Paying For A Higher Education

In society today, a college education is often seen as a “the next step” in a young adult’s life. Whether they actually know what they would like to earn a degree in, they feel the need to continue their education as almost everyone around them is pursuing post-secondary education of some sort. It is often argued that a college education is not necessary to get ahead because of the manufacture based workforce that is up and coming in America, however, there are many benefits to having a post-secondary education such as a higher rate of pay and more job opportunities.

College tuition has been an increasingly intense topic of discussion over the years. The costs of higher education have been debated by many people, and it has been discussed as to whether costs are becoming too high for students to afford. College has become more and more popular, and now as many as 20 million students attend universities reported by The National Center for Education Statistics (1). The value of a college degree is immense, but college tuition is becoming too expensive for students to afford, and furthering the problem are students’ lack of knowledge on how to pay and earn money towards their college degree.

It often proves challenging sending a child to college. Young adulthood is usually an important time for career decision-making and growth (Whiston, & Keller, 2004).College is a large step and responsibility to ascertain on a college bound student. It proves to have freedom to do well in school but also to waste valuable time and money. It is often looked as an investment, but to many others it is viewed as a challenging subject to dedicate. Many student get discouraged as students study medicine, biology and other PhD candidacy in college. Others look at the very immediate action that must be taken care of, that subject area is known as tuition.

In the article “A Way to Start Paying College Atheletes”, Joe Nocera wrote about the inequalities faced by the college football players . He was compelled to began writing more frequently about how the National Collegiate Athletic Association and the college sports decisions exploit the players who generates the billions that the leaders takes advantage of. A powerful debate developed about how to pay the college athelete, a free -market approach was established by Jay Bilas, the ESPN college basketball analyst. He said that Student athelete should profit from whatever the market will bear. Some people uphold the the so-called Olympic model, in which players would generate income from endorsements, autographs, jobs and control

The student loan debt total was about nine hundred and two million dollars to one trillion dollars in the United States in 2012; the federal student loan debt made up about eight hundred and sixty-four billion dollars of the total debt (Driscoll and Clapp). Many people in the United States that cannot afford college tuition and additional fees take student loans and/or federal grants. Student loans are different from federal grants in that the loans have to be paid back with interest, while federal grants do not have to be paid back. A federal grant is also known as financial aid. Students with lower income are less likely to attend college because of student loan debts. The government does provide some help, however, there are limits

In fact, in the past, even if you were a college graduate, you were considered to be in the minority of the society; however, today, a college degree is fundamentally a requirement for any majority of careers. As the need for a college degree increased, the less affordable it became, therefore, student loans became a must. Although student loans do help students with a higher education, they can also get those individuals into tons of debt. Even though we can all benefit from a college education, the future looks pretty barren for those with student loans. The future of college tuition, and in another word, student loan; seems to be going only up with no release in sight. In order to get a better understanding of why, this might be a good time to look back at when the first federal student loan and grant programs were established and how it has fueled the rising tuition costs.

What you don’t know about student loans can hurt you.” As Americans pursue more education, they also accumulate more student debt. Student loans have become a big problem for college students across many American campuses’ because of increasing tuition cost, decreasing the amount of grants and scholarships, and the high interest rates of student loans.

money to pay for their education. Colleges are very expensive and need to start looking at it on the student perspective. Students who are graduating from high-school barely come out with less than $3,000 or less.WIENER, J. (2015) Not Every individual is able to pay for college and this just isn't fair. A high percentage of students are independent while in high school and are forced to work because of their parents low income. What happens to that student? Smart in academics, good athlete but because they cannot pay for their proper education they are forced to forget about their dreams.

When starting college every student makes a very important decision. Whether if they want to get financial aid or to pay the money up front. Having college debt will not only ruin their credit, but he or she may also have to pay off their tuition for the rest of their life. Research says, “According to the College Board, which tracks students’ financing of higher education, undergraduate students in 2013 through 2014 borrowed in the aggregate nearly $63 billion and received $33.7 billion in Pell grants.” By this quote from “Debt, Merit, and Equity in Higher Education Access” it clearly shows the effects College Debt has on their society but, also on their future. Every paycheck they receive, a small portion goes toward paying their college the same college they finished years ago. It’s not worth paying at least one hundred fifty dollars every check when it could have been paid all together. However, many may not have the same opportunities as others.

Rather than associating it with financial woes and four more years of backpacks and tests, further education should be credited with helping the development of one's social skills, personal growth, and becoming a well rounded and prepared member of society. One of the most prevalent issues with sending one to college is cost. Although the majority of Americans say higher education “fails to provide students with good value for the money they and their families spend”, 86%, the majority of GRADUATES say that personally, college was the best choice (Source F). On a student to student basis, stepping out of the present and looking at the bigger picture may be the

Society today is often very pressuring towards young adults when it comes to attending college. Maybe it’s because it is the most appropriate idea for people. College provides the average human with a higher satisfaction of life due to the experience and the positives outcomes than that of someone who chooses not to go to college. Although college results in the possibility of debt afterwards, it is still worth the journey.

The topic of paying for college has been a widely debated issue for students. Some people believe college is too expensive for teens who have just began to wander around the adult world, while others feel college would be taken for granted if the student doesn’t make an effort for their education. Higher education may include longer years of studying, loans and debt. This is what makes society feel that college should be free. However, it must be acknowledged that free college really isn’t free and misunderstanding this concept would be an economic mistake. Although it’s understood that college comes with a great price, eliminating the cost for higher education would increase taxes, diminish the value of a degree and may cause students to not

In this unimaginable generation, we face many challenges to survive, but one challenge that is prevalent is student college debt intertwined with the expensive economy. The idea that a better and furthered education will bring you more success is why millions even make college loans an option. It is believed, that the two elements of education and employment coincide with one another. The idea of being employed is a necessity in modern day. There is a focus on getting an education to determine your success. Although attending school is appreciable, it also comes with its issues that make college appear as a trap; incognito in a sense. Dragging everyone down slowly like a leaf in quicksand. Young adults struggle with college debt, and financial barriers; by avoiding the economy’s false luxuries can prevent the occurrence of running into economic barricades.

Middle class students are finding it difficult to afford tuition prices without any financial help, that being loans or financial aid. When it comes to covering tuition costs middle class families are the ones that have to face the different problems. In Jeffrey Selingo’s article “Perspective Can the Middle Class Afford College?” he says “ “You have students who can afford to pay tuition at once, have low income students who receive financial aid. What happens to the students in the middle?”. A good majority of middle class families make just a little bit more above of the financial aid cut off making them ineligible to get any financial aid therefore they have to rely on student loans. FAFSA is a really good program it helps out many students in the United States but according to Luke Redd’s article “Should College Be Free? Here's What You Need to Consider” it says “Although it benefits many students, the nation's existing financial aid systems currently fails to provide an equal opportunity to every qualified American”. You have students who get all of their tuition covered and still receive a little bit of extra cash for books and supplies while others only receive about half of what their tuition

This article compares tuition prices from 1969 to 2012. It suggests that sending a kid to college costs 40 percent of a typical family’s income. It also shows the difference in prices between private and public institutions. The article also suggests that without financial aid, most families would not be able to afford to send anyone to college.