Progressive Insurance Case Study

During my eighth grade year, I was voted president for both student council and National Junior Honor Society. I also participated in the first middle school division competition for Cyber Patriots and placed fourth in the nation. I received an award from the Mayor of San Antonio for this achievement.

While I’ve only been a member of the National Art Honors Society for two years, I’ve always been an active participant in the classroom, assisting and collaborating with my teachers and students. This year, I was elected Treasurer of the National Art Honors Society. The position of president was extended to me as well, but my teachers and parents convinced me to focus on my core courses.

Throughout my high school career I have participated in many activities and been awarded many great honors. As a member of my high school color guard, I have led as co-captian and captain for four years, traveling across the country to compete. Beta Club has given me the opportunity to serve my local community and create a service project to reach the globe. I was asked to lead the volunteers at my church for the early service in the children's ministry area my sophomore year and I continue to serve in this position. During my junior year I was acknowledged as a junior marshal, a Wofford Scholar, and a Presbyterian College Scholar.

After receiving the award, I continue to visit the residents at St. Barnabas and share my gifts of music, by playing the piano, flute, and leading group sing-a-longs. I throw myself into my activities and do so with a happy, humble heart. An important quality I possess includes my integrity and respect. I always uphold strong moral integrity and respect those around me. I understand that you must treat others as you would want to be treated, and to be respected, you must do the right thing even when no one is watching. I am a strong leader as I am a person who takes action and gets involved, in order to help others and the team. When I see an opportunity to be supportive and to lend a helping hand, I jump in. I am not a person who sits in the background and waits for someone else to do something. I am a go-getter, who thrives on helping those around me. I am very organized with all of my activities, both academically and socially. I input over 200%. I understand that without a strong work ethic and passion, only the minimal will be accomplished. As Class Secretary for the past four years and as upcoming National Honor Society Peer-Tutoring Coordinator, I remain organized in sending emails, marking attendance, collaborating new ideas and fundraising opportunities, and encouraging others. I am an effective communicator as I understand that each voice matters. I do not speak just to hear my own voice, and I value the thoughts of others. I speak up when I have

Currently, I ‘m attending Arizona State University, majoring in Organizational Leadership. I will be graduating in May of 2017. During my attendance at ASU, I was able to reach a couple of goals that I have set for myself. Which are: receiving the Chief Manuelito Scholarship, the Dean’s List, and inducted in an Honor society, although, I was inducted into two – Golden Key International

Effective February 7, 2013, SeaBright Insurance Company (“Seabright”), a Seattle-based insurance company specializing in workers compensation, entered into run-off. In 2012, Enstar Group Limited (“Enstar”), a run-off specialist, purchased SeaBright. SeaBright continues to manage existing claims but no longer writes new or renewal business, which means that premium activity has slowed down. In 2015, a major change occurred when all of SeaBright’s net liabilities (i.e. loss reserves associated with its prior workers comp business) were shifted to an Enstar affiliate, Clarendon National Insurance Company, through a reinsurance agreement. Circumstances that led the company to run-off: SeaBright was placed into run-off driven by weakened underwriting performance associated with reserve strengthening actions for accident years 2007 through 2009, primarily related to increasing medical cost trends. Additionally, SeaBright was facing marketplace challenges associated with its geographic and coverage lines expansion. Seabright has had to deal with significant pressure from its workers comp book developing adversely year-over-year and having to liquidate investments to satisfy claims and expenses. The reinsurance contract with Clarendon did provide major relief but SeaBright still remains a going concern and without premiums coming in and asset base rapidly shrinking, its solvency status as an insurance company remains questionable. The key now is to track the level of credit risk

Academically, I have been very fortunate to be recognized for excelling at my studies and arts by Mill Creek Community Schools and organizations such as DAR, Purdue Universsity, ISAP, IHSAA, and NJHS. I have been selected to participate in various Leadership programs sponsored by organizations like the Children's Museum Power of Children, Butler and ? . However, of the numerous awards the most memorable was being the recipent of the Teresa McCoy Memorial Service Award. This memorial plaque which hangs in the Cascade Middle School lobby reminds us of her love for family and friends. Her huge educational influence and a remarkable impact on our community. It was an honor that I will continue to strive to fulfill To be described with a

