Preferred Provider Organization (HMO)

HMO- Is the most popular of the plans and is a group of providers that provides services to subscribers with a very small or even co copay when services are rendered. There actually are various types of HMO's that link providers to create a healthcare delivery system, they are Group Model HMO, Individual Practice Association HMO, Network Model HMO, Staff Model HMO, and Open Access HMO.

The HMO’s stress wellness and preventive care, therefore its focus is more on health maintenance rather than just the treatment itself. Because of this, HMO’s offer much richer benefits than the traditional plans. HMO’s have little to no upfront costs in an effort to encourage maintenance, while comprehensive and major medical plans have up-front cost sharing so as to discourage over utilization.

EPO vs HMO-- EPO contracts solely with specific specialists, clinics, hospitals and other health care providers to form a network. EPO clients know they don't have many options when it comes to providers, but they do have the comfort of knowing they'll always be reimbursed for any in-network expenses. HMO’s requires a co-payment on each visit while EPO’s have no co-pays. Both EPO’s and HMO’s keep costs low. EPO’s do not require a referral while HMO’s must confirm that specialized care is required before they will issue a referral

Despite in the United States, PHOs or Physician-Hospital Organizations have been in decline, they are making a comeback. The PHO is defined as a legal entity formed by physicians and one or more hospital with the intention of negotiating contracts with payers and sharing in the financial rewards of controlling cost while delivering high-quality care. (Farlex, 2014). PHO is best described in three ways:

A health plan is a contractual arrangement between the MCO and the members; it includes a list of covered health services to which members are entitled

HMO is an organization that provides or arranges managed care for health insurance, individual and other entities in the United States. It existed prior to the 1970s, which required employer who has 25 or more employee to offer HMO healthcare. In most of HMO plans, it required the insurers to select a primary care physician (PCP) who is responsible for all their healthcare services. If they need care from a physician specialist in the network, their primary care physician will have to provide them with a referral. If they don’t get the referral or they select to go to see a doctor outside of your HMO’s network, they will most likely have to pay all or most of the cost.

The relationship of an HMO and its physician member is to help provide a wider range health care for its patients and a wide area of services available for its physician members. A patient must choose a primary care physician from a list of providers. The relationship with the physician provided from the HMO is in a contract that is to deliver services to their patients for a fee. There can also be a group plan which is a HMOs contract with a group of physicians to deliver services. The HMO organization compared to PPOs, a PPO is a variation of an HMO, and it features traditional insurance and managed care.

Managed care plan is another significant health care plan that gives options that may either make it easy or limit medical care services by the patients. This is the type that most people embrace. It covers a wide spectrum of health services in a cheaper and most convenient way. Costs are relatively lower when patients utilize the doctors and other stake holders. Mostly this cover does not require one to fill out any insurance forms or give out any claims to the company that has given you the cover when one uses the in-network providers. One pays a co pay each time he visits the doctor or any hospital. This co pay varies depending on who you visit and whether you receive brand name or generic prescription drug. Various managed care plans adopt a mail-order pharmacy alternative. In this alternative, one sends for the doctor’s prescription for

When Moses (Musa) returned from Mount Sinai to the company of the pharaoh, he battled with all the magis under pharaoh’s command. The rod and staff are symbols of that might and power. The FOA acknowledges that the skills, Moses used to defeat the clergy of pharaoh were not only his mastery in magic, but that he possessed skills in the martial arts. At that time the magicians of Egypt were masters of the natural elements, represented as the snake’s staff. (A symbol used today called the caduceus as the wisdom in Medicine) Magic was at its highest peak just like the Pyramids. Moses bested them with a technique he learned from God (The sixth element//Intelligence) while in exile at Mount Sinai. Moses skills with the Staff also proved that Egypt had a stick fighting style 4000 years ago. Moses learned the ancient techniques of the Sphinxes during his early years as a prince in Egypt.

(POS). There are over half of Americans with health insurance are enrolled in managed care

Insurance is separated into categories called Major Medical Plans, Qualified Health Plans, and Catastrophic Plans. Major medical plans consist of Health Maintenance Organization (HMO) plans: HMOs are one of the most popular types of health insurance you can purchase. With this plan, an entire network of health care providers agrees to offer you its services. You have to select a primary care provider (PCP) who coordinates all of your health services and care (Ehealth, 2014), Preferred Provider Organization (PPO) plans: Under a PPO plan, both you and your family can see any health care provider in their network, including specialists, without a referral. In most cases, you don’t have to

Unlike insurers, HMOs provide care directly to patients; HMOs were viewed as low-cost alternatives to hospitals and private doctors. In 1997 approximately 651 HMOs provided care to 66.8 million people.

The types of managed care are differentiated by definition, operation, structure, and information needs. `HMOs were the most common type of MCO until commercial insurance companies developed PPOs to compete with HMOs' (Douglas, 2003, p.331). `HMOs are business entities that either arrange for or provide health services to an enrolled population after prepayment of a fixed sum of money, called a premium' (Peden, 1998, p.78). There are three characteristics that an HMO must have. The first is a health care financing and delivery system that provides services for members in a particular geographic area. Second, is ensured access to a complete range of health care services, health maintenance, treatment, and routine checkups. Last, health care must be obtained from voluntary personnel that participate in the HMO. The five HMO models related to the participating physicians are the Staff

Many people are concerned about rising health care costs. In reaction to this, some individuals and companies are gravitating toward the assumed lower prices of Health Maintenance Organization (HMO) health plans. HMOs spend billions of dollars each year advertising their low cost services. While these savings look good on paper, there are many pages of small print. The explanation after the asterisk indicates that not only do the HMOs lack lower costs, but they also short-change the patient in quality care. Much of the money spent on premiums goes directly into the pockets of stockholders and less is then available for

In recent times, numerous mentions of Islam are gracing the internet and social media, but this isn’t necessarily a good thing. With the terrorist attacks in Paris a few weeks ago, and in New York on September 11, 2001, Muslims, and anyone who look even remotely Middle Eastern, were increasingly discriminated against because of a few bad apples. It can be easily understood that a few people do not represent the ideals of a whole culture, yet the fear and anger of occidentals are taken out on those who are only affiliated with said few people through religion, those who are mere human beings going through the same things anyone else do. This is called Islamophobia, which is defined by Erik Bleich as “indiscriminate negative attitudes or emotions