Having a good sense of how much the desired field of education is going to cost, can help one prepare financially. Majority of all a student’s cost will fall within three categories: tuition fees, books and other course materials, and living expenses. Tuition fees depend on the province or territory where you will study and the school chosen for your desired program. In 2013-2014 the average cost of one year’s tuition at a Canadian university was $5,772.10, although keep in mind college programs may cost less depending on the field of study. Books and other course materials for most undergraduate university programs range from $800 to $1,000 per year, although there is ways of reducing the cost of materials needed: buying used books, getting electronic version, and sharing certain resources with roommates or friends. Living expenses highly depend on how you decide to spend money, this is the most controllable expense of choosing to put yourself through post-secondary school. Living at home with your family, if realistic, can cut expenses by thousands of dollars a year. If planning to live off campus you will have to consider expenses such as bills, gas, parking permits, groceries, entertainment, etc. The main focus is to realize your “needs” over your “wants”. Another thing to consider and plan for is inflation rate or the likely hood of costs rising. (Canada,
It is crucial to note that, “Ontario has become the most expensive province in which to pursue post-secondary education” (Newswire 2014). Yet, the fees seem to only be increasing. In 1990-91 fees averaged around $1,464. In 2012-13 they increased to $6,348, and are predicted to continually escalate (Habib 2013). In making your decision it is
Many people attend post-secondary school for abundant reasons, some may be for themselves and others for their family. I am wanting to further my education for a list of reasons. First, I want to help my family out financially, due to my mom not being able to work due to lupus. She has been the main driving force behind everything I do knowing that everything that I do might be the last thing she sees. I want to be able to help my parents financially while attaining my dream job from my dream university. I hope to attend Navarro, majoring in kinesiology, during the summer and transfer to The University of Texas at San Antonio for the fall to finish my degree. I then hope to pursue a job as either a Graduate assistant or a high school football
While college education is not mandatory, furthering one’s schooling broadens the amount of jobs one is qualified for and can attain. College provides many benefits and opportunities to students but the monetary value of college is not very appealing. Throughout high school I have worked hard for good grades and have pushed myself in accelerated courses to prepare myself for college, both for the curriculum and the tuition. My effort and efficiency as a student helped me receive a generous academic scholarship from North Central College and I know that my perseverant study habits will secure this scholarship throughout the next four years. Even with North Central’s scholarship, there is still a large sum of tuition left that I must pay each year. I am a dedicated student who understands the value of a college education, especially a private college education. Affording college is imperative to me and scholarships are on my daily to-do list so that I have the funds needed to further my education. By furthering my education I will have more knowledge, experience, and diligence when it comes to teaching my own students one day, and scholarships help make this
In the 1980s a first-year college student could attend a public four-year university for $2,500 and a private university for a little over $5,000. Although, most of these universities are offering the same mediocre education from the last three decades; the cost of tuition has more than tripled for public universities and for private universities, it has gone up a staggering 85%. Canada holds an average educational cost of 5,974 and England follows with an estimated average cost of 5,288. In spite the tuition in the United States being more than twice that of its allies; the main problem contributing to the continuing rise of tuition are the billions of dollars owed in both federal and private student loans. Unfortunately, out of 15 countries the United States held the number one position when it came down to the cost of a higher education (including books, fees, room and board).With that being said, I will thoroughly explain in the following essay how student loans have affected the cost of tuition, compare US tuition to other countries, and analyze the average spending budget for most universities that prove to influence the rise in tuition.
1. To solve the rising costs of post-secondary education, the Liberals suggest the solution is to make education more affordable and student loans more manageable. For young Canadians striving to contribute to the economy one day, the biggest problem is the out-of-reach prices for higher education. Families, especially in the lower and middle class are struggling to save for their children’s education fees for years. Many lower-income families may not provide any support and their children must bear with the weight of hectic student loans. On one hand, there are the worries of families; however on the other the federal government offer no direct help for students with non-refundable tax credits, costing billions each year. To solve this, the Liberal Party will provide direct help and change the maximum Canada Student Grant for low-income students. Full time students will have an increase to $3,000 per year and part-time students will have an increase to $1,800.
