Peran Teknologi Informasi Dan Komunikasi Dalam Pertumbuhan Ekonomi

The notion of e-administration is rather expansive in its orientation and has often times been used interchangeably throughout the literature with e-government. According to Radu and Pokowski (2014) it “refers to any of a number of mechanisms which transform what in a traditional office are paper processes into electronic processes in order to create paperless office”. For other authors, it implies the application of electronic media for the management of the internal public organization (Ntulo and Otike, n.d.). In defining e-government Gordon (2002) cited by Signore, Chesi and Pallotti (2005) defined the concept as the use of ICT to improve the process of government. Radu and Pokowski (2014) contend that

The threats and opportunities in the e-banking line are increased due to the introduction of internet. The threat of e-banks and the point of equality concept are very highly used by the current competitors. There are rivals such as CIMB clicks, Hong Leong online banking and many more which cause Maybank2u.com unable to monopolize the market. As a consequence, the customers can exchange brands easily. Moreover, the customer of Maybank are likely to concern with the safety matter of online banking. They prefers to do transaction in the classic ways more than online banking due to their lacking of confidence toward security and safety matter of online banking. They are scared of hacker that might intercept their information. But other than that, the bank may significantly affected by the present macroeconomic situation across the global and adjustment in economic policies in South East Asian countries. This happened because Maybank’s goal is to widen Islamic business in markets such as Singapore and Indonesia as part of their target on the ASEAN

The present project is Sever Integrated Banking is the easiest form of accessing one’s Bank account. The main objective of this project is to facilitate the Bank Customer to access his/her account without having needed to go to Bank or ATM. Now we can access our bank account and conduct a host of banking transactions and inquiries through Internet service. The Net Banking solution’s self-service capabilities empowers customers to manage their banking activities better. The general procedure is that the Customer has to go to near ATM/Bank in order to access his account. The main disadvantage of this system is, it is time consuming, costly and it is a tedious process to go there for every small work. The current project gives the best alternative. As it is 24 hrs available and has a maximum reach even to the places where banks are not available. Customers can make fund transfers to others, knowing all information regarding all policies and also customer can pay all bills through net only.

In this essay I will be writing about Online Banking, its use, how it evolved, impacts and how it benefited the global businesses. In late 1980s, the term online banking became popular. But in 1990s, the financial institutions implemented the online banking services. Initially it took some time to adopt the customers to do monetary transactions through online banking. Afterwards, with increasing use of computers, internet and World Wide Web, banks introduced new form of banking called Online Banking. It is a service from a bank to perform banking transactions through internet. Transactions like paying bills, transferring funds, applications and payments over loans & mortgages, accounting statements viewing, viewing account’s transaction history, looking for products and services provided by banks, getting answers of queries instantly.

With the development of information technology industry rapidly, information system and technology had entered the daily life of thousands upon thousands of families. An information system is used to collect, process, create data and information as a complementary networks now. It can assist a large Internet which supports humans’ activities and decision. It is generally produced consists of six components, hardware, software, data, procedures, people, and feedback. Information systems include that people, processes, machines, DVDs, CDs, telephone, computer, iPhone, TV, iPad and information technology. Information’s produce needs Technology’s support. Technology is a collection of techniques, skills, methods and processes to

2. Layanan Pribadi Sosial bagi Remaja dan Kesadaran Emosi Untuk mencapai kompetensi dan keterampilan hidup yang dibutuhkan maka siswa tidak cukup hanya diberi pelajaran bidang studi. Sekolah berkewajiban memberi bimbingan dan konseling yang menyangkut ketercapaian kompetensi pribadi sosial, belajar, dan karier (Nurihsan & Sudianto, 2004). Dalam hubungan dengan layanan bimbingan konseling di sekolah yang merupakan bagian dari program pendidikan, pada kenyataan fokus bimbingan dan konseling di sekolah sekarang ini cenderung menitikberatkan pada layanan bimbingan belajar dan bimbingan karier serta kurang mengembangkan aspek pribadi sosial siswa. Menurut Handarini (2000), pendidikan di Indonesia lebih dipusatkan pada pengembangan akademik (aspek kognitif). Hal ini juga berpengaruh pada sikap orang tua yang memasukkan anaknya ke sekolah unggulan dengan harapan memperoleh prestasi yang tinggi. Hal ini menjadi bukti bahwa prestasi akademik menjadi faktor penting dalam

Internet banking has made bank transaction easy and convenient in the sense that people can do the transactions from anywhere they, desire to i.e in the home, offices, and schools. It has helped to avoid unnecessary trips to the bank.

