Pros and Cons of Obamacare

In Chapter four of "Ten Letters", there is a letter to President Obama written by Natoma Canfield, a woman whose health insurance became increasingly unaffordable after she survived cancer. After receiving Natoma's letter, Obama often carried it with him as he spoke of the need to reform healthcare to make it more affordable to those who needed it the most and to expand coverage to those who could not get it. "The Affordable Care Act," which came to be called Obamacare in the news media, passed through both houses of congress without a single Republican vote in favor and was signed into law by President Obama in March 2010.

America will elect the 45th President of the United States on November 8, 2016. The winner will be sworn into office on January 20, 2017. The candidates have been nominated by their party for the presidency. Businessman Donald Trump became the Republican Party’s nominee while former Secretary of State, United States Senator from New York and first lady, Hillary Clinton, became the Democratic Party’s presidential nominee. Both of the candidates have advantages and disadvantages. I support Trump for President specifically for his policies on gun control, foreign policy, and his ideas on reforming health care. I believe Trump’s policies are generally better than Clinton’s.

“The fundamental market failure that Congress sought to fix was this cost-shifting from the uninsured to the privately insured.” (Fisher) It is clear to see that Obamacare did not fix the cost-shifting it was implemented to fix. There are still free health insurance options where the government is responsible for so many American’s healthcare costs, and when it comes down to it, the premiums for individuals with private insurance have still continuously went up over the years since the Affordable Care Act was passed. In 2012, Daniel Fisher wrote, “Existing federal laws already cover the poor, the elderly, and the roughly 60% of Americans who get their insurance through employers. Those laws provide free and low-cost care to just about anyone who needs it.” (Fisher) If this is the case, what purpose does requiring everyone to have insurance serve? It does not change the financial state of the country and only minutely impacts each individual’s quality of

The Affordable Care Act (ACA) or aka Obamacare was signed into law to restructure the health care industry by President Barack Obama on March 23, 2010. The Affordable Care Act sought to give more Americans access to affordable, quality health insurance and to reduce the growth in U.S. health care spending. With this, Obamacare is a once-in-a-generation change to the U.S. health system. It guarantees access to health care for all Americans, creates new incentives to change clinical practice to substitute better coordination and quality, gives physicians more information to make them better clinicians and patients more information to make them more value-conscious consumers (Kocher, 2010). All physicians have a similar moral and ethical calling

The Affordable Care Act, in other words “ObamaCare” has been a train-wreck of a bill that was rushed into law in March of 2010. This law is the basis of the 2008-2012 Democratic-lead government’s platform that would end up securing the 2012-2016 elections for them. This law was not, pushed so fervently to help the nation, as much as it was to help re-election bids. I believe that the Affordable Care act should be repealed, but not necessarily replaced. The whole principle of government mandated and managed health care is inherently flawed, as to do so, the government must lay out blanket regulations and requirements on both insurance companies and the common citizen, that in a lot of ways aren’t beneficial to

One of the pros to Obamacare is it did provide affordable insurance for many people that couldn’t afford insurance before. The way that it did that is it provided subsidies, in other words the government was paying for a decent part of the premium that’s what made it so affordable to a lot of people that couldn’t afford it before. So you can see now that subsidies for low-income Americans. So if the income was below a certain threshold the government would pay or sometimes all the premium and that certainly made it more affordable or accessible for a lot of people that didn’t have access to it before. Pre-existing conditions are covered, so previously if someone had a pre-existing condition and they did not have insurance they couldn’t get insurance because of that pre-existing condition. Now the insurance company has to take those pre-existing conditions.

Obamacare is an extremely controversial topic amount American people. What was originally supposed to help the uninsured receive insurance has turned out to be anything but that. Obamacare is one of the most unproductive investments that Obama and his administration team have unveiled. The time and effort they spent on Obamacare could have been spent coming up with a valid and cost effective way for uninsured Americans to obtain health coverage. Obamacare has caused many Americans to remain uninsured, and many have lost their existing coverage due to the new Affordable Healthcare Act. A solution to the problem is to let Americans choose the insurance they want and allow the government to crack down on insurance companies, not dictate what Americans can and cannot do.

