Persuasive Essay On The Cost Of College

Student loan debt is becoming more and more of a problem as time goes by. Evidentially, it is only its interest fee that student loan debt is becoming known for. According to Student Loan Hero, “Student loan debt is mostly for four-year or graduate degrees (“Student Loan Debt”). Student loan debt does have effects to people’s lives, but only because they allow it to build up from not paying it. Student loan debt is not something people has to live with, but it is what they choose to live with it can be taken away nothing is permanent. Most people do not understand what Student Loan Debt really is, and the confusion it brings in people’s lives need to be distinct; this problem can simply be done by colleges protecting students from going into debt, and loan company’s should allow them eight years after graduation before putting them into debt.

In America today, the student loan debt crisis has reached an astonishing 1.2 trillion dollars in debt, making it the second largest source of debt in the United States, according to forbes.com. This is due to the cut to funding colleges, which used to be 7,000 dollars for each student and after 15 years is now 4,000 dollars for each student. There are solutions that could unquestionably lower student loan debt: colleges could stop competing to have more useless luxuries, take a certain percent out of the students income until it is paid off, and more of students’ parents could take the loan and not their child. While there is no perfect solution to make this problem go away (that we know of), there are ways we can lower the astounding amount of student debt in America today, even if it is just a small piece of it.

Because of the nation’s national rising debt, student loan forgiveness has been a significant topic of debate because of how much it can affect our nation’s debt and doesn’t always help the student. Student loan debt is one of the highest debt causes, but sometimes we forget that we are the ones that sign the line on the contract to be in years of debt. This is because we value our education. But this does not mean that just because we can’t find an amazing, high paying job right out of college that we should have our loans forgiven. We want the easy way out of something that isn’t easy, so why should the government pay for our debt? Yes, college is very expensive and that is the governments fault, but again we are the ones that signed the line on the loan papers. (Sam Adolphsen, 583)

Student loan has been skyrocketing since 2006, and it keeps increasing each year. To make

Third, a college degree is not the best option for everybody because it creates debt. College isn’t cheap and various colleges across the nation are raising their tuition up because of the availability of federal of student aid. Therefore, this results in an increasing amount of debt for many students. Many students are struggling to pay off their student debt. According to article Student Debt Tom Price states, “A majority of college graduates are leaving school owing more than $25,000, and nearly 7 million have defaulted on their student loans—student debt nationwide totals almost $1.3 trillion”. That is roughly half of the nation of college graduates who owe back student debt. Tuition is so high that many students cannot afford to pay it. Therefore, they have to take out student loans and although a person may have a full-time or part-time job it is still harder to pay back the loans on time. For example, Jasmin Johnson explains how she owes more than $65,000 in student debt, and she’s still a year away from graduating. Tuition is so high that many students cannot afford to pay it. Johnson explains “she couldn’t afford the cost and to keep up with her studies while working full time to pay her bills”. For this reason, we see that it is a burden to pay back student loans while maintaining other priorities. Eventually, this leads to debt. There has been a high percentage of college students who cannot pay back their students loans. According to Bridget Terry Long essay, she states, “we have reached an enrollment level in which a small percentage translates into thousands and thousands of students each year. And that is a problem that cannot be ignored.”(46) She points out that not enough people make enough money to afford college. Therefore, many people can’t pay their debt back and there should be action taken against this so that college can be affordable for everyone. As the cost of tuition, fees, and room and board increases then students will have more loans to pay. According to the article Student Debt, the chart displays that nearly “10 percent of universities have increased their tuition of $20,000 or more. Debt has become a big issue for every college student. It results in other issues such as,

For years adults have been questioning whether or not college is worth its cost. Over time the price for college has increased drastically and the potential income of a college graduate is barely following that trend. As colleges become more wealthy and powerful, they’re too pricy for someone to afford without help and debt.

College students, much like the rest of the population, become informed about what will affect them personally. Student loan debt is something that should concern students entering the realm of attending a university. $1.44 trillion is currently owed by U.S. college students and student loans affect over forty million Americans. These numbers intimidate and scare incoming college students, sometimes keeping them from fulfilling their full potential as a scholar. Education should not be threatened by financial hardships and barriers, rather a student’s integrity and willingness to learn. Student loan debt makes lives of college bound students, college attendees, and college graduates more stressful than it already is, especially for those who have not planned ahead or are not necessarily affluent. These issues cause many to question the worth of a college education.

