Personal Investment

These decisions may include selling and buying of stocks, bonds, futures, currencies and so on. Stocktrak.com helps to implement the investment decision process as it includes evaluation tools for securities being traded at stock market. The website provides graphical historical performance of stock prices and this graphical performance can be analyzed for making different investment decisions related to those stocks. This project will be investing the given specified amount in a portfolio. The portfolio investment will help to reduce the level of risk associated with investment. With the reduction in level of risk, the average return of portfolio investment will increase as compare to individual investments. Thus, portfolio investment is better option for investment as compare to individual

Investment ambitions can be as uncomplicated as a few certificates of deposits, or as diverse as an abundant array of interests that make up a large portfolio. You can start as simple as an FDIC insured savings bond, evolving into mutual funds, ultimately building a massive stock portfolio.

An Investment is where there’s 2 ways you can either save your money up till you have the right amount or you can either invest over a long time. Also you could buy something with increasing the value of your profit.

3. The Fiduciary Committee shall follow all the requirements set forth in the Investment Policy statement (the “Investment Policies”) of the Plan.

As a financial manager three major decisions are to be made which are investment, financing, and dividend decisions (Pujari, S 2015). When decisions are made in investments financial managers carefully select fixed assets also known as capital budgeting decision or current assets in which funds will be invested by the company (Pujari, S 2015). There are factors that affect the investment and capital budgeting decisions such as cash flow of the project, return on investments, risks involved, and investment criteria. For the cash flow of the project the company invests a huge amount of funds in an investment proposal it is expected to sustain a regular amount of cash flow to meet the daily requirements (Pujari, S 2015).  The amount of cash

An investment can be defined in several ways. First, we’ll have a look at the financial implications of the

ScenarioThe bank of TSB (Lloyds bank) is an investment bank involved in selling securities such as stocks and bonds to the public, as well as traditional scope of business such as deposit and loan. After graduation, you decided to join the bank as a financial advisor, to advice about market trends in specific securities, such as stocks, bonds, mutual funds, limited partnerships, and commodity pools, and the real estate such as coins, precious metals, then providing a selective list of products, finally try to offer the asset allocation advices. The bank has a large collection of guides, which cover everything from the basics of investing to information on investment risk and financial planning. Tom and Jerry are customers of your bank,

* Analyze the factors that influence investment decisions at different stages in an investor’s life cycle, and make a recommendation at which stage the average investor should consider financial investments. Provide support for your recommendation.

If your plan is to save and purchase a car, buy a house or build up your retirement then investment plans are very significant parts of every successful investor’s portfolios.

The objectives of an individual investor may be to accumulate funds to purchase a home or other major acquisitions, to have sufficient funds to be able to retire at a specified age, or to accumulate funds to pay for college tuition for children. An individual investor may engage the services of financial advisor/consultant in establishing investment objectives.

Personal finance is the management of how a family or individual obtains, budgets, saves and spends economic income over time, taking into account various financial risks and future life events (University, 2016). The importance of managing your finances comes down to what life you wish to live. By setting goals, and meeting them, will allow for positive finances. To best advance personal finances an individual could embark on investment options. An investment is the process of committing money, or capital, into an endeavour with the expectation of receiving additional income, or profit (Investopeida, 2016). This means that the investor is simply making their money work for them. It allows your money to go further than what you can personally earn for yourself; it expands the income that is coming in.

The primary objective of the portfolio investment is to provide you with an effective investment strategy, and to build a confidence relationship with you. Therefore, your principal is safe while you are earning interest on the capital that

A successful investment plan will have a high level of specificity and purpose. Each investment is made with a particular purpose in mind. Even investments that don’t seem to have any type of relationship with one another will be part of an overall strategy in which they play a substantial role.

2. Maximization of Shareholder wealth: Investment decision is linked with strategic and tactical business decisions and therefore need to achieve desired long-term objectives. The most usual objective being the maximization of shareholder wealth.

An investment also known as a security is a pledge of money from an individual, government, or cooperation that is expected to accrue additional wealth on top of its original dollar amount. An investment can be a long-term or short-term obligation depending on the investor’s goals and/or assets they choose to invest in. The investment decision process is a two-step process which is necessary to make a sound trustable and efficient investment. The first step involves an evaluation of the investment you as the investor are interested in committing money towards, including characteristics of the security (i.e. how it acts in the current market, how the current/future market may react to this investment and possible returns on your investment). Finally, the management of your investment portfolio, including how often it should be revised, how the performance of your securities should be measured (how often they should be measured), and other important aspects of your current investments. Investing revolves around one basic concept, improving our future, investors invest money today to improve their welfare in the future which is why understanding what an investment is and the process of decision making before investing is extremely important.