The overwhelming cost for higher educational institutions is causing a huge concern over whether higher education will be an attainable financial concept to the ordinary student in the upcoming years. Many Americans now tend to believe that the path to obtaining a degree has turned into distraught with financial traps. Recent studies done by the U.S. Department of Education show that “college tuition and fees have ballooned 1,120% since 1978. A year of college tuition for
Student debt is a national crisis that can be avoided no longer. The Canadian youth have been abandoned with the exponentially rising costs of university tuition, and if upward trends continue, both the country and its citizens will be adversely affected. In order to stop the negative effects caused, a change must must be made; making university tuition free. Although the cost would be great, the consequential rewards of this investment would be far greater, in terms of national prosperity and income equality. University education should be made free as it would greatly benefit the Canadian economy and lessen the financial strains that students and their families face.
Kelsey, 23, does not seem the perfect student to a university that costs almost $ 50,000 a year. His father is a paramedic and a pre-school teacher mother. Both have modest incomes, and she has four sisters. But when she visited the University of Northern Ohio, it was conquered by faculty and staff of admissions that encouraged the students to follow their dreams instead of worrying about the price of them.
Many European countries have offered free university education to encourage qualified students to apply for higher education. Rather than collecting tuition fees from students, these universities are being funded through taxation and charitable organizations. However, the result is not completely what the government has expected. The increasing number of enrollments has made job market very competitive, and many university graduates end up unemployed or underemployed. Moreover, universities are focusing more on the quantity instead of quality of education, which made the value of university degree shrink substantially. Taxpayers complain using the tax payments to subsidize only the students who want to attend universities is not fair, as university education is only one of the many choices for students who graduates from high school and students may have different goals. Currently in Canada, we are having more university graduates than the economy can absorb. If tuition becomes free, more students will be attending universities. However, if the number of jobs created does not match the increase in university graduates, the rising unemployment rate can trigger even more social issues.
Pursuing a post-secondary education is very important because without that extra education you will not be able to get as good of a career as you would with a post-secondary education. With that extra education you have more opportunities of higher paying jobs and healthcare coverage. Also when students go to college they have a chance to listen to the Professors lecture on their personal field of study, so they know what they are talking about. With a college degree you are also open to more promotion opportunities. Also when you go into the college life it is a time where you get a big taste of the real world, you start to be independent, learn to save money and pay bills.
The increasing cost of higher education in the United States has been a continuing topic for debate in recent decades. American society emphasizes the importance of education after high school, yet the cost of undergraduate and advanced degrees continually rises at a greater rate than inflation. According to the Advisory Committee on Student Financial Assistance, cost factors prevent 48% of college-qualified high school graduates from pursuing further education (McKeon, 2004, p. 45). The current system requires the majority of students to accumulate extensive debt with the expectation that they gain lucrative post-graduate employment to repay their loans.
My post-secondary educational plan is to study in the medical field to become a Physical Therapist. It will take several years to become a physical therapist. Before I am allowed to practice I would need a graduate degree from certified academic programs in physical therapy. These programs typically in a doctoral degree and take at least three years to complete. To become a PT some of the classes I will need to take are anatomy, physiology, and biology.
My future goal consists of the study of animals, primary in their behavior, evolution, and beneficial values. However, I also want to protect and care for the many animals that exist with us. I believe by pursing a post-secondary education, I will be one step closer to achieving my goal. A post-secondary education will provide me, with the necessary knowledge in basic animal science. It will as well me to take on opportunities where I will gain my own knowledge and experiences, such as research projects, internships, or just being able to be close to animals. I know by going to a university, pursuing a post- secondary education, I will not only gain common knowledge but as well have my own gained knowledge and experiences to help