Patient Protection and Affordable Care Act

“The Patient Protection and Affordable Care Act: Implications for Public Health Policy and Practice.” Public Health Reports. Association of Schools of Public Health. n.d. Web. 14 July 2015. This paper claims that the PPACA will cut the number of uninsured Americans in half. The act attempts to provide nearly universal coverage and improve the quality and equity of said coverage through reforms to insurance standards and the marketplace. It also attempts to improve the quality of healthcare and the efficiency of its delivery by allowing consumers to edge the system into a more integrated state and measuring performance. It attempts to encourage preventive medicine by targeting chronic illnesses and funding community-based medicine. These changes will bring huge opportunities for improvement in the system, many of which are subtle and nuanced and will only be seen as the plan rolls into act over the next few

rehend the PPACA, one must understand the history of the United States’ health care system. The most successful and known reform would be the passage of Medicare and Medicaid. President Johnson’s main objective with his program was to provide health insurance to those over 65 years old, who otherwise wouldn’t be able to receive coverage due to retirement or being financially unfit to purchase health insurance. It has since been expanded to cover those with disabilities, and lower income families (“Overview,” 2015). Brady (2015) examines President Clinton’s attempt to massively overhaul health care in the United States. His plan, the Health Security Act (HSA), required employers to offer health insurance to their employees, and mandated that every US citizen purchase health insurance. This plan would have most likely expand health insurance to many more Americans; however, many feared the large tax increases, restricted options for patients, and with the lack of general support for the bill, it failed in Congress and was never implemented (p. 628). President Clinton’s failed attempt at health care reform opened up the door to future reforms, and it even shared multiple similarities to the PPACA. Smith (2015) updates the history of the health care system in America stating that “In the mid-2000s, America’s uninsured population swelled to nearly 47 million, representing about 16 percent of the population” and how “16 million Americans […] were underinsured” (p. 2). People

The act has an advantage or disadvantage. The PPACA promises to reshape the U.S. healthcare system by improving quality, lowering costs and increasing access to affordable healthcare. One way the PPACA seeks to increase access to care is by offering federal matching funds to states allowing them to cover more low-income patients on Medicaid. Individuals with pre-existing conditions who had previously been denied coverage will now have access to new coverage options. Beginning January, 2014, insurance companies will be prohibited from denying coverage to those with pre-existing conditions. The law also makes it illegal for insurance companies to rescind coverage after a patient becomes sick and it eliminates the lifetime limits on insurance

The Patient Protection and Affordable Care Act (PPACA) is a United States federal statute that was signed into law by President Barack Obama on March 23, 2010. This particular law has come with much controversy. The law (along with the Health Care and Education Reconciliation Act of 2010) is the principal health care reform legislation of the 111th United States Congress. PPACA reforms certain aspects of the private health insurance industry and public health insurance programs, increases insurance coverage of pre-existing conditions, expands access to insurance to over 30 million Americans, and increases projected national medical spending while lowering projected Medicare spending.

The Patient Protection and Affordable Care Act (PPACA), or Obamacare, was authoritatively marked into law on March 23, 2010. It was created to make healthcare more lower-priced and effectively available to a more extensive scope of Americans. Under the law, individuals in the United States who do not meet all requirements for an exemption are required to acquire a minimum amount of health care coverage. Supporters of Obamacare argue that it has had some benefits since its passage, including reducing the uninsured rate, enabling a huge number of Americans to acquire health insurance through the new health insurance exchanges or Medicaid expansion. In the article “Trump Should Save Obamacare” by Nancy-Ann Deparle states that twenty-four million

Have you even wonder what the actual advantages of ObamaCare are and how they affect people? ObamaCare otherwise known as the Patient Protection and Affordable Care Act (PPACA) is designed to aid American on acquiring health insurance, especially those who are unable to receive coverage thru their jobs, the sick and the poor. The Affordable Care Act (ACA) was signed into law on early 2010 and ever since, it has set strict regulations against insurance companies over who to insure. Therefore, it gives Americans the right to apply for health insurance and find the best coverage they need, regardless of their medical history or income. As a result of the PPACA, pre-existing clauses were eliminated, while Americans can now apply for health coverage and receive better treatments options.

Obamacare aim is to provide better affordability of health care and enhanced health care access to Americans, which hopes to put consumers back in charge of their health care. It also aims to include upgrades to government-run Medicare and Medicaid. The purpose of the Patient Protection and Affordable Care Act (PPACA) is to provide affordability to Americans. However, the extensive cost to facilitate the phases of this program, and how these expenditures will ultimately be financed, may negatively affect the citizens of this nation. The Supreme Court passed the bill with the intention of having legal residents and citizens of the United States paying less for health coverage. The PPACA was implemented so that individuals would have coverage with fewer stipulations and limitations.

