Whether you have been a victim of identity theft or want to prevent yourself from becoming one take advantage of these tips and strategies to keep you safe. Some of them may be very obvious to you, while others may surprise you.
Be Careful of What You Carry with You
• Your Social Security card is unique to you and you alone. Because of this do not carry your Social Security card in your wallet or purse. Also, never write it on checks. Never give your Social Security number to someone who calls you on the phone. In telephone situations give it only to companies that you trust, i.e. a credit card company that YOU have called to verify who you are.
• Although it is easy to forget your PIN number, especially if it is a unique one, which is recommended,
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Hold it on your lap or place it under a coat.
• When you are in an ATM use your free hand to shield someone from seeing the numbers you are punching into the keypad.
Sets To Take In Your Home
• If you are to be away from home for more than a day or two have a trusted friend or family member collect your mail. If that is not possible ask the post office to hold you mail until your return.
• If you are still receiving paper statements in the mail pay attention to your billing cycles and if a particular bill is late contact the sender. Late bills may mean they have gotten into the wrong hands.
• Keep all receipts for transactions. When you are reviewing your account statements, online or on paper, keep a close eye out for unauthorized transactions. If you notice any contact the institution in which the unauthorized transaction was made.
• Invest in a shredder. It is worth every penny. Shred any unwanted receipts, credit card offers, account statements as well as expired credit cards. Basically, shred anything that has any of your personal information on it.
• Invest in a home safe or strong box. Use this to store any personal information in your home or at
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My grand mother had her identity stolen once. We found out the elderly are a common victim of identity theft. An entire year went by before she knew her identity was stolen and the only reason she found out was because she found out she was missing money from her account each month to the point that her mortgage payment was not being paid in full each month. She was under the impression the bank took care of everything, her husband was taking care of the finances but he passed away so everything started to unravel. Once she found out she owed the bank a lot of money toward her mortgage and was very behind on payments. She never found out who did it, had to get all new cards and numbers, and is still paying for it today.
Identity theft is an issue faced on a daily basis for those that are living in our wonderful state of California. For some it is common knowledge to protect your identity but for those that are not familiar with the practices of these common crooks, will cost a lifetime of savings and irreparable damage to ones credit and finances. According to the California Office of Privacy Protection, “there were more than 11 million victims of Identity Theft in the
The debate over whether or not student athletes should be paid has sparked recently as student athletes feel they should be compensated for winning national championships and for their constant dedication to the team. As college sports are growing larger, players are arguing that they bring in extra money to their respective sports programs. The most revenue is brought in by the most successful football and basketball programs in the country such as Notre Dame and Alabama. Since these successful athletic programs generate so much money mainly due to the success of their players, the players argue that they should have a share in the earnings. Although students play an important part in revenue generated, the student athletes should not be paid
Local and national agencies are addressing the issues of identity theft. Local officials are able to concentrate on specific occurrences and alert their constituents as needed. They are the first line of defense. City and county websiteshave links to useful information that citizens can utilize. Local libraries and community centers offer classes and workshops on how to prevent identity theft and what consumers can do if theirs is stolen.
The number of people that have experienced identity theft has been increasing rapidly. Identity theft is when one’s personal information, including social security number, credit card number or even name is stolen and is used for economic gain. A person’s identity could be taken at any time or place, and it could happen without them knowing about it. Once a person’s identity has been stolen, there are not many things they can do about it, and resolving it might take a couple months, if not years. According to “Fending Off Identity Fraud” by Danielle Britni, in 2012 alone, 16.6 million Americans were victims of some type of identity theft. In this article, the author explains multiple ways of protecting one’s identity, as well as a way of keeping
1. Contact the fraud department at any of the three nationwide credit reporting companies and ask them to place a fraud alert on your credit report. A fraud alert tells creditors to follow certain procedures to protect you before they open new accounts or make certain changes to an existing account.
Recently I have read a book named To Kill a Mockingbird. When I first began reading this book I thought was going to be terribly boring. In As of 2014, 2.7 million people were victim to Credit Card Identity theft. Unfortunately, there are people out there that are ready to get someone's credit card information. Many people fall into the scheming ideas of criminals that are out there behind the keyboard. However, there are ways to guard against this type of theft to ensure that your information is safe and secure.
There is a thief that lurks around us everyday; this thief can attack in brad day light or in the darkest hour, and just about anywhere you may find yourself. This thief has the power to act in your name, make unlimited purchases, open up credit accounts and ruin your good name and credit all in the matter of seconds; if you are vulnerable enough, you might become his next victim. In many cases all he needs is your name and a social security number, and he has enough information to make you his next victim; if you don’t believe me then ask the millions of Americans that became victim’s, or just ask me. The thief that I am talking about is identity theft. Identity theft is a
The internet and online sites can be an open door for someone to commit identity theft. In order to combat this I need to continue to “create a strong password, by avoiding common or easy-to-guess passwords.” (Greene-Lewis, 2012) I use a password that contains both upper and lower case letters in addition to numbers and I often combine one or more words together to make it difficult for someone to guess my password. It is a bad idea to use common or easily guessed passwords, such as your birthdate or pet’s
If you truly want to make your Bitcoin account airtight from a security perspective – and don’t mind a little bit of effort – then you can create a cold wallet. We aren’t talking about your standard cold wallet either, as there little more to it than that. Take an old laptop, carry out a
Think of it this way. How difficult is it to recall the 4-digit PIN for your debit card? How about your bank's routing number?
There is no “sure” way to stop identity theft from happening to someone. There are only measures that may make it harder for thieves to steal someone’s identity because nothing is foolproof. People can shred their important documents after they’re done with them to help prevent their identity to be stolen via dumpster diving, but the thief may find all the shreds and put them together just like a puzzle. The odds of this happening are slim, but there is still a chance, a chance lower than just throwing it out. People should make sure to not use ATMs and not to do personal banking in public, but this will only slow down a thief who is determined to steal someone’s identity. Once a thief is determined to steal someone’s identity and only their identity, there are not many obstacles stopping him/her.
Identity theft affects millions of Americans every day. Scam artists and hackers lay in wait for an unsuspecting person to get caught up their scheme through ignorance or naivety so they can take full advantage of their personal information to do as they desire with it. Problem is, it infiltrates and depreciates the integral infrastructure of our society which creates a cultural lapse through the declination of economic and cultural growth and double jeopardizes an already unstable system to the brink of its destruction. To understand how
Identity theft is on the rise in the United States and Globally. The Federal Trade Commission advised that there are about nine million cases of identity theft. People who had their identity stolen often feel like they were violated. Any individual can have their identity compromised in numerous ways. Different institutions store personal information. There are several organizations that have social security numbers, bank account numbers, and credit card numbers. Colleges and Universities have people personal information stored in their databases that could be hacked. There are several companies that offer options to people to protect their identity. Most credit card companies offer the option of identity