An article by HO, J.D says, “the National Center for education statistics reports an average tuition of 25,409 for the 2014-15 academic year at four-year colleges and universities.” It’s amazing how costly is to get an education. Where many questions, Should the amount of wealth you make determine whether you attend college or not.? Many students going college are in college debt College expenses are getting higher, every individual that is thinking of going college goes through the financial struggle. As many think of a question of how much income they need to pay college tuition.? In regrade to making their college life, usually, student tend to go school and work. although, going school and working becomes the habit but the student will have a dangerous effect on their study. They would have less time to study and take a rest. Education has given many an opportunity to change the world and taught people to saves other people lives. Now our world has doctors, pilots, engineers, scientist and much more that people are not seeing. The life cycle of humans is amazing where we lose another and get even smarter and betters. In this cycle, many have not have gotten an opportunity to show the talent because of college tuitions rising every year. There have been different college grants and some help on college fee if you are under poverty level. Education should not be compared with the price, we can buy a nice dress with a good price but we cannot buy an education at a price

Harvard University is America's oldest higher education institution, modeled after England's Oxford University. It originally graduated about 70% of the nation’s clergymen, which has decreased to only 10% since the 19th century. Between 1636 and 1783, America charted nine colleges with only one in the south (Kaufman). Most colleges of that time only enrolled about 100 students, and even fewer than that actually graduated with degrees (Thelin, Edwards, & Moyen). With the Supreme Courts passing on the Dartmouth decision in 1819, which protected the colleges from government intervention. With the colleges only being funded by student tuition and donors most shut down during this time (Thelin, Edwards, & Moyen). Starting around the 1920’s, more colleges were offering different degrees and more diverse classes for their students. This lead to a more competitive job market, with more people attending and graduating from college with a degree. During this time period, most jobs did not require a college degree that most do nowadays.

As every incoming freshman begins their preparation for moving day, one major task is always at the top of the to-do list. That task is buying textbooks. Most families dread this task because of the unnecessarily high price of each textbook they will have to purchase. Granted colleges and universities have developed some ways to lower the price on textbooks, such as buying used or renting, but the families are still stuck paying hundreds of dollars on books each semester that some professors will use a handful of times. The price of attending college is already high enough, so why put more burden on the student and their family by making them buy these outrageously expensive textbooks.

College tuition is a subject that I am certain is on every college student's mind. The current cost of college has become so outrageously high and so students are graduating college with what you think is a feeling of excitement for their lives starting, when in reality they are entering a pool of stress due to high amounts of debt and no job guarantees. With that being said overly expensive College Tuition is merely taking away opportunities from potential students. According to Collegefactual.com, you will see that 20 years ago the average college tuition for a student at any University was around $6,285 for the room, board, and tuition. Today, according to Niche.com, the average tuition for almost any college is over $30,000 for those same things. Today, this isn't even offered for those same colleges, we don’t even know what is actually causing the raising tuition. At this point in time, we are paying for the name. Just like clothing, we pay more for the “high end” (a.k.a the college name) items. This is an issue that not only affects college students, but people who want a good education. College tuition should be lowered because the average student debt is too high, FAFSA results can be misleading and not high enough, and there is not enough access to college for deserving students.

Everyone strives to go to college and get a degree in something they love to do. There is

Affordable higher education has been a focal point of discussion across the United States in recent years. Last April, Governor Andrew Cuomo spearheaded the implementation of the New York State scholarship program Excelsior. The program is designed to increase the access and ability of NY's low-income students to obtain a college education. Scholarship applicants must have an annual household income less than $100,000 as of their 2017 fall semester to qualify for a tuition free education. This level of household income will increase to $110,000 in Fall of 2018 and to $125,000 in 2019. Last year 22,000 students were awarded the scholarship.

Having an education is the prime key to becoming successful in life and having a high school diploma is just not enough. Majority of the jobs in society today require individuals to obtain a college degree or trade. It is not easy trying to receive a degree or trade because of the expenses. Those who do not have a degree or trade have to settle for minimum wage paying jobs and others simply cannot find jobs at all. A convenient solution to this is that the federal government should offer free tuition to all students seeking a two-year college education with at least a 2.5 GPA.

In 2016, an accumulation of almost 1.4 trillion dollars of student loan debt was outstanding in America (Kess). Students from all over the nation, and the world for that matter, are going to higher education without the financial ability to do so. One of the few options for financial aid available to these prospective college students is to take out student loans to pay for the high tuition of most universities and colleges. While these loans are a modality for attending higher education, they often come with strings. Along with being several thousand dollars in debt, interest also accumulates into the total amount of the owed financial total. Until these loans are repaid the interest keep accumulating and the debt grows. With debt still affecting students negatively well after they finish their higher education, the price of college tuition should be abated.