In the beginning of the year 2010, the Patient Protection and Affordable Care Act (ACA) was passed and enacted legislatively by Congress in order to increase public access to health care at a reduced cost. The ultimate goal of the ACA was create a better overall atmosphere for workplace heath and safety by making healthcare more affordable. However, the passage of the ACA did have some unforeseen consequences in regards to worker compensation. The ACA was passed in order to increase government funding which would cheapen medication costs for the average American worker and thus make more effective healthcare more affordable. For most American workers there is often a “doughnut hole”, or coverage gap in their healthcare plan. This …show more content…
It also hurts the compensation benefits of nearly everyone in the workforce, whether it be those let go or those relegated to a part-time position. So now essentially many individuals in the American workforce were denied a chance at health insurance as well as being relinquished of a full-time job. Thomas Moran brings up an excellent critique of the ACA by connecting the dots from a growing negative trend in the American workforce to its root cause. It is a very difficult problem to tackle and while Moran discovers its source he doesn’t really offer many possible solutions other than saying that the creation of job must mean the creation of full-time jobs that can provide for a typical American family. It is hard to come up with solutions because the ACA was really intended to be beneficial to the American workforce and increase its health and safety overall. Unfortunately it had untended negative effects on the compensations of the American workforce instead. Maybe the ACA could have created a mandate that would have prevented the employers from drastically reducing their workforce in a short period of time, but they could have not possibly foreseen this happening and the damage is likely done by now. It could have been handled well in theory but I’m not sure that would have ever happened
"the ACA will be bad for businesses and job creation because it will force employers to offer a minimum standard of health care to employees." (Brenner 1 of 8). A real life example of this is observed when "the Cleveland clinic announced last week it would be cutting jobs and slashing 5 to 6% of its $6 billion dollar budget, all to prepare for Obama care[The affordable care act]" (Brenner 2 of 8). Another gripe about the ACA is that the ACA will not benefit hospitals and long-term care homes and organizations. "The ACA also includes provisions for reducing payments to hospitals with high levels of readmissions" (Zuckerman 6 of 12). As all of this is happening the ACA has rearranged care and now people have different doctors because their old doctor no longer accepts their insurance or won't supply the medicine they need. "As fewer people seek care due to rising out of pocket costs, and patients have their treatment delayed as they search for a new doctor because their current physician isn't in their plan. This atrocious law could bankrupt this nation and kill Americans" (Brenner 3 of 8). Plus the icing on the cake of this whole fiasco is, "All this great stuff has been obscured by the bungled launch of the government's healthcare.gov website" (Harrop 2 of 7). The ACA aims to hurt the small business sector and hurt families as they
I would like to share an article that I found very interesting because it talks about the effects of the ACA. The author, Amy Anderson went on to explained that ACA bring about changes, which is a burden for health professions since that have to work excessively long hours, they are dissatisfied, and have cause a reduction in care providers. In addition, ACA has now required more paperwork which robs the patients of quality care time with nurses. Last but not least, the pay-for-performance program is pushing providers to the edge of indebtedness, while gambling with patients’ lives like bait for
Third, the ACA regulates health care coverage in the United States. According to Lussier et al. (2016), the act mandates that all employers with more than 50 employees provide their full-time employees with health care coverage or face penalties for failing to do so” (p. 494). This act specifies that if organizations choose not to provide employees with benefits, they will be forced to pay a penalty for each eligible employee. However, organizations that do offer employee health and retirement plans must meet minimum requirements and comply with ERISA (Lussier et al, 2016). Employers and employees
The Affordable Care Act (ACA) 2010 is one of the most radical healthcare moves in legislation of United States after Medicare and Medicaid. The main goals of ACA were to decrease the number of uninsured and provide cost-effective high-quality care to all in US. According to Kaiser Family Foundation, the potential plan of ACA was to expand coverage to 47 million nonelderly uninsured in the nation, which included 1.6 million
On March 23, 2010, President Obama signed the Affordable Care Act (ACA), a law put in place to provide comprehensive health insurance reforms that allowed Americans to have access to affordable health insurance options. The Affordable Care Act seeks to make health care more affordable, secure, accessible and of a higher quality for the millions of Americans who were previously uninsured, or who had insurance that didn’t provide them adequate coverage and security.
