Personal Narrative: My Housing Options

My home town, where I grew up at, and where I am at now. These three characters link to the three different houses.

First, renting is more flexible than buying making it ideal for people who move around constantly. When you rent, you can pack-up and in a jiffy but when you decide to buy a house, you need to find a tenant or sell the house before you can move making it less flexible. In addition, renting a house takes away the headache of property maintenance which is the responsibility of the landlord. In case there is any issue with the central heating and air unit or plumbing for instance, then it is the responsibility of the homeowner to do maintenance (Horton & Zeckhauser, 2016). Furthermore, renting a house allows you to move-in faster and at lower move-in cost when compared to buying a home. However, given the choice, buying a house has more benefits than renting.

Housing in America really isn’t what it used to be. With prices getting very high, people have found themselves moving and relocating more quickly. Statistics have shown that 35% of Americans have moved at least once in the last 5 years (meaning that in the last 60 months, over 100 thousand people had to fill the change of address forms) and the truth is that the number doesn’t seem to be reducing. Moving in America has always been on the rise as people have been on the constant search for more opportunities and greener pastures; better jobs, better housing and living conditions, improved ways of life, etc. Job related factors have always been the most frequent and common reasons

The typical series of big events in life include graduating high school, going to college, finding a significant other, graduating college, getting married, and buying a home. Although these events happen in a variety of different patterns nowadays, a major bump in the road is occurring when looking to buy a home, especially in Colorado Springs. This article highlighted the challenges that the millennial generation is facing when reaching this stage in life. "Student loan debt is more than $1.2 trillion, and nearly 70 percent of college graduates have some student loan debt, according to the Federal Reserve (pg 1)." These college graduates now need to add loan payments to their monthly debts, leaving them with even less disposable income. Not

As you see there are definitely pros and cons when deciding if renting or buying is right for you. When you rent, you don’t have the responsibility of maintaining the home, you aren’t worried about improving the interior or exterior of the dwelling, you don’t have to pay taxes on the home, and you aren’t faced with the possibility of losing the capital put into the housing market, or the possibility of foreclosure if a mortgage payment is missed (Should you rent or own). But on the flip side, when owning a home the equity in the home can be converted into money if refinanced or sold. Over the years, if kept well, real estate property increases in value and therefore this asset will up in value the longer the property is held (Should you rent or own).

Someone broke into my car and about $400 worth of cash and items were stolen.

In May I signed a security access form that had September 2nd written as my last day.

Owning a property has long been a gateway to the American dream. Individuals have possession of the house if they have enough money to afford the payment on a home, and be willing to purchase it. As the owners, they have the power to make decisions about the property. Other people who rent have limited control and have to depend on the ruling of the owners even though they pay the rent monthly. Advocates of house renting may claim that renting seems to be a better option than buying in the aspect of cost. However, they often overestimate the benefits of renting and lack consideration of the time factor. Instead, many people argue that buying a house is better than renting since it brings tremendous advantages to individuals and the community. In the United States, there are 56% of people own a house, and 25% of non-homeowners are looking to acquire their home in next 25 years, while only 11% of non-homeowners do not hope to own a home in the future (Newport, 2013, p.1). Therefore, purchasing a property is the desirable and the best option since it generates financial benefit, build self-confidence for owners, and profits the construction of the community harmony rather than renting a house.

Howell is an amazing place. It is great place and home to many families. If I was mayor I would try to make it the best place by helping the drug problem. Also Affordable Housing in Howell would be liked by many of it’s residents . And finally make the streets safer and and add parks for little kids and their parents.

The agency I chose to interview was MyHouse at 300 North Willow in Wasilla, Alaska. Their mission is to provide safe shelter for homeless youth with a goal of connecting kids to a network of caring individuals and agencies able to assist them in becoming self-sufficient. They have a board of directors that meet regularly to discuss issues and where to go next with the agency.

You say that I forfeited my security because I left the lease? I didn’t want to leave. I didn't want to end our relationship last summer and I did not want to move out.

When my dad and stepmom began talking about moving, I didn’t think much of it. They had moved a lot, so I admit I wasn’t really worried about it. Where they were living then, was my favorite out of all the places they had lived because it was right down the road from my mom’s house. It was easy for my sister, Kelcey, and I to go visit our dad, stepmom, and little sister, Kyra. We could literally just walk, before I had a car, over there almost whenever we wanted. But, that changed when they started talking about moving again.

I met with Ackashia Steed at my office at approximately 9 a.m., for a brief introduction as her new Housing Specialist. She stated that she was interested in moving down into a one bedroom apartment because she couldn't afford the utilities for her current three bedroom apartment due to her sisters moving into their own place.

When it boils down to deciding between renting and owning a house, it is just a very complex choice that will require a handle on the micro economic and long-term tendencies. So that you can explore this, you can compare the prevailing cost of rent to average the housing costs and recommend either one or another. For instance, Miami is a buy city right this moment and New York is really a rent city. Once you have an comprehension of the local real estate market, then you need to come to a decision. Be sure you know the local market before making any

I was born in a large city West Philadelphia, Pennsylvania. This city made me who I am today. This place is very big many homes, schools, and people live in this city. The part of the city I live in is not the prettiest looking area, but it is home to me. Wake up every day to look outside to see how many kids outside player basketball at the courts across from my house or walking to the corner to see who at the playground; also going to the front door to see the abandoned house with lots of raccoons, squires, cats and birds coming in and out the empty windows during the day. Therefore, looking up the block you can see a single parent with many children on the porch because they have no electricity, they are making so much noise, however, their neighbors are arguing with them because they will not be quiet. It really early in the morning. Walking down the street you can see many drug dealers doing illegal activities like selling drugs and smoke marijuana, and so much other smelly things they are smoking. You smell and see dirty houses because homeless man are staying in the vacated house or empty lot with their creation of a home like a lot sheets, a shopping cart filled with lots of dirty junk and dirty and smelly clothes. A trash can by