Personal Statement : The Financial Manager

The need for higher education has prompted many students to seek further studies in international colleges outside their countries and Australia has become an academic hub for international students who mostly come from developing nations in Asia and Africa. The students, once they secure a place in this schools, they are subjected to a new environment which comes with different challenges. International students in Australia have become an integral part of the society both social and economical. However the students face a myriad of challenges before fully adopting to the new learning culture. In

With an increase in student mobility around the world, there are many positive outcomes related to learning a different set of education from their home country and obtaining intercultural experiences with a global mindset. On the other hand, students may struggle with different challenges, which they may have unexpected to encounter.

As stated in my personal statement, I was intuitively drawn to law as a system that requires a high level of logical and analytical skills, but my motive lies deeper in the belief that law as a powerful social factor can exert palpable impacts on the society. Throughout the course of my study, I have developed a strong interest in biotechnology and the health industry; it is my hope to pursue a legal education that will enable me to participate in and even bring changes to their regulatory systems.

What life experiences have motivated you to choose a career in the medical, health, or life science fields? During my four years at Crispus Attucks High School I have gained experiences that has influenced me to choose a career in the Business field. Not only have I gained experiences at Crispus Attucks but I have also gained experiences outside of school with the opportunities they have provided me with. The exposure that I have encountered at Crispus Attucks is the involvement in the NoMore Club and by preference taking Introduction to Business on Edgenuity.

Many young students want to pursue a career in accounting but are still wondering whether the possibility of matching this job or not. In general, the accounting industry is considered the industry that many students including myself choose and study. Graduate, students easily find a job and have a steady income. Not only easy to find a job and a stable income, I began to choose accounting because of the peculiarity quite "comfortable" of the industry: not too demanding, picky, I just have to like working with the numbers and skills required when working with numbers. Since accounting is an indispensable part of all companies and organizations, so this is one of the best craft unemployment negligent that I want to purse.

It was Monday, August 22, 2010, my Sophomore year of high school that I first stepped foot in the classroom of Mr. Telsee’s Principles of Accounting course. I was overwhelmed with thoughts of intimidation, which blinded me from understanding my full potential. Mr. Telsee distinctively educated students on how to connect realistic situations to complex problems. After finally grasping the basic accounting concepts and cycles, I knew accounting was for me. I am a living testimony that success happens the moment you step out of your comfort zone.

The goal of this course is to get you thinking about personal finance issues at a point in your life when you still have time to benefit from the power of time in generating wealth to accomplish your other life goals. The financial decisions you make early in life with determine in great extent the quality of life you will enjoy later, especially given the turbulent and uncertain economic conditions. Money isn’t everything, but a lack of it will impact almost every aspect of your life and those who surround you.

Just Graduate’s financial planner, Just Graduated has a job and makes $32, 000 after tax per year and he has a $25, 000 school loan. Student debt is to be paid off and monthly combined expenses of $2, 000 every month, with rent. Just Graduated has no credit card and is look for help to help him manage his financial expenses.

An individual stock's diversifiable risk, which is measured by the stock's beta, can be lowered by adding more stocks to the portfolio in which the stock is held.

One of my greatest accomplishments was graduating from the University of Northern Colorado with a Bachelor of Science degree in Business Administration including an emphasis in finance. While working a full-time job and juggling school activities I completed my degree in three and a half years. My grandfather who was once a Dean of Educational Services at Miami University encourage me along the way. Completing my degree and starting a career in Banking at Wells Fargo brought an abundance of pride to my family. Starting as a Teller I worked my way up to become a Branch Manager in four years. After devoting ten years to Retail Banking I transitioned into Business Banking. Within six months I became a Business Banking Administration Manager,

Understanding the sources (incomes) and uses (expenses) of funds, and the budget deficit/surplus that results, are core accounting measures to consider in short and long term personal financial planning. Also, grasping key concepts like how your salary/wages are earned and segmented/taxed is important in determining your net incomes. How to approach deficits and surpluses and their associated action plans come from sound accounting understanding. Accounting develops controls on how to deal with budget deficits like increasing income, reducing expenses and borrowing. Understanding how sunk costs and opportunity costs factor into alternative choices and borrowing come to us from sound accounting knowledge and play a role in personal planning. Lastly, through various standard reporting approaches, we, though accounting, can develop the ability to look at current and future personal finance decisions and health via income statements, balance sheets, ratios and other common size book keeping measures.

To over view the knowledge we learnt from accounting theory and practice, the main thing I can conclude that is the tendency of accounting will shift away from technical way to people’s behaviour way. By understanding what should do, we should ask why and how we could improve and change it into a better way. This essay aims to explain how the theoretical material that we learn in lectures can be developed under a real practical manner.

Throughout my childhood, I was known as ungrateful because I held on to money without ever spending it. I grew up with the idea “Math makes you richer”. Therefore, when I started my high school years, I enjoyed going to my science classes and loved the math classes. After I graduated from high school, I decided to pursue my post-secondary education in an area that aligns with my passion for science. I worked hard and achieved success during my time at my university. Later, I started to work as a teller with the largest bank in the Arab world and the first bank in the Saudi Arabia: National Commercial Bank (NCB). This experience gave me the opportunity to learn how to cater to customers, improve sales, solve problems and work with the management. In light of this, I realized that I can informing and convincing customers to buy the various bank products and also, tackling customers issues and work to resolving conflicts and grievances clients matters' was very interesting things which I like most. Communicating with a different kind of people and act to the situation is really a good experience. Additionally, it also provided experience on how to

Accounting is the language of business. It is a profession that is being guided by principles, concepts, conventions, laws, etc. All these fundamental building blocks serve as common and general compasses to all practitioners of the profession. In some cases, they are nation-wide tailored, while in other cases, they are universally tailored. Accounting as a living, practical, dynamic and realistic profession covers so many areas of social, economic (business), and governmental activities. Surely, any endeavour that involves monetary and material activities create a room for the services of Accounting. Many of the human endeavours for which the accounting profession plays significant (some times inevitable) roles include; Banking, Insurance, Manufacturing, Farming Contracting, Oil and Gas, Mining, Transportation (Air, Land and Sea), Educational Institutions, Churches, Ministries, ICT, Hire Purchase, Local Government Authorities, Estate Businesses, Export and Import Businesses, Bill of Exchange Transactions, Royalties Transactions, Consignment Transactions, Stock Market Transactions, Sports, Entertainment, Hospitals and Hospitality Industry, etc.

Growing up in a business-oriented household consisted of being exposed to, and witnessing talks of business management — be it at in-house parties or out at dinners — from a very young age, which I believe has impacted my upbringing and passions to a great extent. Along with a substantial inclination towards Business Management, I also had a keen interest in the field of Accounting, which I became more aware of at the age of around nine. Most kids resent going to the bank with their fathers, however, for me, it was always a source of amusement and gratification. As a child, I would witness my father give cash to the banker and/or vice versa, which would leave me to ponder about what exactly was going on. This eagerness to have the know-how of money and what goes behind it made me discover my true passion.