The Affordable Care Act was put into effect to provide more Americans with affordable health insurance, regulate the health industry, and improve the quality of health insurance. This health reform was created to fix the current healthcare system. On March 23, 2010, President Barack Obama signed the Patient Protection and Affordable Care Act (PPACA) or ACA into law. The ACA has affected the economy in many ways. It gives low income families health insurance and it makes it easier for families to access healthcare and the coverage they need. It lowers overall healthcare, gives insurance to the employed and it raises taxes.
The Affordable Care Act (ACA), also known as ObamaCare, is a healthcare reform law that focus on providing more Americans with access to affordable health insurance. “The ACA is expected to add 32 million people seeking primary and preventive service and treatment” (journalofnursingregulation.com). It was first enacted by President Barack Obama on March 23, 2010. The act has offered a number of people with benefits, set up a place they can purchase health insurance, expanded the use of Medicaid and Medicare to the disabled and senior citizens. The Act has forced many employers to offer coverage to their employees. Despite all of the positive attributes this act has provided, there is a flip side to it. Americans are required to have health
Affordable Care Act (ACA), often known as Obamacare, was signed by President Obama in 2010. The goal of the Act is to increase the number of individuals with health insurance to the point where all Americans are insured by providing quality healthcare at an affordable price. Despite its good intent, the ACA is not as perfect as it may appear. In this paper, I will list the main features of the Act, its pros and cons, and how it affects you as an individual and discuss the King vs. Burwell lawsuit.
The Affordable Care Act, in its time, has helped many uninsured Americans to obtain health insurance by giving them guaranteed coverage. About 20 million Americans, based on the statistics from the New York Times’s article titled “Fact Check: Trump’s Critiques of the Affordable Care Act.”, have obtained health insurance through the ACA. Dropping the uninsured rate to 11 percent by 2013 (Qiu 2017). Americans, through the ACA, were able to get health insurance even if they got sick, which inevitably happens to many. This put insurers in a place where they cannot deny coverage to people who have preexisting conditions, or their health history. Other main points that are included in Former President Obama’s Affordable Care Act is that one, it was given as an individual mandate that all U.S. Citizens and legal residents must enroll for qualifying health care or get penalized for not signing up for insurance at all. Making the fact that getting health care is mandatory is a good way to lower the insured rates and save many Americans money when the next unexpected hospital visits or illnesses come up. Another thing is that the ACA has also expanded medicaid to all non-Medicaid eligible individuals that are under the age 65 and making medicaid more federal funded based rather than a state issue. Thus helping those who could not afford
The Affordable Care Act (ACA) was created by President Obama back in March 2010 to help reduce healthcare costs and improve healthcare quality for uninsured Americans. The ACA was implemented to reduce the cost that was growing with Medicare and Medicaid because they have increased over the years threatening the entire federal budget (Amadeo, 2017). People who are not working and are unable to cover their healthcare expenses usually end up on Medicaid which is paid for by the government. The others who are over the age of 65 are on Medicare and have their premiums supported by the federal government. However, people who make too much money or who are too young to qualify for either
The Affordable Care Act (ACA) was enacted in 2010 and was designed to insure millions of people, who did not have health insurance, reduce out-of-pocket expenses for families and reduce costs for small businesses. In essences, when enrollment opens in 2013, the ACA law will target the 42 million Americans that according to a Census Bureau Survey are uninsured (Klein). Indeed, Obama Care from a utilitarian point of view is a huge improvement in medical services to a larger proportion of the population, that prior to this law did not have insurance available to them, including improved availability of health care services and reigning in out of control insurance companies.
Millions of people couldn't afford health insurance before the ACA was passed. The ACA made health insurance affordable and eliminated discrimination against those with pre-existing conditions. Before the ACA, insurance companies would drop or increase premiums due to a late developing "pre-existing condition" and "unrelated cancer surgery." The insurance companies would terminated coverage for women who receive treatment for sexual or domestic violence (and other
The ACA was introduced to care for those without insurance, and to also make amends to those with a pre-existing condition to retain some semblance of health insurance. When fully implemented, the ACA promises to lead to a dramatically different health care process for the United States in the years to come. The central legislation to making this proposal become law was that the ACA would increase health coverage to extend to as many as 32 million more previously uninsured
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.
The Affordable Health Care Act (ACA) ensures that all employees of employers with 50 or more employees have access to health insurance through their employers. It requires employers to provide health insurance that covers at least 60 percent of the cost of covered services and at no greater cost to the employer than 9.5 percent of annual family income. In addition, the ACA entitles employees to coverage for "essential health benefits" as defined by individual states and that typically include emergency services, hospital and physician services, maternity care, prescription drugs, and preventive care.