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Persuasive Essay On Saving For Retirement

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When you are young you always hear people saying it is never too early to start saving for retirement, but at that age the last thing you want to do is put your money towards ending the career you are just trying to start. It is hard to imagine a time where you won’t have to go to work on a daily basis, to make a wage, in order to pay your bills, but the ultimate goal is getting to that time in your life where you don’t have to go to work and the bills are already taken care of. The hope for everyone is that the bills are taken care of and you are able to focus on leisurely things you did not have an opportunity for while employed. What we fail to realize is that the longer we wait to save the more we have to be concerned with the pressure of time running out and not enough money saved. Not to mention the sooner you start saving the more time you give your money to grow.
Let’s be honest, we simply can never have enough money, so when you are planning for a time where you have no income you must prepare accordingly. Many Americans are under the false impression that when they retire Social Security will cover their living expenses, but the reality is that the average Social Security benefit is $1180.80 per month. With the federal minimum wage being $7.25, a Social Security check is nearly equivalent to a minimum wage job, which is hardly a livable income for most people. The average wage needed for a two-bedroom apartment throughout our country is $20.30, so that goes to
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