The Patient Protection and Affordable Care Act offered 30 million uninsured people of the United States healthcare coverage (AcademicOnFile, 2014). Obama care has expanded Medicaid, providing subsidized to help low and middle-income Americans buy private coverage. For those who are uninsured that decided against purchasing a plan will face a fine at the end of each calendar year for not being covered. Open enrollment for ACA ended on March 31st 2014 and will not begin again until November of 2015.

There are many benefits that come from the Affordable Care Act. According to the U.S. Department of Health & Human Services, “health insurance companies now have to pay at least eight cents of your premium dollar…or provide you a refund” (“About the Law”). Consumers can now save more money or look for a return after treatment. Insurance companies are hit hard with this Act due to having to pay the majority of your health care bill. Insurance companies now have to display and justify rate increases publicly. This new regulation has lessened the amount of issuers demand for premium increases and saved Americans millions of dollars (“About the Law”). With the Affordable Care Act, insurers can longer deny consumers with pre-existing health care issues. No longer will people be discriminated on due to prior health problems. This new rule helps millions of Americans that have never been insured due to this; finally have coverage to help pay the expenses of their condition.

The purpose of this paper is to present a brief overview and timeline of the Patient Protection and Affordable Care Act (PPACA) that was signed into law by President Barack Obama on March 23, 2010 and to discuss its potential impact on healthcare access, costs and quality, and insurance companies. .

“The Patient Protection and Affordable Care Act (PPACA) also known as the Affordable Care Act or ACA is the landmark health reform legislation passed by the 111the Congress and signed into law by President Barack Obama in March 2010.” Within this reform there are pros and cons, which are instrumental for many Americans. Initially once PPACA developed there were many issues, but as it has been settle lings throughout recent year’s things happen to be confirming that this reform will face future issues. For this reason, as a future health care professional it is obvious that challenges will developed through this law, these challenges will need to be addressed accordingly and effectively. It is imperative to know and understand that this law is a major change in the American society, and with change there is resistance and acceptance, therefore, it is our job to work together to utilized it to the best of our ability. (Health Insurance Resources Center 2015)

What are some words that come to mind when Americans think about health insurance in this day in age? Expensive, deductibles, out of pocket, mandatory, out of network, copayments? Those words sounds just about right. Well, thanks to the affordable care act hopefully those thoughts should and have changed. Maybe subsidy, assistance, affordable, for everyone would be some words that come to mind. All focusing on what some call Obama Care which is the Affordable Care Act (ACA) and officially called The Patient Protection and Affordable Care Act (PPACA). The ACA was designed to reform not only healthcare but health insurance industries as well. It is now a federal statue in the United States of America that was signed into law in March of 2010 by President Barack Obama. Although created 5 years ago, the major phase began in January of 2014. Hospitals and primary physicians were to turn their practices around financially and even their technology in order for better health outcomes and lower costs to come about all while improving their services. In other words, practices were to increase the quality of services that they provide and at a lower and affordable price for consumers. There were a lot of backlash and confusion that came from Americans because of the act. Yet, there are great outcomes and there are also things that can be better about the ACA. Let’s take a look at the beginning, present and even possibly the future.

In March 2010, the Patient Protection and Affordable Care Act of 2010 (the PPACA) was enacted by Congress and signed into law by the President of the United States. The PPACA creates an opportunity to change the health insurance marketplace in order to provide all Americans with quality, affordable health insurance coverage. This program even though has received as a gift to some people, but it carries burden on providers and health care workers. The reason is that more information and education are available to consumers make it easy to catch medical error than before, which leads to more lawsuits against healthcare providers. Demand for health care services is increasing as the population ages, chronic diseases become more common, and medical

Health care has been a much need but problematic institution for the United States over the last several decades. Particularly private companies have been the main cause of high premiums and the denial of coverage for the previously ill. In attempts to remedy these issues congress in conjunction with the President of the United States Barack Obama signed the Patient Protection and Affordable Care Act (PPACA). The PPACA is a federal state that focused on the reformation of the private health insurance market, provide better coverage for those with existing conditions, and improve the conditions of Medicare. Within this statue there is the section 1501 mandate, the Minimum Essential Coverage Provision, which requires every citizen, besides

In 2010, U.S. president Barak Obama signed into law the Patient Protection and Affordable Care Act (PPACA) aimed at extending covering to as many as 33 million uninsured citizens (Liptak, 2012). The passage of the act represents the most significant change to the United States health care system in several decades. With the bill totaling over 2,000 pages in length, the scope of changes impact all aspects of health services in some way.