There are many pros and cons to the Obamacare affordable plan. The pros are obviously that uninsured people will get access to affordable, high-quality health insurance through Medicaid expansion, their employers, and the Health Insurance Marketplace. But In order to get the money to help insure all these people, there are new taxes (mostly on high-earners and the healthcare industry). The taxes that may affect you directly are the individual mandate and the employer mandate. Obamacare’s

As stated previously, the main opposition behind Obamacare is whether or not it is constitutional. The basis for its disapproval is in regards to how Obama and the federal government misuse the commerce clause, Article 1 Section 8 of the constitution, as a basis for constitutionality. According to Joe Wolverton, the commerce clause acts as a grant of authority to Congress to “regulate commerce with foreign nations, and among the several states.” Using the commerce clause to allow for the passage of the act shows that “legislative nor executive branch of the national government is bothered by constitutional restrictions on their

Signed into law by President Obama on March 23, 2010, the Patient Protection and Affordable Care Act, also known as the Affordable Care Act and more commonly known as Obamacare, is arguably the most significant piece of social legislation the United States has passed since Medicare and Medicaid in the 1960’s. The law works to reduce health care spending in the U.S., provide more Americans with access to health insurance, give higher quality care, and make healthcare more affordable. The bill has been known for its extensive length (the condensed version of the law itself is 906 pages long and there thousands of pages of regulations) and with so many details packed in, it’s easy for Americans to get confused. Many argue that Obamacare has done more harm than good for our country; others call it a huge success. Whatever your opinion may be, it’s important to take a look at the advantages and disadvantages of the act and the many changes that have been made since it was first signed into law.

Replacing Obamacare with something that works much better and gives people more freedom to choose options that works for their finances won’t be free (Graham, 2017). This means that, there are more affordable health plans out there that can be better for people that cannot afford the Obamacare… another cheaper health care that will have a better coast. There are many parents that need something more affordable health insurance for their children. So they can make sure that they have coverage on their self and their children as well. In the United States, there are young families that can be given a change to save up money before getting the health insurance. A replacement for Obamacare could give young modest-income families the chance to set aside some savings for health expenses (Graham, 2017). It’s always important to save money because; people may not know when they are going to need money to pay for medical expensive in case something ever

A less-known consequence of this mandate, one that is rarely mentioned in the public or media discussions on the plan is “individual mandate”, the requirement that each person must either purchase insurance coverage or pay an “uninsured tax” as a penalty for not maintaining health coverage. The law actually fines those who choose to not to carry any kind of insurance for every month not insured in the form of an added tax, and the amount of that tax is growing annually. In 2014, the rate was about $95 per adult and $50 per child per year. For a family of four that is $290 a year just in an extra tax. “The fee increases each year until it ends up being about the price of getting the cheapest health plan”. For example, in 2015 the rates will jump drastically to $325 per adult and $162 per child per year (Obamacare

Without a doubt, universal healthcare is one of the issues that was discussed intensely in the 2012 elections that will continue to be debated into the future. What is Obamacare? Obamacare is a new law signed by President Barack Obama; its main focus is to provide affordable health care, whether the American people like it not. If an American chooses not have health insurance, an individual could be fined. As Obamacare approaches and becomes into effect, it has become one of the most controversial subjects affecting the American people today. There are a handful of people who are happy with the upcoming Obamacare, however a majority of small business owners are very undecided on the whole idea. The new health care policy provides more coverage to a larger percentage of Americans, is more cost-effective for the United States’ budget especially during these hard economic conditions. Although there are several controversies regarding universal healthcare, overall it is a good policy that will improve the United States government in multiple ways.

“ObamaCare contains many benefits, especially for low and middle income families and business” (“ObamaCare: Pros and Cons”). Many people have been having concerns on the cost of the insurance because it has raised in cost. There is a new law out there that President Barack Obama passed called ObamaCare. ObamaCare is also known to be The Affordable Care Act (ACA). The goal of this act was to make sure every American had health insurance by January 2014. ObamaCare went from being something good, to a controversial issue towards Americans. This topic is very debatable in positive and negative ways, it just all depends on how it effects someone. One of ObamaCare’s requirements were to have companies provide health insurance to people

Some controversy that has arisen due to Obamacare would be the government website crash that occurred on the last day of open enrollment. The technical problems however had nothing to do with the high demand that day. Other issues that have shown up were Republicans see the law as a “job killer” as it imposes too many costs on businesses. Republicans heavily impact the states they are in