Historically governments primarily had brick and mortar operations with data collection activities as part of specific operations like conducting surveys and taxation. However in the current era, just like with any private commercial entity, being digital and data driven is part of very function and operation of the government. Increasingly government activities and interactions with individuals are becoming digital which is in turn is leading to increased momentum of the collection, amount and availability of data. In fact this is also almost a basic expectation from clients who in the government’s case are the individuals. We as individuals are living in an unprecedented digitally open world also expect to interact with the government with the same convenience. The E-Government Act of 2002 has driven this movement towards “electronic governance”. The E-Government Act has enhanced the management and promotion of electronic Government services and processes by establishing a Federal Chief Information Officer within the Office of Management and Budget and by establishing a broad framework of measures that require using Internet-based information technology to enhance citizen access to Government information and services. In addition to electronic governance the terrorist attacks of September 11, 2001 have also increased momentum and scope of data collection. The legal and policy changes enacted in the

Berdasarkan hasil yang telah diperhitungkan pada tabel IFE dan EFE, maka diperoleh jumlah skor sbegai berikut:

The concept of e-Government is enhanced by the vision of the Singaporean government, which is to become a world leader in e-Government and to better serve the community and the nation (IDA 2004). The Singaporean government has engaged e-Government to

Regional Government of South Sulawesi province after the reform era are required to be more transparent to the various activities of governance created by the government and has the support of the community by creating all the tools and rules of the system and mechanism of action of the government must be transparent, informed to the community and society easy access to all information relating to good governance in accordance duties and functions of each government agency. Transparency in principle is the principle of the creation of mutual confidence between the government and the public through the provision of information that ensures the ease in obtaining accurate information and adequate. Through this transparency, government and communities together to provide information where the information is a necessity for governments and communities to mutually participate in running good governance.

e-Governance initiatives and Right to information (RTI) have been implemented for subtle change in global attitudes. Across the world, these two initiatives with information and communication technologies (ICTs) have ushered an era of information exchange; changing political, economic, and social structure forever. e-Governance and right to information (RTI) are being recognised as potential tools of empowerment. Right to information Act 2005 has been enacted with a view to promote openness, transparency and accountability in public administration. To achieve these objectives it is very important that the RTI Act should provide right to citizens to ask for matters pertaining to governmental functioning through on line. Hence, this paper highlights the use of e-governance as a tool for efficient functioning of the Act. It also discusses that a government which operates in greater secrecy is more prone to corruption as compared to a government which operates in greater openness.

Sistem informasi berbasis komputer dikembangkan untuk memberi nilai tambah pada perusahaan dalam menghadapi kompetisi dari para saingannya. Dalam sebuah klinik kecantikan, sebuah sistem informasi dikembangkan untuk membantu pihak manajerial dalam melakukan proses bisnis mereka sehari-hari.

Sejak dimulainya kegiatan usaha perbankan berdasarkan Prinsip Syariah pada tahun 2004, kegiatan perbankan berdasarkan prinsip syariah di Bank Niaga sangat luar biasa, terutama di tahun 2007. Perkembangan kegiatan perbankan berdasarkan prinsip syariah terutama disebabkan oleh ekspansi yang cepat dari unit usaha syariah. Dengan adanya kelonggaran dalam peraturan BI, Bank Niaga telah melipat gandakan jaringan yang dapat melayani kegiatan perbankan (windows) dari 43 office channelling unit menjadi 106 office channelling unit. Saat ini Bank Niaga berada pada posisi tiga besar sebagai penyedia layanan kegiatan perbankan syariah unit usaha syariah di Indonesia. Berkaitan dengan hal

(Ratna, 2003: 3). Sosiologi Sastra diterapkan dalam penelitian ini karena tujuan dari Sosiologi Sastra adalah meningkatkan pemahaman terhadap sastra dalam kaitannya dengan masyarakat, menjelaskan bahwa rekaan tidak