My educational credentials and my previous knowledge in the healthcare field provide me with exceptional qualifications for the Grievance and Appeals Coordinator position. I am thrilled to bring my talents to the job, and I am assured that my qualifications advanced me as the best candidate. My high interpersonal and project management skills have affirmed for me how much I would like working for a company such as Magellan Health with its highest level of integrity, clinical and quality of excellence. I would appreciate

Would you please contact patient and verify 2ndry Ins. information . I just receive a denial from her 2ndry insurance that we have on system saying that the patient is coverage under another payer. We receive payment already from Medicare and I bill out on paper and attach the Medicare EOB to the claim to her 2ndry insurance on 3.1.2017 and now the payer denied the claim. I transfer the visits to self paid but if the patient provide to us her 2ndry Insurance information we can bill the claim back to the payer. Please advise.

After I enjoyed meeting with you and learning more about the position, the job seems to be a great match for my skills and background. The interview reinforced my interest in becoming a part of the team of Workers’ Compensation.

As an Underwriting Service Assistant at State Farm, I consistently strive to exceed all expectations set before me. On a daily basis, I strive to provide remarkable customer service by helping to foster a high-quality and high-production environment. Working in a fast pace environment has provided me the opportunity to develop and perfect my leadership skills. I take accountability for my own development and utilize all State Farm resources, which has helped to propel me to be a strong leader on my team. I've earned accolades such as the On the Spot Awards and Ovation Awards. I take the initiative to identify any learning needs and provide any additional coaching needed to process work types. I develop and create committees that aid in producing more user-friendly job aids to fill any training gaps. I share any leading practices with my peers to help increase our team's quality and productivity.

Even though I do not have enough points to qualify for this award I am still going to apply, because although I may not have done as many things as others have within the building. The things I have been able to accomplish outside of the building have helped me lay the foundation for my education, career and overall life after high school.

At the firm All Damages Public Adjusters, Inc. I worked as an assistant to the main public adjuster. The position requires me to do multiple secretarial functions, along with using my knowledge in computers by developing reports and entering data into their system. The goal of the company is to operate independently and represent the interests of the policyholder, working to ensure that the benefits given out accurately reflect the damage sustained. In a time of crisis, All Damages public Adjuster's is on the policyholders side to see to it that they obtain the maximum settlement that one deserves under their insurance policy.

Traditional Progressive attempts to identify and reward safe drivers by their historical records based on speeding tickets and accidents records. However, historical record cannot tell you whether drivers are good drivers, or they are just luck so far. Usage-based insurance (UBI) also known as pay as you drive (PAYD) and pay how you drive (PHYD) and mile-based auto insurance are types of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior, and place.

While the intention was that the People 's Insurance Company of Canada (PICC) would have an organic organizational structure, this intention was at least partially offset by the close integration of the Insurance company with the parent People 's Bank. The result was an entity in which the superficially organic, generally non-hierarchical Insurance organization has been overridden by the highly hierarchical and mechanistic bank organization. The PICC’s actual structure has both mechanistic and organic aspects. With regard to work specialization, it is generally narrow and mechanistic with the VP for HR, Mary Thorne, fighting an ongoing battle with the Bank on the grounds that PICC needed staff with specialized skills in the insurance industry. With respect to chain of command, while the structure of PICC was intended to be open, non-hierarchical and organic, it is clear that it is generally mechanistic in its most important aspects. For example, while there may be an open office environment in general, the senior team members have private offices. Similarly, while the the emphasis of PICC is towards self-managing teams, many approvals - such as new purchases - had to be signed off by multiple layers of the bank 's management. Thus, the chain of command is very rigid in terms of its senior decision-makers.