Persuasive Speech : Greedy Money Hoarders

Earning an education could cost you for your entire life, especially if you do not apply for the various types of financial aid. After earning their degree, several students do not earn enough money with the field they have chosen to pay off their debt, making the degree seem pointless. Families that pay for their children’s tuition often wonder, like Linda Lee, if their child is getting what they pay for. Parents pay for the tuition because they do not want their children to miss out on the “college experience.” However, when their child fails to make the right decisions or simply acts their age, it leaves the family wondering if they have made a

College tuition has been an increasingly intense topic of discussion over the years. The costs of higher education have been debated by many people, and it has been discussed as to whether costs are becoming too high for students to afford. College has become more and more popular, and now as many as 20 million students attend universities reported by The National Center for Education Statistics (1). The value of a college degree is immense, but college tuition is becoming too expensive for students to afford, and furthering the problem are students’ lack of knowledge on how to pay and earn money towards their college degree.

The ideas of equal opportunities that America was built on has been lost and replaced with a structure of education only being accessible for the wealthy. College tuition is a topic that is on every high school and college student's mind. As tuition costs are constantly rising more college students will face the sticker shock of acquiring a secondary education. Unfortunately, college costs do not just end at tuition and room and board people also have to pay for textbooks, meals, and transportation. The cost of college has become outrageous and students are leaving college with high amounts of debt.

There is an unlawful cycle that goes with teens not being payed the same as 20 year olds or full adults working the same job. Manlyn Watkins, the policy director of the economic opportunity institution, informs readers that, “there’s a lot of inequality’s in the united states already.” She goes into details about how women in the US are still on an average paid less than men. Discrimination against teens is the last thing our country wants. The majority of teens now have the stress of paying the extreme cost of colleges one their own. Manlyn goes on to say, “according to the college board, average tuition and fees at a four year college and universities has increased by 40 present or nearly $3,000

Universities used to be a privilege for most academic students to attend and it was very affordable, but currently the price per year to attend college has drastically increased. For instance, in the “1970’s the average cost was 10,000 dollars a year and today the average cost is 30,000 dollars a year” (CQ Researcher). This is a triple increase in the price per year to attend college. Allowing this increase on college tuition has impacted the student’s attendance rate. This is a significant financial burden for college students and their family. Some believe that college shouldn’t be free because we are risking the value of college education, while others think it should be free because we are trying to avoid having our upcoming generation

There is no escaping the fact that the cost of college tuition continues to rise in the United States each year. To make it worse, having a college degree is no longer an option, but a requirement in today’s society. According to data gathered by the College Board, total costs at public four-year institutions rose more rapidly between 2003-04 and 2013-14 than they did during either of the two preceding decades (Collegeboard.com). Students are pressured to continue into higher education but yet, the increasing costs of books and tuition make us think about twice. Sometimes, some of these students have to leave with their education partially finished, leaving them with crushing debts. It is important to find the means to prevent these

Tuition rates have been on the rise since the start of colleges. In 1988, the average college tuition was about $2,800 for a year of schooling. In 2008, that number had risen 130% to nearly $6,800 for one year; according to Annalyn Censky of CNN Money, if the average income had raised the same amount, median family earning would be roughly $77,000 a year, instead of the current $33,000. Americans are making $400 less on average than they did in 1988 says Censky. Over the past twenty years, college has risen 5% of the median family income from 12% to 17%; private colleges went from 27% to 47% says Economist.com. (1 SV; SV.) Tuition isn’t the only thing rising at colleges: room, meals, books, and other fees are rising as well. (4 SV: A,B,C,D.) This also takes its toll on families as well as the students themselves. Many students

Today college tuition prices are rising. Paying for college can often be a stressful responsibility. A college education is very important for many students, but when stressing on how to pay for college gets in the way, it becomes more of a burden. Kim Clark effectively states the rising prices of college tuition in her article, “The Surprising Causes of Those College Tuition Hikes.” Clark states that the cost of attending a public university, even after subtracting out aid and inflation, rose more than fifteen percent in the last

A major problem for today’s high school graduates is the rising price in college education. Attending college can add up really fast; it can cost up to tens of thousands of dollars per year (Barkan 1). No wonder, in Steven Barkan’s book of social problems, issues and problems in higher education take up a full chapter. In this chapter, Barkan states that only 44% of all students who attend a four-year institution is lucky enough to have annual tuitions and fees amount to less than $9,000 per year. The aggravating question is, “why does college cost so much?” Not only is tuition part of the cost of college but also fees housing and meals, books, school supplies, and accessories (“What’s the Price Tag” 1). All tuition covers is the money for academic instruction. Fees are charges for specific services such as, internet access, and then the cost of books and school supplies add up. Additionally, one is not paying just for textbooks but also

