The Affordable Care Act(ACA) first took effect during the second term of President Barack Obama’s administration. Many people are in favor of the ACA while others are not; a love, hate relationship. The Affordable Care Act requires reforms to benefit the whole of the United States of America(USA) instead of hurting it. The information of this paper is written to inform readers about the problems of ACA. The paper will start with the background information, it will then move to the pros, cons, implications and the results of the ACA. The Affordable Care Act is like all things, it had to start somewhere. In March of 2010, Congress passed health care reform legislation. This legislation is called Patient Protection and Affordable Care Act or known to the average citizen as Obamacare. The main goals of this legislation was the expansion of health coverage, payment and delivery system reforms to support primary care, and workforce improvements. The American College of Physicians states on their webpage “The ACA …show more content…
Due to insurance companies widening their range of coverage, the premiums for people who already have life insurance increases. Some people find the government intrusive because they are requiring people to get life insurance. New taxes were put in place to pay for the ACA, including taxes on medical device and pharmaceutical sales. Other taxes were created for those with high income. James Roland states “The wealthy are helping to subsidize insurance for the poor. Some economists, however, predict that in the long term, the ACA will help reduce the deficit and may eventually have a positive impact on the budget.”(Healthline 1) When the ACA first launch their website there was technical problems which discourage people from signing up. Other customers had trouble signing up for the right coverage, not knowing which is best for them. Roland later
The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.
The Affordable Care Act that is commonly known as the Obamacare can be explained as healthcare declaration that was enacted by the Federal government on 23rd March 2010. The main objective of the Act was to reform the US health systems by offering and bettering access to quality and affordable health care, health insurance, and by offering American citizens with more rights and safeguards by minimizing healthcare expenses for both the government as well as the American residents. Moreover, it can also be pointed out that the Act also aimed extending private and public insurance coverage while also regulating the insurance sector. Nevertheless, since enactment of the Act, the Act has been heaving criticized by some quarters to the extent that some political leaders in the USA have expressed their views on repealing the Act (Everett and Dawsey, 2017). Nevertheless, it can also be pointed out that there are those who strongly support the Act and give different reasons to explain the reasons why they are in support of the Act. This essay focuses on the topic of Obamacare and discusses in detail the reasons why the Act should be ammended.
Despite the fact that the ACA is intended to be great ideology, it has affected three components of the current health care system operation, policy, procedure, and implementation. The first key factor the ACA has affected is the relationships of the health care system at large, as such individuals are mandated to have health insurance and insurers are forced to accept individuals who would
In 2010 President Barack Obama signed the Affordable Care Act (ACA) into law. ACA is pivotal legislation that had rippling effects throughout the healthcare system. The Affordable Care Act was drafted with the sole intention of expanding healthcare access across the country. Under the ACA, Americans are now mandated to purchase health insurance or face a penalty. Americans without insurance are able to get coverage by purchasing through the insurance exchange or by qualifying for Medicaid. The poverty level was raised for Medicaid and new provisions allowed single men to also qualify. Anyone that does not qualify for Medicaid would need to purchase a plan on the insurance exchange and various subsidies are available based on income level.
On March 23,2010 the Affordable Care Act (ACA), also known as Obamacare, was signed into law. This act aims to provide affordable health care coverage for all United States citizens. “The Affordable Care Act affirms the core principle that everybody should have some basic security when it comes to their health care.” (President Obama) It will provide insurance to more than thirty million people who have been previously uninsured, and will be achieved by expanding Medicaid and extending federal subsidies to the lower and middle income Americans to aid in purchasing private coverage. Although many attempt to view it in a completely positive or completely negative way it affects all aspects of the health care industry in various ways.
The Affordable Care Act (ACA), also known as ObamaCare, is a healthcare reform law that focus on providing more Americans with access to affordable health insurance. “The ACA is expected to add 32 million people seeking primary and preventive service and treatment” (journalofnursingregulation.com). It was first enacted by President Barack Obama on March 23, 2010. The act has offered a number of people with benefits, set up a place they can purchase health insurance, expanded the use of Medicaid and Medicare to the disabled and senior citizens. The Act has forced many employers to offer coverage to their employees. Despite all of the positive attributes this act has provided, there is a flip side to it. Americans are required to have health
The Affordable Care Act or ACA is a federal statute initiated by President Barack Obama, its intended effects were to supply medical coverage at a low cost to millions of Americans who could not afford access to healthcare. There are a variety of economic and scholarly opinions regarding the ACA’s effect on the healthcare market. Many of these viewpoints have changed over the course of Obama’s presidency as the statute began to affect individuals and the healthcare market.
