Optimum Utilisation of Resources

Economics is the study of how scare resources are used to produce the different things and services that people use. Economic systems are the pathways where communities allocate resources to produce different products and how they use to distribute them towards people. Some economic systems are more efficient in terms of allocating resources than others.

Moreover, a society that emphasizes a consumption-oriented economy heavily relies on the spending of goods and services, as consuming them drives the economic health. The question thereon is whether an economy should count on production or consumption to sustain economic stability. In his article “Consumption-Based Economy”, Chuck Vollmer states that America has a consumption conundrum. On one hand, the US economy is dominated by consumption (71%) that must be maintained in order for the economy to prosper. On the other hand, conspicuous, unneeded or unessential consumption without the ability to repay spiraling indebtedness risks defaults, ever higher interest rates, and bankruptcy (5). Vollmer outlines the advantages and challenges of the

An organisation needs to carefully manage both physical and technological resources. The physical resources include the maintenance, building and security of the premises. The technological resources include the equipment, the design and also the drawings.

 What is the plan to maximize asset and increase asset turnover, which decreased from 2005 to 2008

| Attempt made to analyse a financial issue incorporating discipline knowledge and theory, but only minimal understanding of the issue is evident; Analysis addresses some aspects of the issue, but key elements are not

CIBC’s Wealth Management sector provides clients who have money to invest with investment and advisory solutions from a team of almost 1500 employee’s throughout Canada. There Strategic Priorities include attracting new clients and deepening relationships with existing clients, seek new clients to source investments, and chase new investments and acquisitions (CIBC).

Fund is an expansive field with a wide assortment of undertakings and capacities including the examination, arranging, usage, and control of monetary parts of companies and corporate projects of all sizes. Account speaks to the main regimen discipline in banks and other money related foundations. What's more expense based budgetary arranging and resource administration are quickly extending regions of specialization.

Dr. Ben Mahdavian holds M.B.A. degree in finance and doctorate degree in Public Administration. In his early career, he worked as Vice President of Finance for Don Baxter Laboratories. He was then promoted to the Board of Director as Chairman of the Board of Don Baxter Laboratories. He is presently working in California State University, Los Angeles in Department of Management as an Assistant Professor, and also operating his own business as Financial and Management Consultant and also

Given the state of the financial analysis, it is evident that their resources are not being distributed properly and therefore their operation efficiencies need to be reviewed.

1. Brigham, Eugene F. and Michael C. Ehrhardt. Financial Management Theory and Practice, 13th Edition, Thompson South-Western, ISBN-13# 978-14390-7809-9, ISBN-10#1-4390-7809-2

Yale’s investment philosophy is one of the critical factors that played into the success of the fund’s performance in the past years. The philosophy is based on 5 principles: focus on equity, diversification, opportunities in inefficient markets, outside managers and alignment of manager’s incentives with Yale’s interests. In the paragraphs below I will discuss how each of these principles is reflected in the endowment’s asset allocation, as shown from Exhibit 1.

From September 3rd, 2015 to October 28th, 2015, our group was given the opportunity to manage an investment portfolio, with the goal of maximizing the value of the portfolio through acquiring, holding, and selling stock. The beginning cash balance of the portfolio was $100,000, and our group had the ability to make up to 500 trades. During this time period, our group made 20 stock purchases and sold stock twice. At the close of business on October 28, 2015, the value of our group’s portfolio increased from $100,000 to $106,785.33, yielding a return of  6.78% (((106785.33/100,000)-1) x 100)). In comparison to the S&P 500 returned at 7.16% and the Dow Jones having a return of 8.65% (Yahoo).

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REFERENCES•Ross, S.A., Westerfield, R.W., Jaffe, J., Jordan, B.D. "Modern Financial Management". McGraw-Hill, Eighth Edition, (2008)•R.A. Brealey and S.C. Myers, "Principles of Corporate Finance", McGraw-Hill, Seventh Edition, (2003).

This refers to the means and the methods used to produce the product or the service supplied (Worthington and Britton, 2009). Although this involves more than information technology, IT is becoming increasingly important. An organisation needs to know what technologies are being used by its competitors in order to remain in the market and not fall behind. To make its product more accessible to customers, a firm must also know what technologies are being used by them and how these technologies affect the firm's procedures. In a time where customers can read information on or buy products from firms around the globe, business conduct must adapt to technologies. This is discussed in Iammarino and Michie's article (1998), which also states that 'technology, computing, telecommunications, broadcasting and so on have opened up the world economy'.