Persuasive Essay On Uninsured Drivers

Question 6: Uninsured drivers become subject to license and vehicle registration suspension when accident damages amount to:

Driver’s Education courses are important for a new driver.  Drivers Education is proven to help young driver’s become familiar with driving and to learn important defensive driving techniques.  Our mission at Greenbrier High School should be to incorporate a Driver’s Education course into the curriculum for their students.  Teens from the ages 16-19 have the highest accident rate in the nation.  It is important for teens to complete a Driver’s Ed course so they can learn road safety rules, traffic rules and regulations, and defensive driving strategies.

All 50 states prohibit 16-year-olds from drinking alcohol, buying cigarettes, and purchasing handguns. Yet somehow, most states are willing to put them in charge of a car. Teens don’t realize how dangerous driving can be; they believe nothing could ever happen to them. In reality, facts show that driving is the number one killer of teens. At 16 or 17, you may feel invincible, but with a lack of driving experience and distractions such as cell phones, music, food, and even friends, driving can be a dangerous activity. The problem is that teens don’t see certain actions as a life threatening risk. In a recent study, only 28 percent said using a cell phone is a risk while driving, ten percent said the same about having other teens in the car,

My best friend will likely be the death of me, but I still love her. I have known her for three years and would trust her with anything, or so I thought. Everything changed the moment she got her license. Suddenly the need for coffee was completely eliminated, and all I had to do was ride to school with her. Through many close encounters and two accidents so far, I have learned the definition of a terrible driver. Every ride with her is an adventure involving skipped stop signs, speeding, and near collisions. She is the reason why many adults believe that teenagers should not their license because of poor driving.

There is also a type of coverage referred to ask medical payments coverage. If an accident occurs, this coverage will help repay the driver or passengers for medical expenses caused by the accident. This is generally a quick process that helps get your medical payments taken care of in a timely fashion (Heath 2.) One final type is the uninsured motorist coverage. This provides the customer with protection from accidents with someone who has not purchased car insurance. This type would also cover hit and run accident that may occur. "Also, uninsured motorist insurance coverage comes into play when an at-fault driver doesn't have enough liability coverage to pay for the damages from the accident." (Abramowitz 2.)

Accident injury victims who are involved in collisions with uninsured drivers may be left without the help and compensation they need. Unfortunately, drivers cannot know for certain if those they are sharing the road with are insured.

In the case presented, Donna Driver admitted liability in a car accident with Vic Victim. Her liability coverage through Gekko is $100,000. Vic’s medical bills alone are close to $100,000 and he may be granted more than that because of missed work and pain and suffering.

The minimal liability coverage required by law is only $15,000 per person, and only twice that in total! Emergency medical treatments alone could exceed these numbers. Once their policy has been exhausted, you are responsible for the remaining expenses associated with the collision.

Lose Driving Privileges: Unless you can provide adequate proof of insurance in Court, your registration will be suspended for one year the first time you are caught driving uninsured. On your second offense, your registration will again be suspended for a year. On your third offense and any thereafter, your registration will be revoked for two

"Insurance companies should judge you on how you drive, not who you are," said J. Robert Hunter, CFA 's Director of Insurance and former Texas Insurance Commissioner. "Insurance companies are penalizing good drivers by hundreds and sometimes thousands of dollars each year based on economic and social status, and the end result is that the poor pay more, much more."

o keep a record of good driving is a challenge. When something goes wrong on the road that involves driving issues, several factors come to mind. Had the driver been driving without insurance? Or had he figured in an accident but had no insurance at the time of the incident? And was there any time he had stayed behind the wheels after several drinks of alcohol? Perhaps, he too had failed to show proof of insurance at a random check by the state police on the highway? Call it luck,had he likewise been ticketed for serious traffic violations? The result is, this driver now labors to find an automobile insurance. Similarly, his driving now puts him among the high-risk drivers on the road. It is pretty sure he needs not just an ordinary auto insurance

If the damages to your car combined with medical bills are high enough, it may be worth suing the driver or owner of the car. You may not be able to collect on a judgment, but this can be determined before you attempt to sue. An attorney can have an asset search done to discover if the uninsured person has enough wealth to pay for a judgment. It may also be possible to garnish a person's wages if they have steady employment. All of this can be discussed with a personal injury attorney. The important point to remember is that if there is no insurance to compensate you for damages, there are other options, namely legal

However, an insurance company needs to be something a driver can rely on. Drivers do not want to feel they have been abandoned, especially when the issue is down to money. So, it is worthwhile finding a company that is willing to go the extra mile for their customers.

In the United States, there are minimum car insurance requirements that you must meet in order to drive your car on public roads.

If you live in the U.S., there's a 48 in 50 chance that your state requires you to have car insurance (New Hampshire and Wisconsin are the lone hold outs, for those wondering). Of course, knowing that you need car insurance is only the first step. Navigating providers, comparing cheap car insurance quotes, and choosing specific coverage comes next.