Essay on Patient Protection and Affordable Care Act

1108 Words May 3rd, 2014 5 Pages
PATIENT PROTECTION AND AFFORDABLE CARE ACT
Tammy R. Carr
Grand Canyon University: HCA-675
April 2, 2014

Patient Protection and Affordable Care Act
The Patient Protection and Affordable Care Act was signed into law by President Barack Obama in March of 2010. This law provides equal access to medical care, lowered health care costs and eliminates denial of coverage of pre-existing conditions to the millions of the uninsured and insured Americans that were without and denied health care coverage. Patients who were denied coverage due to pre-existing conditions can now look forward to relief and great improvement because their illness is covered in the new policy, and care is now provided for them at next to minimal cost (Stehly,
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The Affordable Care Act is providing medical care at an affordable rate and can decrease extra stress and strain on families that struggle and have previously tried to meet their basic needs, let alone high medical debt. According to Medicaid.gov, Children’s Health Insurance Program (CHIP) provides quality medical coverage to families that can’t qualify for Medicaid or private insurance (Services, 2014). One of the major advantages of having insurance for children and teens is having the benefit of having access to vaccinations. Disease prevention is the key to a happy and healthy start. If you have healthy children, it can be a plus for their learning in school by reducing unnecessary days out of school because of illness. By providing access to medical care, it also reduces unnecessary emergency department visits.
One of the cons of the PPACA could be the tax penalty for not carrying insurance coverage. The penalty starts at $95 or 1% of income, whichever is greatest. If the family or individual still chooses not to carry insurance, the penalty will rise each year. It doesn’t seem fair to make people choose between carrying medical coverage or getting penalized for not wanting health care
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