This class project produced some disturbing results that could be very eye opening to those who believe the poverty line is accurate in determining who needs government assistance of any kind. Unfortunately the findings of the Dallas budget showed a family of four with one income that would eat a very nutritionally bland diet (not by choice) and have a very limited amount of positive social interaction. The issues begin with just finding a place to call home and continue in every aspect of this hypothetical families lives.
As the budget begins the immediate issue is finding a place to move into and when. Due to the restrains in the income the only possible way to move into the cheapest Dallas zip code apartment was to do so right when
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They are required to pay renters insurance which is 19$ a month based on the state average. Basic needs including stuff expected in western culture like electricity, phones and etc was factored in with certain limits. The complete food budget and meal plan is on a separate spreadsheet but shows the limited variety of nutrients and palatable food for this family to live on. The budget for food runs around 450 to 500$ a month depending on school and holidays. Electricity will run around 130$ to 150$ depending on the climate's effect on air conditioning. Water is expected to be at 30$ a month if the average amount of water is used. Unfortunately modern society in western countries are fixated on the notion that internet and smartphones are a must have but this family will have to do without in order to not lose money each month. The family will be on a basic phone plan with cricket for 40$ a month with 2 flip phones.
Transportation will be a 2000 nissan frontier that was listed for 1,000$ total cost will be at 1,200$ when including tags inspection and sales taxes. The family plans to use a loan to cover this cost adding 62$ a month in payments. The family is within 3 miles of all necessities and work so travel will be between 400-1000 miles a year taking up a 40$ gas fill up every couple of months.
Furniture is what would have broke the camel's back in this budget straining the
These programs may include Welfare, food stamps (SNAP), and government housing projects. According to the authors, the results showed from the analysis of how many families are on food stamps is, in 2011 over 1.5 million households with about 3 million children were surviving on less than $2.00 a day, including a family member in the work force (Edin, Shaefer, 2016). It is amazing that these families are living on so little when on when many people spend more than that before they go to school, or work. For example, grabbing a quick breakfast before work can cost almost $7.00. The authors noted that they researched about a total of 18 families, but only 8 total are featured in the book.
Also many of the impoverished people have SNAP benefits, but they do not have a grocery store near them to use these benefits at. The Social Work and Social Welfare textbook states that, “The average SNAP grant per household was $287, or $4.30 per person per day.” This means that most people really could not fully feed themselves while using SNAP. The researchers that conducted the study in this article interviewed and observed various different kinds of people in a rural county. The people they interviewed were of all different ages, had lived in the county for different amounts of time, and had different incomes. The researcher spent a long period of time volunteering at the rural food pantries to make relationships with the community members and to observe what challenges they are facing. After spending that time volunteering, they got volunteers to be interviewed using open-ended questions so that they could have a more complete understanding of the challenges of this food desert. A major finding in the study was that people with strong social ties in the communities did not have problems feeding themselves and keeping themselves
Overall, this paper is about how poverty is very prominent in our society, and we need to learn more about it. We need to increase aid to low- income families because they cannot support
This paper is over the matter of poverty in the state of Texas and the many economic issues poor Texans face, during their daily lives. It will cover the benefits that come with the major social welfare programs that attempt to positively enhance lifestyles for the poverty-stricken. Its intention is to inform you that these programs provided are put to good use and your tax money along with federal funds are not going to waste, as many citizens seem to disagree.
The term poverty is often used when referring to third world countries like Sudan or Darfur. Painful images of families suffering from malnutrition are often the first thing that comes to mind. Yet, sadly, the same struggle is happening here in the U.S. and even worse, it’s happening right here in Ohio. The Columbus Dispatch reports that three years ago the state of Ohio was 12th in the nation for food insecurity because there were so many people who did not know where their next meal would come from. Now Ohio is ranked 6th in the nation for food insecurity. Many blame the troubles with the unemployment on the state’s difficulty recovering from the recession. Ohio’s poverty rate is rising as the national rate is leveling off (Candisky, 2011). According to the Ohio Poverty Report, Ohio’s individual and family poverty rate are lower than the nation’s average. Urban areas have higher rates but there are still people living in poverty in rural areas. Rates vary between characteristics and circumstances. Many families who receive cash assistance do not usually get out of poverty (Larrick, 2014)
Poverty is a big problem in the United States. According to Charles Zastrow, “in 2012 over forty-six million people, about fifteen percent of our population was living below the poverty line” (p. 117). In other words, there were a great amount of people living below the poverty line the poverty line. The poverty line is the minimum level of income needed for secured needs of life according to the government. Poverty causes malnutrition, homelessness, School dropout’s drug abuse, and much more.
