Persuasive Speech On Real Estate Fraud

Today, I am going to speak about the affordable housing in Pittsburgh .First let me tell about why the affordable housing is preferred. People who live in affordable housing today want safe, decent housing for the same reasons that we all do. The reasons are mainly to provide a nurturing environment to raise their children. Another reason is to remain in the community where they were raised or to become part of a community in which they want to settle. Finally, to live in an attractive, safe environment that they can afford. People who need affordable housing are ones that are employed as secretaries, school teachers, local government employees, restaurant workers and sales clerks. These workers need affordable housing because of the wide gap

     The real estate industry is thriving with approximately sixty-eight percent of all Americans being homeowners. With low interest rates, 1st time home buyer down payment assistance programs, and government funded educational opportunities (i.e. the Home Ownership Center of Greater Cincinnati), the real estate and mortgage lending industries will continue to flourish. However, there are some unethical lending practices that are threatening the housing industry as a whole.

Unfortunately, you have not visited your land for 20 years and when you arrived you noticed a cabin in the center of the land. The cabin is occupied by Otis, who was not pleasant when you were present. I am despondent to inform you that Otis has rights to the land due to adverse possession, sometimes called a prescription. Adverse possession is known as squatter’s rights and is described as “acquiring ownership of realty by openly treating it as one’s own, with neither protest nor permission from the real owner, for a statutorily established period of time.” (Kubasek, Brennan, & Browne, 2015, p. 359) Unfortunately, you have not explored your property in 20 years, which allowed someone to move on the property without a single complaint.

Mortgage fraud is one of the costliest, yet seldom prosecuted crimes in the criminal world. CoreLogic estimates approximately $13 billion in fraud losses occurred in 2012, according to the latest available data in the 2012 Mortgage Fraud Trends Report (Gerding, 2013). While these numbers may seem high, the approximate $13 billion in losses is only a fraction of what it would be if every case were to be prosecuted. Mortgage fraud was also a major contributing factor towards a national, and nearly global economic collapse in 2008 when the United States economy saw the worst recession it has seen since the great depression. Anyone that has seen the films “99 homes” starring Andrew Garfield and Michael Shannon or “The Big Short” starring Christian Bale and Ryan Gosling has seen a largely realistic glimpse of mortgage fraud and how devastating it can be.

The real estate industry is thriving with approximately sixty-eight percent of all Americans being homeowners. With low interest rates, 1st time home buyer down payment assistance programs, and government funded educational opportunities (i.e. the Home Ownership Center of Greater Cincinnati), the real estate and mortgage lending industries will continue to flourish. However, there are some unethical lending practices that are threatening the housing industry as a whole.

Breakfast was on your own, “loosey goosey,” lasting until the sleepiest person or child appeared on the back porch. Capn’ Crunch was a mainstay. Big George, up at dawn, would fix a cup of coffee and drift off onto the porch or deck to read. Steve routinely drove to the mainland for a daily paper, enjoying his coffee and news of the day. Millicent dutifully kept Jack’s cereal box loaded and handy, waiting on him as she had done for fifty years. Old-fashioned ice trays in the bar, filled and ready were emptied into containers to accommodate the copious amount of liquid everyone consumed. Not wanting to run out of ice, it was necessary to repeat this chore during the day as much as possible.

If you are unable to make your mortgage payments for whatever reason, you may be facing some undesirable scenarios. Unfortunately, sometimes Foreclosure may be your only option. With the condition of the market and lenders' tightening of their standards, many lenders are refusing to negotiate with homeowners. Strange, but some lenders seem to prefer to proceed to foreclosure rather than working things out with a struggling homeowner. In this case, as hard as it is, you may have to choose foreclosure. You are not alone. Thousands of homeowners are facing this situation right now. It is not the end of the line for you and your credit. You can take control of your life and find another home that will meet your needs. Here's how:

Home mortgage refinancing is the point at which you bring a loan with better terms to supplant your past one that was no more working for you. On the off chance that you have developed some value in your home, and choose to renegotiate, you might find that you now have more cash to do the things you need, as go on vacation, redesign or notwithstanding for the child's school reserve. Home mortgage renegotiate rates are as of now low, and it is a decent time to get another home mortgage refinancing loan

Since the housing market bust, there has been an explosion in the number of federal investigation of mortgage fraud scheme across the country. Mortgage Fraud is a violation of state and

According to Ronnie Cummings of In Motion Magazine, after several dozen consumers in Colorado were poisoned by E-coli feces in their burgers, 25 million pounds of hamburger meat had to be recalled from the Hudson Foods Corporation. Much of the E. coli found in meat appears to be a product of feedlot life of cattle getting a feedlot diet and living in their own manure. The feedlot lifestyle is a common practice of corporate manufactured meat.

Attention Getter- “What’s that Dr. Lindor? Oh, yeah, I totally finished my Exegetical Paper. The reason I don’t have it… It was eaten by my dog. Well not my dog but my friend Lisa’s dog. And I couldn’t turn it in on ItsLearning because… The dog ate the computer too.

We've all seen those movies of those lazy individuals we call millennials. These people are often depicted as dependent individuals that are either living with their parents or renting some shady apartment. That's the question has been proposed whether or not are they justified in doing so. It is obviously easy to say that they have a right to do so, but can it be considered rational in the days we live in. Are their benefits from withholding to buying a house. And maybe even this could be the redefining of the new “American Dream.”

Attention Getter: Should I buy a home or just keep renting? This is the most important question prospective home owners consider before buying a house because owning a home isn’t for everyone.

Today we’re facing a big problem, it’s not a new one but an on-going one and it has been going on for decades. What is poverty? Poverty is the state of not being able to afford basic needs, in other words, it is the condition of being tremendously poor. It is a matter which has troubled the nation for thousands of years. To eradicate extreme poverty and hunger is one of the eight Millennium Development Goals (MDGs). Around 21,000 people die every day because of extreme hunger. If they don’t have money, they won’t be able to afford food, water and shelter. Therefore, they’re constantly malnourished, and get sick easily. This causes them to have less energy to work which causes them to become even poorer and hungrier. Usually, the first thing

For example, using a leftover coffee can for loose nails or screws, or even washing and reusing a plastic zip-loc bag instead of throwing it in the garbage. Thrift shopping is a way of reusing someone else’s unwanted goods. As I spoke about in an earlier speech about thrifting, I included many locations and ways to thrift, also the benefits to the shopper and the donator. One place in particular was shopping at the local boys and girls club. I personally shop there, keeping my eyes open for a good deal. For example, the pair of jeans that I am wearing today was purchased from this store just a few months ago. I paid only $8.00 for this pair of Lucky Jeans and according to buckle.com, a retailer for lucky jeans the retail price is $99.00 that is a savings to me of $91.00.I am not the type to worry about name brands, but quality usually does cost more. If I can get a quality pair of jeans at a fraction on the price, I am glad to shop at the thrift store. I am thankful to the person that made the donation of the lucky jeans and they can benefit from that donation. According to the IRS webpage, IRS. Gov it explains that an individual can donate items like clothing, household furniture and furnishings, a car or boat, even taxidermy. The donations are appraised, by the donator, and recorded. At the time of filing taxes if the donation equals at least $500 for the year, the donator may take advantage of the