Personal Finance Blog Analysis

Despite the importance of finance, accounting, and consumer intelligence, these topics are typically neglected in high schools. Unfortunately, personal finance is often learned by trial and error. The problem with this method of learning is that it only takes one costly financial mishap to set you back for years. This is why I created a basic personal finance book for total beginners. With these concepts you can use the other books in the Smart Money series to further build your knowledge of personal finance topics.

The author of this book, Dave Ramsey, is a man who has gone through many struggles in his life. Throughout his book he talks about the times when he went bankrupt and couldn’t provide for his family. Dave Ramsey sat down and wrote a plan on how to be smart with your money. Ramsey says, “The principles are not mine. I stole them all from God and your grandmother” (xi). He talks about how these are not new ideas and that these are not theories because they are proven to work every single time. The central concept of this book is to help people succeed in life with money but also their personal relationships. Ramsey wants to give people hope and happiness by playing a small role in their financial freedom.

This course provides an overview of the elements necessary for effective personal financial planning and the opportunity to apply the techniques and strategies essential to this understanding. Primary areas of study include creating and managing a personal budget, understanding and paying taxes, working with financial institutions, wise use of credit cards and consumer loans, financing automobiles and homes, and the use of insurance for protecting one’s family and property.

The goal of this course is to get you thinking about personal finance issues at a point in your life when you still have time to benefit from the power of time in generating wealth to accomplish your other life goals. The financial decisions you make early in life with determine in great extent the quality of life you will enjoy later, especially given the turbulent and uncertain economic conditions. Money isn’t everything, but a lack of it will impact almost every aspect of your life and those who surround you.

Money. It’s something that all of us want more of, and yet most of us aren’t equipped to make real changes in our finances so that we can have more money. This is especially true if we’ve found ourselves in debt through a series of unfortunate events. But relief does exist for this who are in debt. Additionally, there is help for those who not only want to get out of debt but who also want to eventually save and even thrive when it comes to finances. If you’ve decided it’s time to revamp and even recover your finances, these 10 money solutions will help you make sense of your finances.

Life as I know it is coming to an end. For the majority of my life my parents were generous and payed for my needs and wants, but now that they opened my eyes about paying for for my own needs and wants. This topic about finance is giving me a rude of awakening about how to budget our annual salary or yearly salary with paying for our wants and taking care of our needs. When we were little we thought that money grew on trees or came from magical wishing weld, but facing the truth where money really come from which is hard work and a good education.

Saving money is something most Frugal Fancy readers try to do every day. It doesn't matter that the economy isn't good at the moment, frugal people practice frugal living. We're always on the look out for ways to save money where we can.

This book shows the simple spending and saving habits that lead to more cash in the bank than most people earn in their life, and helps to avoid the pitfalls some potential future millionaires

This was mentioned quite a bit in the article “Living Deeply” by Janet Luhrs. She tells us not to live on autopilot, not to buy things that don’t have meaning and to live deliberately. Her example of the fact that we shouldn’t be so materialistic that stuck with me the most was, “we seem to be awfully busy here in the US. But at the end of our lives have we really achieved more than the simple farmer, and will we remember that we bought 12 pairs of pants instead of 12?” That points out the flaws of the consumerist world that we live in. Is it really better to slave away for minimum wage, just so every Friday we can buy another item that we probably won’t think about three weeks down the road? This makes me want to slow down my life and stop trying to race the clock. I want to have my own garden and my own self sustainable life so I can essentially try to have as little of a footprint on the Earth as

For my self- improvement project, I’ve decided to designate it on saving money. No, I am not a compulsive spender, but I am certainly not perfect in that aspect. With how much revenue I’ve brought in the past few months, I definitely should have more money saved up than I do. I recognize that, so I’ve decided to test myself. I’m excited to be assigned this project, in hopes that I can save $300 a week.

Random Blogger discusses in her article living together before marriage is a very great idea for couples. She claims cohabitation helps to get know each other better than dating for a long time. The author’s main point is encouraging couples to live together before they get married. Her audience is people who can accesses her web cite and specially couples how didn’t get married yet.

Try to make a budget, it will be your blueprint for your finances. The first step for anyone wanting to take control of their finances is to make a budget. A budget will allow you to understand where your money is going and enable you to adjust your spending by designating how much you can afford. Creating a budget is a good idea for everyone, but especially for individuals with limited income. Write down your budget, with specific categories of spending, and stick to it. Start slowly by using a percentage on how much you will save versus spend. A plan doesn’t work unless you work the plan.

Well, when it comes to personal finance or money management, there is no dearth of misconceptions, especially amongst common folk with medium income. Let 's have a look at some of them.

A. What financial tools described in this chapter can help you make better financial decisions?

With a personal finance software, you can now have a complete analysis of your finances. However, this graphs and reports can be a lot easier if you have some accounting background. It also lets you create a budget that you can stick in. These software create a realistic budget for you. Enter your basic