Proposal for a New System

Health insurance comes as second nature to many of us. We grab that blue and white card and put it in our wallet and forget about it until we are sick or injured. When this happens, there it is, cushioning our fall like the extra padding it provided to cushion our wallets. This is not the case with everyone, however. Many Americans have no cushion to fall back on, no blue and white card to show the emergency room when they have an unexpected health concern. No HMO with a convenient co-pay amount when their son or daughter develops an ear infection.

The health care system must change to improve our nation’s health and takes strong steps to address the unsustainable growth of health care costs in America. We still have a long way to go before our health system become effective. We still have population that do not have insurance, have difficulties accessing their health care, or their needs are not met within the healthcare system. It is an investment in prevention and wellness and increasing access to primary care physician.

There are millions of people who do not have health care. Not having health insurance can take a drastic toll on your health and you can run into major problems. Health problems and financial problems as well.

More than 60 percent of personal bankruptcies in the United States are caused by medical bills. Of those bankruptcies that were caused by medical bills, 75 percent of them involved individuals that have health insurance. When an individual gets sick in this country their first thought is usually ways they can avoiding going to the doctor so they do not have to try and pay for their visit regardless of if they are insured or not. Even now after the Affordable Health Care Act (ObamaCare) has been installed, many Americans are left without coverage. ObamaCare is mainly for those individuals without health insurance, therefore, if you are uninsured you must get insurance or pay a monthly tax to still get coverage. With that being said many people are still left without quality coverage or at risk of getting taxed if they were to lose their job. What many people do not realize is that insurance companies have now raised their prices or cancelled plans due to this new Act still making it difficult for some to get insurance. America is still lacking in healthcare compared to many countries around the world. In other countries their government pays for most of the healthcare costs and the system is almost completely universal. The way the United States government distributes our money is not always in the citizens’ best interest and should be revised leaving more benefits for the people of this country. The American Health Care plan recently adopted

There are many problems with healthcare in America today. One of them including the astronomical cost. According to CDC.ORG in 2007 the average person spends seven thousand four hundred dollars per year on health care alone. This rise in healthcare is extremely detrimental for families, seniors, and people of all ages. With such a high cost of insurance people are forced to make hard choices in

Intended Audience: My intended audience for this speech is all medical personnel, healthcare providers, and general public of all ages, who are old enough to understand things affecting our healthcare system.

The increase of expenses - As politicians continue their dissension amongst each other, the situation is worsening in our healthcare system. According to the World Health Organization, to achieve universal health coverage, countries need a financial system that enables people access to all types of health services without incurring financial hardship (Carrin, Mathauer, Xu, & Evans, 2011). This idea would be the foundation of innovative ideas that the U.S. could reform its healthcare system, but too many ideas are sabotaging any valid efforts. In the mean time, the U.S. healthcare system continues to deal with issues such as the increasing uninsured Americans (over 49 million), expensive administrative procedures and the inability to measure the accuracy of quality of care, access of care, and the increasing healthcare spending and financing that limit our ability to efficient utilize resources.

Health Care in America has recently changed by President Obama and reform and changes are heading our way. The Affordable health care act or better known as “Obama Care” is changing the way each American family access and our provided health care. America prior to the induction of this bill had about 15% of its population uninsured, and with one of the most profitable health care systems in place America leads the world in medical advances and technology. Those posses a serious problem, which is how does a country have such success in health care finically but its people remain sick? President Obama has changed that as of March 2010 by placing a Health care system that is going to change the current one to essentially benefit all

The United States healthcare system has undergone a wide variety of changes over the past few years. As the overall health of its citizens continues to deteriorate and people live longer, certain aspects of healthcare are costing an increasingly large portion of the healthcare budget. Problems such as obesity, diabetes, cancer, and substance abuse have become the most pressing issues facing healthcare providers today.

This is another problem the United States faces by not having Universal healthcare. Formosa Post stated, “ It should be considered a basic human right, in which the nation ensures that every person is covered by equal healthcare, regardless of age, gender, or income.” When insurance companies determine what health care is covered, that can be very limiting to people who need the care or could die. Having Universal healthcare, the government would pay for the services, which would prevent medical bankruptcies, because the people are not paying. Procon.org states, “ About 62% of all US bankruptcies were related to medical expenses in 2007, and 78% of these were filed by people who already had medical insurance.” This is a huge problem that the government needs to

Millions of Americans have struggled over the years with getting proper healthcare because of its high cost or lack of availability. Many of them go years without getting

Which brings me to another reason, which is the fact that most people are afraid of the unknown. If you don't originally know what health care is, and you now have to have it, you think that it will cause you a lot more problems. The truth is that you don't know how it will affect you.

With the current healthcare system in the United States there are many people who do not have health insurance due to cost.

According to the US Census Bureau, around 33 million people in the United States of America did not have health insurance in 2014. That is about 10.4 percent of the US population. I was fortunate enough to have insurance growing up. I remember when my father lost his job when I was quite young, my mother was very worried because he had no health insurance. He was not worried about it as much as she was, but unfortunately, he fell off his bike and fractured his knee and forearm. He was so stressed out about how he was going to pay for it because unemployment was definitely not going to help. He had to take out a loan and luckily got a job soon after so he could pay it off quickly. Many people are not able to pay off loans for medical services so quickly. We live in the richest nation on earth and we should not go without health care. It could stop medical bankruptcies, improve public health, reduce overall healthcare spending, and help small businesses. Health care should be a necessary government service. According to a 2009 study from Harvard

The proposed system has been implemented using three layer architecture. The functions of the system will be described briefly as follow.