Affordable Care Act The Affordable Care Act has made many positive changes for uninsured and underinsured citizens. With the addition of a program called Health Insurance Marketplace, it is now possible for uninsured people in every state to purchase private insurance plans, those making under 400% or less of the Federal Poverty Level will be able to have tax credits making insurance more affordable (Lathrop & Hodnicki, 2014). Insurance companies are no longer allowed to cancel a policy or raise rates when a client gets sick. Insurance companies cannot refuse coverage to individuals with preexisting conditions such as cancer (“Quality Improvement,” 2015). Insurance companies now must cover preventive care and screenings allowing diseases like cancer to be caught early (“Quality Improvement,” 2015). Research has shown that through health screenings
Haitham Mishal Engl 1A 0013 Prof. Nathan Connolly 21 November 2017 Affordable Care Act What is the Affordable Care Act and is it going to succeed or fail? The affordable care act is a law passed by the Obama Administration in 2010. This piece of legislation was passed to make health insurance affordable and accessible for all Americans. A lot of people refer to the affordable care act as Obamacare due to the fact that it was passed when President Obama was in office. The affordable care act was a major milestone for the United States in health care reform. It was the first time the United States passed a law that created a form of universal healthcare.
The Affordable Care Act that is commonly known as the Obamacare can be explained as healthcare declaration that was enacted by the Federal government on 23rd March 2010. The main objective of the Act was to reform the US health systems by offering and bettering access to quality and affordable health care, health insurance, and by offering American citizens with more rights and safeguards by minimizing healthcare expenses for both the government as well as the American residents. Moreover, it can also be pointed out that the Act also aimed extending private and public insurance coverage while also regulating the insurance sector. Nevertheless, since enactment of the Act, the Act has been heaving criticized by some quarters to the extent that some political leaders in the USA have expressed their views on repealing the Act (Everett and Dawsey, 2017). Nevertheless, it can also be pointed out that there are those who strongly support the Act and give different reasons to explain the reasons why they are in support of the Act. This essay focuses on the topic of Obamacare and discusses in detail the reasons why the Act should be ammended.
There are many laws in the United States of America, but there is one law that is especially important, as it causes a lot of controversy, and politicians not in favor are trying to shut it down. In the 2016 election, the candidates have different opinions on it, and they argue about it a numerous amount of times. It is one of the main issues of the debates. The law has caused both benefits and problems for citizens of the USA. Some citizens of America have violently protested against the ACA, while some citizens lives depend on it. This law is called the Affordable Care Act, signed in 2010, and I strongly believe that it is a good law.
On Tuesday, September 26, the Senate officially discarded the new plan to repeal the Affordable Care Act. This decision was made after Susan Collins of Maine stated she opposed the repeal. There have been several attempts over the course of the year to repeal the Act, but many Republicans continue
The Affordable Care Act (ACA) is the new health care reform law in America, which is often called Obamacare. The Affordable Care Act (ACA) is a short for the Patient Protection and Affordable Care Act (PPACA). According to the Affordable Care Act summary, “The Patient Protection and Affordable Care Act is made up of the Affordable Health Care for America Act, the Patient Protection Act, and the health care related sections of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act. It also includes amendments to other laws like the Food, Drug and Cosmetics Act and the Health and Public Services Act.”(2015). The Affordable Care Act (ACA) has made sure that access to health care is increased, and it
The Affordable Care Act is a law that was enacted on the 23rd of March 2010. Regardless of the fact that it was put into place in 2010, there are still numerous aspects of the law being debated today. The law has several provisions that are expected to take effect
We should alter The Affordable Care Act because it has and will have a negative impact on the US causing more political arguments and splits involving the House, Senate, and President. The Affordable Care Act or also known as Obamacare has been adopted by americans for various different reasons, it is known as something that help but also has a negative impact on the people. It allows citizens with low income to obtain health care affordably, hence the name of the act. Unfortunately there is a darker side to Obamacare that seems to have been a bit overlooked and ignored. The Affordable Care Act may seem to have many benefits, but the cons of it are emerging from underneath the surface. Both republicans and democrats have worked to create
The Affordable Care Act ended up being passed without any Republican support. Many consequences stemmed from this lack of bipartisan support, including many repeal bills that came up in later years in front of the House and the Senate. These repeal bills were only barely pushed down by Democrats, or moderate Republicans, such as Senator Susan Collins of Maine or Senator Lisa Murkowski of Alaska. During the initial vote on the predecessor to the ACA, the Affordable Health Care for America Act, the House passed the AHCAA by a slim margin of 220 to 215, with 39 Democrats voting against the bill, and one Republican voting for the bill. However, when the Senate voted on their version of the AHCAA in December, all the Democrats in the Senate united
Abandon the Affordable Care Act The Affordable Care Act, in other words “ObamaCare” has been a train-wreck of a bill that was rushed into law in March of 2010. This law is the basis of the 2008-2012 Democratic-lead government’s platform that would end up securing the 2012-2016 elections for them. This law was not, pushed so fervently to help the nation, as much as it was to help re-election bids. I believe that the Affordable Care act should be repealed, but not necessarily replaced. The whole principle of government mandated and managed health care is inherently flawed, as to do so, the government must lay out blanket regulations and requirements on both insurance companies and the common citizen, that in a lot of ways aren’t beneficial to
On March 23, 2010, President Obama signed the Affordable Care Act (ACA), a law put in place to provide comprehensive health insurance reforms that allowed Americans to have access to affordable health insurance options. The Affordable Care Act seeks to make health care more affordable, secure, accessible and of a
Strengths and Weaknesses of the Affordable Care Act What is the Affordable Care Act? The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.
Nearly 60 percent of people who buy their own insurance receive subsidies, S&P Global estimated, including 84 percent of people who use the Affordable Care Act marketplaces.
On March 2010 president Barack Obama signed the Affordable Car Act commonly known as the Obama Care. The purpose of Affordable Car Act was to “establish the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement. Obama Care implicates that the responsibility of near-universal coverage is among the government, individuals, and employees”. Evidently, the most important reason is “aim to improve the fairness, quality, and affordability of health insurance”. While the benefits of the Affordable Car Act expressed good intentions there were still many people against the new Health Care Act. Americans had not seen the government pass a major
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.