already had medical insurance.” This is a huge problem that the government needs to

Recently, the Affordable Care Act (ACA) celebrated six years since the law’s passage. During that time, there have been many debates and slow changes to the United States healthcare system. One area that has been debated is in regards to employer-based health insurance along with the advantages and disadvantages in providing this type of coverage. Since there is more information about the expansion of health insurance options and how the exchange sponsored insurance plans are functioning, the discussion on if employer-based health insurance is beneficial or detrimental will be examined.

Health insurance and employer’s providing insurance benefits for their employee’s has been a debate for a long time. Everyone is asking who should pay for it and who shouldn’t. From my point the employer should pay for health insurance. Why? It is simple, starting with the point that the majority of all the employers are paying low wage salaries to their employees. Also, they are only giving part time jobs. Thus, employers need to give a good reason and incentives like health care insurance that

The new affordable healthcare reform has been delayed until 2015/2016. This mandate requires employers with 50 or more full time employees to provide health insurance or pay a per month "Employer Shared Responsibility Payment" on their federal tax return (Pyne, 2013). This has employers concerned about continued increases in healthcare cost. This cost increase provides an incentive to create new innovative solutions toward healthcare services. One solution that has been gaining traction is the use of preventive care. Preventive care involves a healthy lifestyle from nutrition, exercise and frequent visit to healthcare facilities for health monitoring. Monitoring provides the means to identify issues early so that less costly health services will be required to resolve.

Healthcare is a fundamental human right, and you should not get more or less depending on your ability to pay for it. Most employers offer health insurance coverage as a benefit with employment. With insurance rates rising consistently, now companies are trying to offset costs by having the employee’s pay a portion of healthcare costs with a guaranteed issue. With the Affordable Care Act, people who have healthcare insurance is experiencing changes in coverage, rate hikes and making them pay more for a plan equivalent to what they had before. Not all employers offer health insurance to their employees, so they must search for health

Each employee should have a personal health account. Each employ will be responsible for managing his or her money. “Over-utilization of the health care plan will disappear and members will monitor various prices, services, and quality” (Hollman, Hayes, & Zietz, 2011). In the long-run, this will reduce health care costs and will improve our daily living.

America is one of the only countries in the world that does not offer an universal health care plan (Rice et at., 2014). In the current American health model, citizens have to purchase health insurance through their employer or purchase

We are better off keeping our health benefits intact rather than using this proposal. I think this strategy can harm our profits, push employees to leave the company and gather up more criticism than we have before. Where there is criticism, there are ethical questions. I strongly believe that these proposals matter not only to me, but to the public as a whole. Ethical behaviors and practices start on top and for that matter it is your responsibility to provide those guidance and service to all your employees. You are showing Ms. Chambers that you are only caring in increasing the company’s profits without a care for your employees. It is important to reduce cost and use our resources efficiently, but not by allowing this unethical and unlawful

employers may opt to pay fines for not providing health insurance and leave their workers to get

This increased employee benefits cost combined with small businesses inability to negotiate an affordable contract with insurance companies is forcing employers to search for a more cost efficient approach or discontinue health insurance coverage. In order to stay competitive and still reduce costs companies are attempting to reduce costs some companies have turned to shifting the added costs to employees. This results in employees having to pay a higher premium for group health insurance coverage.

When discussing why states intervene in some humanitarian crises and not others, which is best answered as states intervene in the occurrences that are seen as the greatest violations in human rights, while having the main powers decide if intervention will best benefit them. Humanitarian intervention is best defined as “the means to prevent or stop a gross violation of human rights in a state, where such state is either incapable or unwilling to protect its own people, or is actively persecuting them” (Rashid, 2012). Liberalism is the best theory to support my answer because liberalism promotes peace and stability globally. Based off of these goals, the United Nations was founded after World War II. During the 1990’s, also known as the decade