The Patient Protection and Affordable Care Act(PPACA) will influence the public health care system by breaking down barriers and expanding health care coverage to everyone in need in order to receive the best quality of care. The Patient Protection and Affordable Act was signed into law March 23, 2010, the law required that all Americans have health insurance by 2014 or pay a tax penalty on their federal income taxes. The Patient Protection and Affordable Care Act aims to greatly increase the amount of Americans who are uninsured and give them the ability to receive affordable health insurance. According to Martin, (2014) “as of January 1, 2014 all children, parents and childless adults who are not entitled to Medicare and who have family …show more content…
PPACA will also regulate insurance companies, and provide health insurance exchanges online so individuals can buy and receive cost-assistance insurance plans. According to Davis, (2012) “PPACA will make health insurance coverage more secure and reliable for Americans who have it, make coverage more affordable for families and small business owners and bring down health care costs that put strains on families, individuals, employers and federal …show more content…
PPACA main goal is to target every population in need of quality affordable care, such as children, seniors, pregnant women, and people with disabilities and adults with income below the federal income level. PPACA will provide subsided coverage through health insurance exchanges to people who cannot afford to purchase insurance on their own. Increase the number of young adults under age 26 covered or a dependent on their parent’s employer sponsored insurance policy. Expand Medicaid coverage to more low-income Americans, ensure access to health insurance and protect Americans against unaffordable out-of-pocket cost by prohibiting insurers on over pricing services. The purpose of PPACA is to make a change in the health care industry by providing health care coverage to individuals in need no matter what their race, gender, age and socioeconomic status is in society, so they can receive the best quality of
After reviewing the lecture, I believe that the PPACA will significantly affect Health Disparities in the United States. Based on the readings, the features for this plan include giving incentive to business owners to provide insurance coverage to their workers whether If by penalty if there are over 50 employees or by providing tax credit to those with less. The health system focused on collecting enhanced data based on race, ethnicity, sex, primarily language, and disability status to look for information to improve health care. The main goals of the PPACA is to expand coverage, control costs, and improve the health care delivery system. It reduces disparities in multiple ways. For example, for African Americans they are more likely
The basic standards that was signed in law by President Obama that The Patient Protection and Affordable Care Act (PPACA) will cover all Americans to quality and affordable access care and necessary transformation within the health care system to cover costs. The Congressional Budget Office (CBO) has established that the Patient Protection and Affordable Care Act is completely paid for and provides coverage for the American population. The primary transformation required by health insurances are shared responsibilities that the universal insurance market uses to eliminate discrimination practices in pre-existing condition, and having all Americans gaining coverage and affordable health care. Additionally, PPACA established health outcome improvement
The Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA) is a health care reform law that was voted into enactment in March of 2010 (Summary of the Affordable Care Act, 2013). The ACA consists of many different parts of which come from the Affordable Health Care for America Act, the Patient Protection Act various parts of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act (Affordable Care Act Summary, n.d.). The original goal of the ACA was to cut back on the amount of dollars that was being spent on health care
The Affordable Care Act, also known as the Patient Protection and Affordable Care Act (PPACA), and informally as Obama Care, was signed into law by President Barack Obama on 23rd March, 2010. The aim of the Act is a health care law aimed at improving the health care system of the United States by widening health coverage to more Americans, as well as protecting existing health insurance policy holders. According to the Obama Administration, those who already have health insurance will benefit from the legislation in various ways. For example, insurance companies will
The PPACA, which is known as the Patient Protection and Affordable Care Act, was signed by President Barack Obama in 2010. This act was put in place to increase the quality and affordability of health insurance. The PPACA has set forth standards that are supposed to tackle certain goals. But with every new thing there will be pros and cons. However the PPACA needs to find away to address the health care crisis that are taking place in the United States.
The Patient Protection and Affordable Care Act has a specific agenda and is ideally supposed to provide the following: Access to comprehensive coverage to all, prohibit restrictions due to pre-existing conditions or health status, ensure affordable coverage, and strengthen public programs. The PPACA prohibits insures from limiting eligibility
Patient protection and affordable care act was enacted in 2010 with the main purpose of minimizing the cost, improving the obtainability and affordability of health insurance. Uninsured rate will decreased at a faster rate.. It will achieve healthcare reachability to as many people as by extending public and private insurance. The Affordable act has included following: any one with pre-existing condition can not be denied of coverage, children under 26 may be eligible for coverage under their parents insurance, insurance companies can not cancel your coverage due to withdrawals.
The Patient Protection and Affordable Care Act (PPACA), commonly referred to as “Obamacare,” completely changed the American healthcare system. The purpose of the bill was to lower the cost of healthcare, improve health outcomes, and lower the national uninsured rate. To lower the cost of healthcare, the bill provides federal subsidies for government-sponsored healthcare plans to any person or family whose income is between one and four times the federal poverty level and is not covered by their employer, Medicaid, or Medicare (Neporent). In addition, the bill allows children to stay on their parents’ insurance plans until they are 26. Previously, children could only be on their parents’ plans until age 19 ("Is the Affordable Care Act Working?").
The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) or, more commonly, Obamacare, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. The law mandates United States citizens to obtain health insurance coverage and businesses of 50 or more full time employees) to provide health insurance to its’ employees. Should you not be covered, a penalty will be imposed.
The patient Protection and Affordable Care Act (PPACA) is the most debatable act which was signed into law on March 23rd, 2010 by President Obama ("Obamacare Bill: Full PPACA & Related Laws," n.d.). According to "Affordable Care Act and the IAFF" (2014), PPACA has three main objectives: expand access to healthcare coverage, shield patients against illogical actions by health insurance companies, and cut healthcare costs. The United States (U.S.) is the only advanced country that spend twice as much on patient care, yet still has greater rates of preventable deaths caused by curable illnesses. High healthcare spending, lack of access to healthcare services, and restrictions by health insurance companies to obtain crucial health services are the driving force behind the PPACA. PPACA was passed to benefit every citizen of America, but many view this law as problematic and challenging. Is PPACA constructive or destructive? This paper will discuss both advantages and disadvantages of PPACA.
PPACA made health insurance coverage available for people who would be uninsured otherwise due to affordability issues or pre-existing conditions (The National Cancer Institute, 2013).
Attempts for nearly a century in America have failed to establish the principle that every American is entitled to affordable and effective health insurance coverage regardless of their income or health status. The Patient Protection and Affordable Care Act (PPACA) of 2010 has made this legislation possible. A range of its provisions are designed to expand insurance coverage, target prevention and control costs, which consequently improves population-level health outcomes in all income groups. As a result, the burdens imposed on the
In 2010, President Barack Obama instated the Patient Protection and Affordable Care Act (PPACA). The PPACA was implemented to help provide affordable health care
The Patient Protection and Affordable Care Act (PPACA), commonly called Obama care, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act, it represents the most significant government expansion and regulatory overhaul of the U.S. healthcare system since the passage of Medicare and Medicaid in 1965. Guaranteed issue will require policies to be issued regardless of any medical condition, and partial community rating will require insurers to offer the same premium to all applicants of the same age and geographical location without regard to gender or most pre-existing conditions. It requires that all individuals not covered by an employer sponsored health plan, Medicaid, Medicare or other public insurance programs, secure an approved private-insurance policy or pay a penalty. According to this system, a child would stay under their parents insurance until they turn twenty-six. The non-participating employers/ citizens, health
With the advent of the Patient Protection and Affordable Care Act (PPACA) most Americans are required to have health insurance coverage, whether independently, via exchanges, through