The United States defines poverty for a family of four as being less than $16,036 per year, or $4,009 per person (Leone 12). People find themselves under this line for an innumerable amount of reasons. Some of these causes are under one's control and others are greater factors beyond an individual's power. Each family or individual person has unique and separate reasons for living in a state poverty. There is no way to try and define them all. Focusing in, three main topics arise that encompass the most predominant reasons for a person to fall into poverty. Education, family life and influence, along with the business cycle may work individually or together to cause poverty. These three leading
The Lopez spend $611.55 per month for groceries and household items. They spend most of their grocery budget on staple items such as meats, vegetables, and dairy.Lopez family use there money wisely on their groceries by buying cheap stuff that’s on sale, and they also take the advantage of using coupon to by the
In looking at the City of Dallas Affordable Housing Programs, the focus of this report will be in the form of a two-part series. The first part will be a program evaluation that examines the quantitative numbers or measurable objectives, goals, & achievements as established by the City of Dallas Community Development & Housing Department over a five-year consolidated plan period; and the second part will be a program analysis that seeks to take this quantified data of the program evaluation and really measure how effective these Dallas housing programs have been in not only achieving pre-determined objectives and goals but in changing low-income area housing buying trends; through creating more housing choices for low-to-moderate income families; in bringing about more mixed-income neighborhoods; improving infill affordable housing development opportunities; thru providing financial and training opportunities of minority businesses; etc.
The current method to measure poverty fails to capture the whole financial situation of the individual for family seeking assistance. The eligibility guidelines for the benefit is based on outdated household income figures, does not adjust for geographic location nor capture a true reflection of one’s basic need for survival.
As I researched and carefully observed our four stores, the Dallas Expenses should be closed. In the last month, they were able to sell 27 ipads and 56 MacBooks. However, in that same month, they made $13,405 while were able to profit above $100,000. After I calculated how much of the expenses that needed to be paid, I have found out that we needed to pay more money for it to be running. We needed to pay $32,262. Dallas Expenses is not able to meet our current standards and should be closed
Poverty has been on a incline since the economic downturn in 2007. Poverty is defined as “the state of being inferior in quality or insufficient in amount”, but a more modern definition used today is “in state of being extremely poor”. According to “Poverty in the United States” a report done by Congressional Digest, the poverty line in 2012 was 15.0 percent, which represents 46.5 million people living at or below the poverty line, and was 2.7 points higher in this year than in 2007. The article also stated that in 2012, the family poverty rate and the number of families in poverty was 11.8 percent and 9.5 million and the median income for households was $51,017, which means many of these households have students who become eligible for free lunches. In Lindsey Layton’s article “Most Public
The pinpoint cause of poverty is challenging to find. People who live well off and are above the poverty line may be quick to assume that laziness, addiction, and the typical stereotypes are the causes of poverty. Barbara Ehrenreich, a well known writer on social issues, brings attention to the stereotypical ideology at her time, that “poverty was caused, not by low wages or a lack of jobs, but by bad attitudes and faulty lifestyles” (17). Ehrenreich is emphasizing the fact that statements like the one listed, often influence readers to paint inaccurate mental pictures of poverty that continue to shine light on the ideology of stereotypes being the pinpoint cause to poverty. However, there are many other causes that are often overshadowed, leaving some individuals to believe that poverty was wrongfully placed upon them. Examples would include: high rates of unemployment, low paying jobs, race, and health complications. Which are all out of one’s ability to control. There is no control over a lack of jobs and high rates of unemployment, nor the amount of inadequate wages the working poor receive. Greg Kaufmann, an advisor for the Economic Hardship Reporting Project and The Half in Ten campaign, complicates matters further when he writes, “Jobs in the U.S. [were] paying less than $34,000 a year: 50 percent. Jobs in the U.S. [were] paying below the poverty line for a family of four, less than $23,000 annually: 25 percent” (33). Acknowledging Kaufmann’s fact, the amount received for a family of four is fairly close to the yearly salary of a high school graduate, which means, receiving that kind of pay for one man may seem challenging, now imagine caring for the needs of four individuals. To make matters worse, certain families receive that amount of money and carry the burden of paying for
Husband: Cab Driver – Salary (AU$45,045 [2] annual income less than average Australian income AU$ 66864 [3] )
The 2015 Statistical Analysis Poverty Level Data report shows in the United States, there was an increase in which families’ are able to provide food per person within their household. After the devastating financial and economic crisis in 2008, families have been in financial detriment for years trying to maintain consistency in providing food, support, and shelter. Not until the government 2015 report, there were clear evidence of a sufficient rise in food surplus in low income families since 2008. According to the governmental statistical report, 14% of households were suffering from food deficiency. In other words, 17.5 million households, approximate one out of every seven homes could not provide nourishment on a regular basis. This estimate is down from the last statistical data recorded in 2011 at 14.9%.