The Affordable Care Act ended up being passed without any Republican support. Many consequences stemmed from this lack of bipartisan support, including many repeal bills that came up in later years in front of the House and the Senate. These repeal bills were only barely pushed down by Democrats, or moderate Republicans, such as Senator Susan Collins of Maine or Senator Lisa Murkowski of Alaska. During the initial vote on the predecessor to the ACA, the Affordable Health Care for America Act, the House passed the AHCAA by a slim margin of 220 to 215, with 39 Democrats voting against the bill, and one Republican voting for the bill. However, when the Senate voted on their version of the AHCAA in December, all the Democrats in the Senate united
The Affordable Care Act, in other words “ObamaCare” has been a train-wreck of a bill that was rushed into law in March of 2010. This law is the basis of the 2008-2012 Democratic-lead government’s platform that would end up securing the 2012-2016 elections for them. This law was not, pushed so fervently to help the nation, as much as it was to help re-election bids. I believe that the Affordable Care act should be repealed, but not necessarily replaced. The whole principle of government mandated and managed health care is inherently flawed, as to do so, the government must lay out blanket regulations and requirements on both insurance companies and the common citizen, that in a lot of ways aren’t beneficial to
In Chapter four of "Ten Letters", there is a letter to President Obama written by Natoma Canfield, a woman whose health insurance became increasingly unaffordable after she survived cancer. After receiving Natoma's letter, Obama often carried it with him as he spoke of the need to reform healthcare to make it more affordable to those who needed it the most and to expand coverage to those who could not get it. "The Affordable Care Act," which came to be called Obamacare in the news media, passed through both houses of congress without a single Republican vote in favor and was signed into law by President Obama in March 2010.
The Affordable Care Act is a law that affects the American people in economic ways. In this Act, health care providers have the ability to offer services to individuals that cut the price of medical expenses and also determine who can provide the health serve for the individuals. This affects a large group of the population, from children to adults. This paper seeks to examine how the Affordable Care Act affects college students, birth control, caps on coverage, insurances for all Americans and rising premiums.
The Affordable Care Act, more commonly referred to as the ACA or Obamacare, is a topic of great controversy amongst Americans. The ACA has made changes in every aspect of health care in one fell swoop. Insurers, health care providers, medical equipment suppliers, small businesses and the insured people of America were all affected by the passing of this act. With these changes there are many new advantages to health care that are for the common good. For example, Obamacare has made it so that insurance companies can no longer deny individuals with pre-existing conditions, contraception is free, preventative care screenings come at no cost to the insured regardless of the insurance plan, and there is a cap to what they can make you pay out of pocket in deductible plans. These alterations to health care laws are headed in the right direction, but there are two sides to this coin. With great change, comes great cost and there will be many financial side effects that come from this reform.
The Affordable Care Act, more commonly referred to as the ACA or Obamacare, is a topic of great controversy amongst Americans. The ACA has made changes in every aspect of health care in one fell swoop. Insurers, health care providers, medical equipment suppliers, small businesses and the insured people of America were all affected by the passing of this act. With these changes there are many new advantages to health care that are for the common good. For example, Obamacare has made it so that insurance companies can no longer deny individuals with pre-existing conditions, contraception is free, preventative care screenings come at no cost to the insured regardless of the insurance plan, and there is a cap to what they can make you pay out of pocket in deductible plans. These alterations to health care laws are headed in the right direction, but there are two sides to this coin. With great change, comes great cost and there will be many financial side effects that come from this reform.
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.
Also, it will look into the economy situation of the US before ACA was enacted, and after coming to force. Also, the paper will detail the effects of repelling or unravelling the ACA, how will the economy respond, who will be affected and how possible can the economy and all its stakeholders will respond and recover from the process. More importantly, the paper will cover the cost of health care in the US by analyzing the cost and comparing it to other developed countries healthcare system. It will look into the benefits and trends in healthcare, the problems encountered, and giving specific examples such as Medicare, Medicaid and health insurance