Pros And Cons Of The Affordable Care Act

The Affordable Care Act (ACA) is the new health care reform law in America, which is often called Obamacare. The Affordable Care Act (ACA) is a short for the Patient Protection and Affordable Care Act (PPACA). According to the Affordable Care Act summary, “The Patient Protection and Affordable Care Act is made up of the Affordable Health Care for America Act, the Patient Protection Act, and the health care related sections of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act. It also includes amendments to other laws like the Food, Drug and Cosmetics Act and the Health and Public Services Act.”(2015). The Affordable Care Act (ACA) has made sure that access to health care is increased, and it

The Affordable Care Act has been a hot topic of discussion for almost 6 years. The Affordable Care Act or, Obamacare, is a federal statute that was signed into law by President Barack Obama on March 23rd, 2010. The Affordable Care Act guarantees access to health care for all Americans, mandates the exploration of new approaches to coordinated health care delivery, gives physicians more information to make them better clinicians and patients more information to make them more

Based on the primary goal of Obamacare, more people will be insured under it. Five years after Obamacare was signed into law, the estimated number of insured individuals under the coverage and protections provided by the Affordable Care Act is more than 30 million (Blumenthal, Abrams, and Nuzum). The MSNBC also indicates that “millions of families have eagerly signed up for benefits through the ACA” (Benen). Meanwhile, the Washington Post releases that number of citizens without health coverage fell from 13.3 percent to 10.4 in 2014 (Bernstein). “That’s the largest single-year drop on record based on data going back to 1987”, according to the Washington Post (Bernstein). In the other words, The ACA has met its enrollment goals.

The Affordable Care Act also known as Obamacare or ACA is the new health care program for the United States of America. The health care bill was passed on March 23, 2010 by President Barack Obama and the 111th United States Congress. The ACA was supposed to help get everyone on a health plan that was affordable for the average American.

The Affordable Health Care Act (ACA) has been a hot topic of discussion since it was signed into law by the President in March 2010. According to the U.S. Department of Health & Human Services, the primary upshot of this act was to provide health benefits and access to health insurance to millions of uninsured under the new law. A study conducted by the Commonwealth Fund was released in 2013 identifying 60 percent of the population aged 19-29 did not seek medical care because of cost. Since its acceptance by the Supreme Court to uphold the new law, millions of the formerly uninsured residents can now purse necessary medical treatment when desired.

Obamacare, by definition, is a US healthcare reform law that expands and improves access to care and curbs spending through regulations and taxes, but is this accurate? There are many opinions on whether the United States as a whole is benefiting from the healthcare reform, or if the citizens are worse off because of the new laws. The only positive many people, including myself, see coming from Obamacare is the increase in the number of insured individuals throughout the country. On the other hand, Obamacare did not address issues such as asymmetric information, adverse selection, and market failure. So, why should we keep Obamacare and is there better options for the health of our country?

On March 23, 2010, President Obama signed the Affordable Care Act (ACA), a law put in place to provide comprehensive health insurance reforms that allowed Americans to have access to affordable health insurance options. The Affordable Care Act seeks to make health care more affordable, secure, accessible and of a higher quality for the millions of Americans who were previously uninsured, or who had insurance that didn’t provide them adequate coverage and security.

The Affordable Care Act (ACA), a type of health/medical insurance, was written into law in 2010. The ACA provides care, like any other insurance to more people in the U.S. by way of subsidy.

Through the presidency of Barack Obama, the United States was introduced with the Affordable Care Act (ACA). This act gives the opportunity to individuals and families a greater access to affordable health insurance options that include medical, dental, vision, and other types of health insurance that they may not have been applicable for previously. The cost of health care can be extremely expensive for those who face ongoing medical issues. Through the ACA, it allows individuals to enroll that have lost previous coverage, had a child, or got married and the list goes on. “In 2014, Medicaid coverage had been expanded, through the ACA, to almost all adults with incomes at or below 138% poverty in states that have accepted the expansion, and tax credits are available for those with incomes up to 400% of poverty who purchase coverage through a health insurance marketplace” (Garfield). After the ACA was established the uninsured rates dropped to a historic low.

The Affordable Care Act has been providing millions of Americans access to reliable and high quality medical care since it was signed in 2010. A few benefits the law includes are: insurance subsidies for consumers, transparent exchanges to shop for insurance, new rules protecting consumers from insurance abuse, increased Medicare payments for physicians, and much more.

Though the ACA was passed in 2010, it has been fought along the way through the courts, legislature and Congress. Specifically, Republican congressmen, governors, and candidates have steadily opposed it and have declared to repeal it. It is estimated that less than 50% of the American population are for the ACA. The ultimate goal of the ACA was to improve the health of Americans by decreasing the number of uninsured citizens and in the first year of the ACA, it is estimated that more than 10 million citizens were able to obtain health insurance. The ACA has removed several of the undesirable features of private insurance such as the rejection of health insurance coverage for those with pre-existing medical conditions. In addition, Medicare

The Affordable Care Act does not take a socialist approach because it is just a welfare act that tries to create affordable health care for every individual in the U.S. Furthermore; it practically forces citizens and legal residents to acquire health insurance from a private insurance market. In other words, the Affordable Care Act serves to give the absolute power to the insurance companies and does not give control to the

As with everything else, there are pros and cons associated with the Affordable Care Act. The thought of the complex nature, in itself, of overhauling the country’s health care system is enough to warrant both. The ACA provides several benefits for the lower to middle class businesses and families and has some hindrances for the higher class businesses and families, large companies that don’t offer employee insurance and certain areas of the healthcare trade. The average American citizen has a lot to gain and little to nothing to lose. While those individuals that make more and the large companies might notice the financial woes, all American citizens will benefit from the ACA in one way or another.

Most people cannot afford a health insurance. With Obamacare many people are able to afford a health insurance. The affordable care act has to at least spend eighty percent of their cost on the patients care and quality. While the other twenty percent goes towards the profits and costs.

Overall, research with evidence and statistic shows that there are more advantages of ACA than disadvantage. According to the office of the press secretary, “17.6 million consumers have gained health insurance thank to the ACA” (The White House). Research shows positive effects of ACA in people getting health insurance. States have the option to expand Medicaid to all non-eligible adults with income under 133% of the federal poverty level. ACA has helped about 7.8 million Americans who otherwise could not afford to purchase health coverages. Out-of-pocket costs have also been eliminated for about 30 millions of people, ACA has expanded on mental health. On other hand, it also shows that 40% of enrollees to be in the age of 18-24 age range,