Organisational Analysis

Internship Report submitted to SIU in partial completion of the requirement of MBA Banking Management at Symbiosis School of Banking & Finance

The Australia and New Zealand Banking Group Limited (ANZ) is the 3rd largest bank in Australia and the top 13 bank in the world based on the market capitalization in 2013 (the ANZ Annual report 2013; Banksdaily March 2013). The Global Finance Magazine (May 2013) awards the Australian Best Bank to ANZ Group in 2013. The ANZ Group has a very strong and leading franchise in retail, commercial and institution banking sector. Till 2013, the ANZ already operates among thirty countries and has a quickly and successful expansion in Asian emerging market such as China, Republic of Korea, Vietnams, Indonesia and so on (ANZ Annual Report 2013). In 21st century, Asia and Latin America are perceived as representatives of the emerging market, among them, China and Brazil are two most vital and attractive countries in emerging market. However, currently the ANZ only focus on their Asia market and has not expanded to Brazil.

Barclay’s over its long history has grown into one of the largest financial groups in the United Kingdom3. Since there early start in banking, Barclays has since then diversified itself into investment banking, and investment management as well. They operate over 850 branches in over 60 countries in which 2000 are based in the United Kingdom3. “The company has over 4.5 million registered online bankers and over 10.6 million Barclaycard customers in the United Kingdom”3. Barclay’s is currently the 7th largest bank in the world with assets valuing $2.41 trillion.

Unity bank is a small player in US market. It struggled to attract clients with large shareholder bases as such large corporate prospects mainly go with large trusted brands.

Barclays Bank Plc (“Barclays”) is one of the banks, whose international presence is strong and which is engaged in personal banking, corporate and investment banking. Moreover, it also provides wealth and investment management and is globally present in European, the American, African and Asian countries. It exists since a long time and has expertise in banking and is operating in more than 50 countries and has about 140,000 of employees.

Leader in banking services in the UK (market share of 18% in current accounts in 2014 [ http://www.statista.com/statistics/387098/uk-banks-current-account-market-share/ ])

When a leading British bank gives up a legacy and a long history of operating in Africa, it 's not a good a sign.

market capitalization it was the largest bank in the world in 20151, and currently it is the 2nd largest bank

Columinate’s 2016 Internet Banking satisfaction survey showed that the SA digital banking population stood at 5.6 million customers in 2015 and it further named FNB the best digital bank in SA.

Barclays Bank is one of the biggest British multi-national banks headquartered in London with a market capitalization of over 21 billion pounds. Its total assets are 1312 billion pounds. The net income and profits are under pressure and have been

Despite the noted improvements, financial deepening in Uganda is still very low and the financial system remains under-developed in a number of respects. The banking sector is still highly concentrated with 3 out of 24 commercial banks accounting for approximately 50 percent of the total market share i.e. assets, deposits and number of branches (Lwanga et al. 2013). Most commercial bank branches are concentrated in the capital, Kampala, and other urban centres leaving the rural population with no access to commercial bank services.

Introduction Now a day under taking marketing activities is compulsory and a key to exist in the business environment especially in the financial sector where competition is strong. In Ethiopia there are 16 private commercial banks and three public owned banks. There is strong competition among these banks to take market share and earn profit especially for those banks that enter the market recently. In addition according to the National Bank of Ethiopia Directive, all commercial bank have to reach 500 million paid up capital in the coming four years. In order to achieve this amount of capital these banks must sell new share, persuade their existing share holders to

Nigeria is a third world nation that has struggled socially, economically and intellectually over the period of its existence. New markets however have begun to emerge and Nigeria, perhaps due to long periods of conflict and stunted economic growth, has shown leadership and vision in new business ideas early in this twenty first century. Some believe that this is key to Africa becoming integrated to the West. Eze (2012) recently suggested that " This has all the while appeared as another huge potential sector in Nigeria especially and the rest of Africa. If the mobile money experiments go on smoothly, the way payments and purchases of items and services are made will change."

Incorporated as Zenith International Bank Limited on 30 May 1990 and Headquartered in Lagos Nigeria as a private limited liability company, the Bank was licensed to carry on the business of banking in June 1990. The Bank's name was changed to Zenith

… actually when the shareholder 's fund of Nigerian banks moved to N25 billion... we also embark on recapitalisation moving our shareholders from 2 billion to 25 billion and in the process too, we also acquired another bank… to join us to also increase not just beyond our capital base but also increase our network as we tried to emerge as a leading retail bank in Nigeria (Beta_g2 December 2015)