We would like to bring to your attention our strained financial situation. The FAFSA does not accurately depict our family financial situation and the ability to contribute to Zachary’s college expenses. My husband was working as a Hospital Administrator and was encouraged to obtain his Master’s Degree in Healthcare Administration. After taking out his own student loans, he graduated in 2013 and soon after was furloughed(without pay), then permanently let go. At that time, I was not working. I had a herniated disc in my back and was recovering from surgery. It took two years for David to find a permanent full time position at Evangelical Hospital, a one hour commute with a forty percent reduction in the pay he had previously. In the interim, he collected unemployment, worked as an Adjunct Instructor and Elementary school substitute teacher. We went through a significant amount of our savings. I was able to return to work March 2014. To supplement the income loss and pay his student loans, he works 3 jobs : full time at Evangelical Community hospital, part time evenings at McCann School of Business & Technology Wilkes-Barre & Hazleton as an adjunct instructor, and early mornings and weekends-as needed- at Gerries Fitness as a Spin Fitness Instructor. I am sure you are aware that both Hazleton and …show more content…
David was in a car accident, the car had significant body damage but not totaled. After thousands of dollars in repairs, a few days after we picked it up from the auto body shop, the transmission went. The dealership gave us $500.00 on a trade. This last fall, our heating system broke and we need a new roof. We took out home equity loan to help cover those home expenses. Between mortgage, car loan, student loan and home equity loan, our resources are limited to help our son. The money we do have in our savings is there to prepare for any other financial disaster that could come our
Finally, the most difficult challenge students face in college is a financial hardship. Many students come from various walks of life and sometimes determining one’s financial capability to offset college costs during the early stages of can be problematic. Some students come from well to do families who have a tremendous capacity to pay full tuition without external assistance. These particular students do not require financial aid or scholarships, as they can meet the institution’s financial requirement regardless of what level in college they may fall under as the source of wealth is derived from the family or families. Other students, however, come from impoverished families whom solely depend on financial aid and work full time or part time
- Have at least 5-7 years experience with working as a commercial insurance underwriter, banker, or claims adjustment.
With this letter to you, I urge you to please hear me out and help me. I do not have the money to attend UCONN because of my family’s financial situation. The aid I received was a blessing and gave me the opportunity to follow my dreams and make my parents proud. It was the main driving factor for me going to UCONN as I pay for school myself. I had worked all summer and had planned to take whatever the difference was once financial aid was factored in and pay for it with my hard earned money, but now I will not be able to do that because of a miscommunication with my father and my mental illness. If I am granted financial aid, I will do whatever it takes to overcome
1. Fred A. is 76 years old and he divorced his wife of 32 years about 10 to 12 years ago. He has 2 children and 3 grandchildren. He was born in New York City and went to Long Island University. He graduated with a Business degree and is an accountant. He said he chose that
I am writing to you to explain why I am in immediate and dire need for funds that will assist me in continuing my college education at NAU. As a first generation college student, I have always had to rely on FAFSA and other types of financial aid to continue towards my degree and dream of becoming an educator. However, since I have completed my associates towards my degree in my hometown, half of the journey has already been completed. On the other hand, the other half is about to start, where I need not only more monetary funds to pay for university fees and tuition, but living expenses as well. I will be moving from my hometown to near-campus student housing, where there will be food and room
I made some mistakes when filling out the FAFSA form, I have taken the necessary steps to correct it, but FAFSA has already sent you the incorrect version. I apologize for the inconvenience, I am unfamiliar with the FAFSA process and made multiple mistakes, one of them was believing, that I, being nearly 21 would be considered independent. I believe basing the financial need of an adult on the savings of their parents to be an error on FAFSA’s part, especially when the parents are retired. My Father has worked a whole lifetime for his savings, and hopes to use his sizeable savings to support my mother and four younger siblings, the youngest of whom is 11yrs (1 Timothy 5:8). For the reasons stated above, my Father is unwilling to contribute
As I’ve already been accepted into your online program, it has been made aware to me that to complete my financial aid process I must provide for you legal documentation of my parents inability to provide any financial assistance for me. Like most students when I graduated high school I left home to pursue individuality and my own personal goals though me and my parents were in contact and though they were listed on my financial aid worksheet they divided no financial means for me. I transferred to another community college shortly after my first year of attendance at Navarro College, I had moved in with my estranged mother, not only did this volatile relationship put a heavy toll on me mentally but physically as well as I became sick quite
My parents divorced when I was about seven years old, and my mom became the custodial parent. As my younger sister and brother, and I could adapt to always going back and forth between our parent’s. The challenging thing about having divorced parents is meeting their new significant other, which I have met multiple of them. Another thing is meeting my parent’s significant other’s children. Each person I met was nice, and if I was meeting a toddler, they were energetic. Although, each time I did meet these people, I was usually very distant and dramatic.
What action do you or your family take if for some unfortunate reason you become injured, or come down with a serious illness and are unable to work? Because of your injuries or illness and the inability to work your financial resources are steadily being depleted due to your doctor bills, hospital bills, and plain old living expenses incurred by you and your family. Not to mention, you or your family possible have no one else you can turn to for assist to help you through your difficult times, and not even your employer has the capability to assist you. Where do you turn? Who can or what if anything is out there for you to get assistance? Something you can do in the interim is going to your nearest Social Security Agency and file for
FAFSA: An Essential Application that Requires Substantive Reform The United States Economic Council reports that more than one million students fail to complete the Free Application for Student Aid (FAFSA) each year (2). What about the FAFSA is causing students to not receive aid they need and what can be done about it? It is more important than ever, with an ever increasing number of applicants, that the FAFSA is simple in its completion and accessible, as well as fair, to students that need it.
I had face financial problems during my first year attending C.S.U.B. (California state university of Bakersfield). I did not have any family members living in Bakersfield, so I did not have the option to live with a family member. Also, I was recruited by the swim team of C.S.U.B. I required to live in the dorms and I did not receive a fund from the swim team; because it was my first year on the swim team. Therefore, I learned independently how to fill in the F.S.F.A. (federal student aid) and it turned out that the grant I received barely covered for tuition, but it did not cover for housing. I had to accept two types of loans, which was subsidized and unsubsidized loans. However, I was still short in paying the full-debt for housing. I would receive notice in my mail from the housing department towards the end of the quarter because the payment was due. My parents did find a way to come up with the money by working longer-hours. I felt guilty that I was attending college and
John reports he worked at Chrystal Motor company for thirty-five years and is currently is retired. John retired from the positon about four years ago. John stated that he would like to have a part time job to keep him occupied. He reports one prior marriage that end in divorce as results of his substance use disorder after he begin using cocaine. He also states he has three adult children and is estrange from them and his sister.
He knew it was going to be a no excuses to lose to weather and it was going to be a good day for fans to watch football tonight. He had met with Kyle Cannon who was the quarterback for the team and a running back on the team named Dion Gordon;
I would tell my medical manager that I wouldn't be able to do that because In so many ways it is just like fraud. Then that would make me responsibly if something was to happen. Then it would make the practice look bad as well as myself. I would report to her boss and let he/she know about the situation. Then I would immediately start looking for another job because I'm already being underpaid and I do not want to commit fraud just to get a decent check. I could not continue to work in a environment like that. This is a decision you should not have to think about because I know that I have worked very hard to get this far and I wouldn't throw it all away for somebody else. As well as thr consequences behind it. I would feel like I have let
I asked the MSR if she had any information on their savings accounts. She told me to go online and look it you. "It's the same address I gave you on that business card." She did not ask questions to determine my future needs or offer to follow up. The MSR did not give me any materials to take home with