College tuition is an expensive entity to pay for and not many people have the luxury of having college being completely paid for, however, so many people that have previous experience like teachers, counselors, and parents, want students to pursue this expensive entity so their future is brighter. Why is being a college student becoming a luxury that fewer people can afford and attend to? Factors like the actual cost for college tuition, costs for higher education, the working class and their difficulties of paying for other things in addition to tuition, proposals from our government, and tuition remission, is when we begin to see how big of a problem tuition costs actually are. School is an important opportunity that I have taken like many of my teachers, parents, and government have told me to take, but I still struggle paying for it; if school is a value that people should be taking advantage of, tuition needs to be more affordable in order to do so.

Families are now aiming low when it comes to college- or are simply not going at all. Money could play a huge part in this decision- after all, the cost of college has skyrocketed over the years, and so has the amount of student loan debt. This is something even Leonhardt admits, stating that, because of this, only about 33 percent of young adults get a four-year college degree today, while another 10 percent receive a two-year degree (Leonhardt). And even though many colleges offer financial aid packages, that money may soon be cut and the cost of college will continue to grow. It is true that, in my personal experience, just because a student is awarded financial aid does not mean they have a golden ticket to University. This leaves many desperate students the only option of taking out as many loans as they think they can handle- often more than they should. Debt is not a new issue for America, but it is still a problem. Although David Autor, an M.I.T. economist, laments: “not sending [young adults] to college would be a disaster”, no one can ignore the rising rates of loan defaults, and some think it

money to pay for their education. Colleges are very expensive and need to start looking at it on the student perspective. Students who are graduating from high-school barely come out with less than $3,000 or less.WIENER, J. (2015) Not Every individual is able to pay for college and this just isn't fair. A high percentage of students are independent while in high school and are forced to work because of their parents low income. What happens to that student? Smart in academics, good athlete but because they cannot pay for their proper education they are forced to forget about their dreams.

“In a recent poll, up to 15 percent of parents don’t plan to contribute anything to their child’s education. And much more, some 27 percent, believe that students should cover most of the cost on their own.” This quote was from Molly Pennington, Rita Kirshstein, Carrie Hagen, Dawn Papandrea, Vielka Cecilia Hoy, and Kevin Brosnan’s article Paying for College When Your Parents Can’t or Won’t in 2015. There should be an option for these kids whose parents aren’t participating in the college expense so I interviewed Alexis Hurt, a financial assistance counselor at Northwest Missouri State University in Maryville, MO, on October 18, 2016, at 3:30 pm.

David Leanhardt a correspondent for the New York Times stated in The College Dropout Boom that often times the thought of high tuition prices scare students away, especially lower-income students, before they even think about attending a college (92). And there is good reason for this. With the average four year degree costing $91,304 at public colleges and $179,000 at private universities (Merrow), tuition prices are ridiculously high. How are people expected to get an education with school costing so much? In the article Angela Whitiker’s Climb Isabel Wilkerson tells of Mrs. Whitiker’s near impossible climb out of poverty and into the upper-middle class. Ms. Whitaker, faced many struggles on her way up the ladder, but she worked hard, and eventually she wound up on top. Still through all of her hard work she could not have gotten to where she is now on her own. She needed someone to support her and her family emotionally, physically, and financially just for her to graduate with an Associate’s degree (202-16). It took a lot of time and effort for Mrs. Whitiker to get out of the place she was born into, and at times it looked like she would never get out, but she pushed forward, and lucked out. Most people don’t have the drive Mrs. Whitiker had, many students simply leave college when they begin to feel the pressure. In a study over college students, Merrow found that

In my first 5 years of life, I lived in a house that was struggling monetarily; I have never missed a meal, and always had what I needed, but our budget has not always been comfortable. In 2004, my father god a better job, and we started living more comfortable, and I was grasping the concept of work and pay, and inquired about an allowance. My father explained that they pay for things I need like food, and school, but I had to work for an allowance. Although children sometimes need economic help from parents on big or important purchases, giving an unadministered allowance with no job as collateral not only doesn’t allow a growth of work ethic, but also doesn’t allow them to learn how to make correct decisions with their money.