Patient Protection Affordable Health Care Act

rehend the PPACA, one must understand the history of the United States’ health care system. The most successful and known reform would be the passage of Medicare and Medicaid. President Johnson’s main objective with his program was to provide health insurance to those over 65 years old, who otherwise wouldn’t be able to receive coverage due to retirement or being financially unfit to purchase health insurance. It has since been expanded to cover those with disabilities, and lower income families (“Overview,” 2015). Brady (2015) examines President Clinton’s attempt to massively overhaul health care in the United States. His plan, the Health Security Act (HSA), required employers to offer health insurance to their employees, and mandated that every US citizen purchase health insurance. This plan would have most likely expand health insurance to many more Americans; however, many feared the large tax increases, restricted options for patients, and with the lack of general support for the bill, it failed in Congress and was never implemented (p. 628). President Clinton’s failed attempt at health care reform opened up the door to future reforms, and it even shared multiple similarities to the PPACA. Smith (2015) updates the history of the health care system in America stating that “In the mid-2000s, America’s uninsured population swelled to nearly 47 million, representing about 16 percent of the population” and how “16 million Americans […] were underinsured” (p. 2). People

Health care reform has been a “hot” topic for decades now. In 2010, Obama signed into law, the Affordable Care Act (ACA) or more commonly known as Obamacare. In short, the goal was to provide more Americans with affordable quality health insurance and decrease the cost of health care spending. Everyone is guaranteed (required) health insurance or pay a penalty.

I’m sure you have heard many debates, discussions, and opinions about the law ObamaCare. Do you know what this law was implemented for? Do you know why some could support it or want it repealed? Do you realize how much money one could leave the taxpayers to pay for their unpaid medical bills because they could not afford insurance? “ObamaCare, officially called the Patient Protection and Affordable Care Act (PPACA) but more often called the Affordable Care Act (ACA) for short, reforms the health insurance industry and the American health care system as a whole” (ObamaCare Facts). Barack Obama and the Supreme Court ruling in 2012 gave Americans better rights and more protection for access to universal affordable quality healthcare to the uninsured population. ObamaCare was not designed to change the way one gets insurance, but to alleviate the national health care crisis of forty-four million uninsured Americans. I chose to do my research paper over this particular topic because I wanted to learn more information on how the working middle class could obtain insurance for them and/or their families. I also wanted to know how people who are uninsured could have access to ObamaCare and what ObamaCare actually does for the uninsured.

Obama Care, The Patient Protection Act, people have given it many nicknames but it’s official name is The Affordable Care Act. The law may have several nicknames, but one thing is for sure, it is very controversial. Americans are torn on whether the law will work or not, and it’s causing a huge debate ahead of the 2016 presidential election. The effects that The Affordable Care Act may have on our country can best be understood by analyzing the background and the history of the law.

Health care cost has been constantly rising and a problem in this country for years. Millions go without much needed medical care every year due to the lack of health care. For many the emergency room is their first contact with medical care. The Patient Protection Affordable Care Act (PPACA) intends to significantly decrease the number of uninsured in American. The PPACA, is said to be most comprehensive insurance reform since 1965, (the year in which Medicare and Medicaid were implemented) was signed into law on March 23, 2010 by President Obama. PPACA will renovate the entire United States’ insurance market. PPACA requires most citizens to either purchase health care coverage privately or through their employer, or face a penalty.

The Patient Protection and Affordable Care Act (ACA) is legislation signed into law by the Obama Administration in 2010 and is gradually becoming implemented over several years. As of 2014 the ACA is requiring nearly every American to have an approved level of health insurance or pay a penalty. The required insurance coverage includes nearly 34 million Americans who are currently or were previously uninsured and is subsidized mainly through Medicaid and Health Insurance Exchanges that will completely or partially pay for coverage. The ACA goes beyond requirements for the individual by including extensive requirements on the health insurance industry and several regulations on the practice of medicine.

The Patient Protection Affordable Care Act (PPACA) is a federal statute that was signed into law by President Barak Obama on March 23, 2010. The PPACA which is commonly referred to as “Obamacare” was endorsed by lawmakers based on the objective of shifting healthcare cost from the employer to the government. The enactment of the PPACA has been viewed as unprecedented by many based on the constitutionality concerns related to healthcare reform. In order to address some of the concerns related to healthcare reform it is important to go back and view the nation’s history.

The Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA), is far–reaching enactment that will change how a large number of Americans access health care. The intent of the ACA was to increase the number of insured, increase quality of care and making it affordable for everyone by reducing the costs and expanding coverage. Under the act medical providers such as hospitals and primary care physicians will have to change their practice financially, clinically and technologically in order to have better outcomes, lower costs and have better methods of providing care. The ACA also includes provisions that require all Americas to secure medical coverage or pay fines and it requires insurance companies to accept all applicants.

The Patient Protection and Affordable Care Act (PPACA) has generated immense controversy amongst the American political spectrum over the past eight years. Most commonly known as the Affordable Care Act, or Obamacare, this law sought to provide health insurance coverage to more Americans and reduce the growth of healthcare spending in the United States. The Democratic Party, led by the election of President Barack Obama in 2008, argued that providing and extending health insurance coverage to millions of uninsured Americans would reduce the rising cost of healthcare through implementation of the individual mandate and promotion of competition in the healthcare exchanges. The Republican Party, led by House Minority Leader John Boehner, argued heavily against those in favor of the Affordable Care Act alleging the law would substantially increase insurance premiums and overall healthcare cost. The opposition also questioned the constitutionality and ethics of enacting the Affordable Care Act. The Affordable Care Act was signed into law seven months prior to the Republican landslide victory in the House of Representatives in November of 2010. This paper will give a brief history of healthcare reform in America and deconstruct the ethical considerations surrounding the foundation of the Affordable Care Act.

There are currently 44 million Americans who were unable to obtain health insurance before the reforms because they could not afford the premiums or because they had a pre-existing condition. “Obama Care” is a tax funded government program which helps these individuals obtain insurance by expanding Medicare and Medicaid and offering cost assistance through health insurance market places. It also provides reforms to the health care industry iin order to cut health care costs and provide affordable health insurance to all. The Patient Protection and Affordable Care Act (or PPACA) originated as a Massachusetts law signed into effect

Health care ensures protection. When a person is plagued with a malady or injury, he/she will often seek medical treatment to be cured of his/her ailments. Attending the hospital for treatment can be expensive, and as a result, difficult for patients to pay their receipts. Health care corporations provide insurance that helps pay for their customer’s medical bills; consequently, they protect their customer’s finances and savings from overwhelming depreciations. Proposed by the United States House of Representatives and greatly supported by the 44th president, Barack Obama, from whom it earned the monicker “ObamaCare”, the Patient Protection and Affordable Care Act (PPACA) was signed into law on March 23, 2010; the PPACA’s purpose is to reform

It will be realized that the Obamacare which is also referred as Affordable Care Act happened to become a law in 2010. Notably, the act was basically aimed at offering health insurance coverage to citizens in American that was affordable (Kennedy 2013). Obama healthcare system was also designed in order to guard the consumers from most of the tactics by the insurance companies which may in the long run restrict care and increase the patient costs. Statistics extend to reveal that a large fraction of the Americans have greatly benefitted by obtaining significant insurance coverage as provided by the Affordable Care Act. Most of these individuals that have benefited were those having low-paying jobs as well as the unemployed. Some of these individuals were unable to work as a result of obligations from the families and due to disability while others failed to obtain superior health insurance following pre-existing medical conditions like chronic disorders (Japsen, 2014).

The act puts in individuals, families and other small business owners in control of their own health care provider. It can also reduce premium costs for millions of working families and small businesses by providing hundreds of billions of dollars in the tax relief of the largest middle class tax cut for health care. It also reduces that families will have to pay for health insurance by paying out-of-pocket expenses and requiring preventive care to be fully covered without paying any out-of-pocket expense.

On March 23, 2010, President Barack Obama signed the Patient Protection and Affordable Care Act in Law. The health reform law establishes a national, voluntary insurance program for purchasing community living services supports known as the Community Living Assistance Services and Supports Program (CLASS ACT). The CLASS program is designed to expand options for people who become functionally disabled and require long-term services and supports, including home care, adult day care, or a stay in a nursing home. In exchange for paying premiums during their healthy, working years, people would get a daily cash benefit to help defray the costs of these forms of assistance. The CLASS program was made effective on January 1,

The foundation during the Barack Obama’s campaign for the presidency was the health care reform of the U.S. health care system. It was not until a month later into his presidency in the year 2009 that President Obama addressed the issue of the high rising cost of health care and the millions of people in the United States being uninsured. It was not until March 23th 2010, after much debate that President Barack Obama signed the Patient Protection and Affordable Care Act (PPACA), the U.S. health care reform legislation. The primary objective of the PPACA act is to “provide quality affordable health care for Americans” (Centers for Medicare & Medicaid). Furthermore, the PPACA has the potential to “improve the role of public programs, improve