The Affordable Health Care Act came from a long history of health reform starting as early as 1912 when Theodore Roosevelt proposed universal coverage as part of his campaign. In 1946 President Truman tried to enact a universal coverage plan as well but could not get it passed through Congress. When John F. Kennedy took office in 1961 it was his goal to make health coverage his priority. However, in 1965 President Johnson was able to get the first form of socialized medicine past through. This is what is now known as the new Medicare and Medicaid Act. In 1970, President Richard Nixon took office but had little concern when it came to health care. Nixon’s conservatism let him to prefer private market approaches to solving health care challenges over direct government solutions (Field, 2013).
In 2013, health care coverage as we know it took on a new look. The new Affordable Healthcare Act like a new shiny penny had taken on a life of its own. The purpose of this act was to provide affordable health insurance coverage to those with little or no coverage at all. The Affordable Care Act increasingly focused on market approaches, and the ACA followed this trend by relying on private insurance companies to expand coverage (Field, 2013). Unfortunately this new act did not come without its flaws. The Affordable Healthcare Act had a multitude of pros and cons that ranged from no pre-existing clauses to taxing individuals who refused to purchase health insurance coverage. It was
Nearly 60 percent of people who buy their own insurance receive subsidies, S&P Global estimated, including 84 percent of people who use the Affordable Care Act marketplaces.
On Tuesday, September 26, the Senate officially discarded the new plan to repeal the Affordable Care Act. This decision was made after Susan Collins of Maine stated she opposed the repeal. There have been several attempts over the course of the year to repeal the Act, but many Republicans continue to oppose attempts to do so. In July, Senator John McCain was the downfall of that version of the legislation. This week the Senate once again tried to pass a repeal but it was opposed very quickly. The deadline for the repeal was the end of the week and the Republican vote could only afford to lose two votes. By Tuesday, three members publicly opposed the repeal: Ms. Collins, Mr. McCain, and Senator Rand Paul of Kentucky. Ms. Collins was concerned
In Chapter four of "Ten Letters", there is a letter to President Obama written by Natoma Canfield, a woman whose health insurance became increasingly unaffordable after she survived cancer. After receiving Natoma's letter, Obama often carried it with him as he spoke of the need to reform healthcare to make it more affordable to those who needed it the most and to expand coverage to those who could not get it. "The Affordable Care Act," which came to be called Obamacare in the news media, passed through both houses of congress without a single Republican vote in favor and was signed into law by President Obama in March 2010.
Thank you Peter for your post. I completely agree with you, Obamacare has powerfully managed to force citizens into purchasing a product sponsored by the government i.e. health insurance, by imposing a fine to anyone who has not purchased the before-mentioned product. This is agreeably the government overstepping its boundaries. Obamacare, bailing out distressed businesses, and war caused the U.S. to over-extend itself and is now trillions of dollars in debt. The authority often disputes that it is preserving industries that are too essential to the country to perish. By this they indicate if the industry collapsed the country’s economy would be in peril. As an interesting note, Hank Greenberg's filed a suit against the U.S. government for
During the Second-Presidential Debate on Sunday, October 9th, Donald Trump stated that he intends to abolish Obamacare, the Affordable Care Plan, as it was a complete disaster and a fraud. Trump discussed his plan to replace this health care plan with a far more affordable plan. Rather than spend the time to alter this plan as Clinton had proposed, fixing the issues that exist within it and do away with this parts alone while fixing the rest of the Affordable Care Plan and keeping this plan in place, Trump intends to enforce a drastically new plan. This policy plan consists of ultimately allowing insurance companies to compete, and this would allow as Trump mentioned in the debate the insurance companies to essentially have monopolies.
The organization whose mission is "to guarantee a country that is sheltered, secure, and flexible against terrorism and different risks" hasn't come up short on stores subsequent to … 2013, when the whole national government collided with an end in a disagreement about Obamacare. On the brilliant side, there's currently a great deal of information on the impacts of a shutdown—and at the DHS, less close down than one may might suspect. Notwithstanding when appointments run out, representatives whose exercises "straightforwardly identify with safeguarding the security of human life or the assurance of property" must continue working. The way of DHS's work—under its unfathomable umbrella are offices like the Secret Service, the Coast Guard, and
As Americans citizens we have the freedom of religion, speech and press, the right to vote, the right to bear arms and the right to a fair trial so why not the right for affordable health insurance. Americans would appreciate reasonably priced health care with benefits and Obamacare was the first presidential attempt to force less ideal health care on all Americans; Trump has promised to revamp Obamacare and help Americans with better health care coverage.
On March 2010 president Barack Obama signed the Affordable Car Act commonly known as the Obama Care. The purpose of Affordable Car Act was to “establish the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement. Obama Care implicates that the responsibility of near-universal coverage is among the government, individuals, and employees”. Evidently, the most important reason is “aim to improve the fairness, quality, and affordability of health insurance”. While the benefits of the Affordable Car Act expressed good intentions there were still many people against the new Health Care Act. Americans had not seen the government pass a major
Based on what the student has learned, there were pros and cons with the onset of the Affordable Care Act (ACA). Also, the student believes that there are ways to improve the law as well. The ACA was intended to give Americans choice in having health insurance. Although, there was a penalty implemented if the people did not take advantage of the opportunity given. One benefit that the student found is that ACA lowered health care cost. One great example of that is the free preventive care, in which it offers free vaccinations and birth control. Second, to avoid taxpayer’s contribution, previous conditions had to be covered with insurance plans. This next one was very beneficial to the student’s last employment. Businesses with 50 or more employees
There are many laws in the United States of America, but there is one law that is especially important, as it causes a lot of controversy, and politicians not in favor are trying to shut it down. In the 2016 election, the candidates have different opinions on it, and they argue about it a numerous amount of times. It is one of the main issues of the debates. The law has caused both benefits and problems for citizens of the USA. Some citizens of America have violently protested against the ACA, while some citizens lives depend on it. This law is called the Affordable Care Act, signed in 2010, and I strongly believe that it is a good law.
be made on both sides as to the veracity and the effectiveness of the Affordable Care Act
The Affordable Care Act has made many positive changes for uninsured and underinsured citizens. With the addition of a program called Health Insurance Marketplace, it is now possible for uninsured people in every state to purchase private insurance plans, those making under 400% or less of the Federal Poverty Level will be able to have tax credits making insurance more affordable (Lathrop & Hodnicki, 2014). Insurance companies are no longer allowed to cancel a policy or raise rates when a client gets sick. Insurance companies cannot refuse coverage to individuals with preexisting conditions such as cancer (“Quality Improvement,” 2015). Insurance companies now must cover preventive care and screenings allowing diseases like cancer to be caught early (“Quality Improvement,” 2015). Research has shown that through health screenings
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.
We should alter The Affordable Care Act because it has and will have a negative impact on the US causing more political arguments and splits involving the House, Senate, and President. The Affordable Care Act or also known as Obamacare has been adopted by americans for various different reasons, it is known as something that help but also has a negative impact on the people. It allows citizens with low income to obtain health care affordably, hence the name of the act. Unfortunately there is a darker side to Obamacare that seems to have been a bit overlooked and ignored. The Affordable Care Act may seem to have many benefits, but the cons of it are emerging from underneath the surface. Both republicans and democrats have worked to create
The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.