You probably already knew that higher education leads to debt. If you don’t do something about it, you will have to deal with having to pay money for years. Chances are that you are not thinking about your future yet. I understand if you haven’t thought about your future yet. Here’s how I know you probably haven’t thought about it because many of my colleagues have told me that all they thought about in high school is about their girlfriends or boyfriends and not about their college education. Therefore, I’m giving you advice because many past and current college students have been in the same place you are right now. The future may seem far away, but time passes by in a blink of an eye. In no time, you’ll be applying for the college of your dreams. As I researched, I found that most college graduates are left with at least
I believe my talent is time management, working hard, and helping others. Being a student-athlete I had to develop time managing early. When I made the girl's varsity basketball team my freshman year I realized just how time-consuming it was. There were days where I woke up at four in the morning to do homework and study for tests, after getting home from a game at nine pm. Learning to handle this full schedule challenged me as a student. It gave me the confidence to go take harder classes after freshman year. Sophomore year I took AP World History and three Honors classes. Junior year, I did so as well. But I’ve really pushed myself this year, because I am taking four AP classes: Environmental Science, Psychology, Calculus, and Government.
For years adults have been questioning whether or not college is worth its cost. Over time the price for college has increased drastically and the potential income of a college graduate is barely following that trend. As colleges become more wealthy and powerful, they’re too pricy for someone to afford without help and debt.
Now that I'm a senior I guess college is right around the corner, along with the dreaded expenses. Paying for college can be a stressful experience or a walk through the park. For most it's a mightmare, because of the debt they are or will be in. I've always been concerned about how my family and I were going to pay for college. Fortunately there are many options I can take advantage of to avoid a horrible financial fate.
College is where you go to get higher sources of education. Many high school students dream of attending college in order to attain more knowledge, yet so many people fail to realize the cost of college. Attending college, currently, is nearly impossible to do without being in some sort of financial debt or seeking out government help. According to the American Association of University Professors, “two-thirds of American college students graduate with substantial debt, averaging nearly $30,000 (if one includes charge cards) in 2008 and rising.” (AAUP, 2012) Although going to college is beneficial, there is an argument on whether or not going to college is worth the possible debt incurred. The goal
Do you have money laying around? Would you like to have extra cash to make your dreams come true? Use student loans to pay for college and a college education will pay for its self, with knowledge. A college degree is worth gaining student debt because it will increase one’s potential income, make one successful in life, and make one happier by allowing one to chase one’s dream.
As soon as I started kindergarten, my dad opened a bank account in my name and started saving money for my college fund. Despite his efforts, our family still cannot afford the unreasonable price of a state university, which leaves me with a scholarship as my last hope. Because of the government’s higher education spending cuts, students like me must choose between going into debt to get a degree, or skipping college while robbing themselves and the nation of their potential. Although many politicians believe that students must pay for the costs of college, the federal government should fund public higher education because it will aid the students and the US economically, benefit American society, and provide
College can be looked at as a life investment. It is an investment for the future of your life in hopes that it will pay off later in life. College is expensive, but can be affordable for all of those who try. In 2008, Students who applied to attend a four-year college received an estimated average of $5,400 in financial aid and state grants (“Trends in College Pricing”). With this estimated $5,400, this can reduce any students’ price of college to around $1,000 to $3,000 per year! This is an
It is nearly impossible for you to save enough money in such a short amount of time, to cash-flow College, you would have to start years ahead of time. Student’s parents would have to start saving when their child is very young. And student loans are bad, but they are used to better yourself and get you father in life. Do you want to have your dream career now, or do you want to wait and maybe never want to go back to school for
The word “college” brings fear into my eyes when I hear it. How much will it cost? What amount of money will I get from FAFSA? Can I even afford it? The inflation of the price of college has went up dramatically over the past few years. I a piece of paper with my college’s name, the degree I chose, and my name really worth $100,000?
College may be expensive, but if you plan ahead it doesn't have to be out of reach. What's most important is to start saving right now. When you enroll in a 529 plan, you can get the contributions flowing — and you may be surprised at how they can add up!
“Many people worry about paying too much for college” (source 1). Individuals that want to go to college have variety of ways to pay for college. This essay will inform students to sign up for scholarships and grants, get federal student loans and private student loans.
We know college can be very expensive. There are many expenses for higher education including; tuition, room and board, books, and extra cost. That being said, there are many programs and plans that can assist with the cost. I will discuss 529 plans, Coverdell education savings account, American Opportunity Tax Credit, Lifetime Learning Credits, and tuition fees.
Most individuals have the similar concern when deciding to go to college. “How am I going to pay for this”? College can easily generate a financial burden, which in turn may affect how the student performs in classes or could even cause the student to drop out. However, with proper budgeting and establishing financial goals, paying for college is an unquestionable possibility.
When starting the journey of going to college we have to answer one big question: How do I pay for it? When looking at this issue you know of some options, but do you know about budgeting. You need to budget the amount of money you borrow. Once you borrow the money, you need to estimate how much food or a meal plan, rent or dorm boarding, textbooks, school supplies, gas, or insurance. You have to be able to figure out how to spend your money the proper way.