Questions On The Housing Affordability Problem Essay

The Lime Tree Estate – Factors which have lead to the decline of this estate

Vulnerable families were hit hard by the recent recession and housing crisis. Rates of homelessness and housing instability among families with children increased during this period, and thousands of families in the United States remain without safe, stable, affordable housing (Cortes, Dunton, Henry, Rolston, & Khadduri, 2012). Families without adequate housing face barriers to multiple aspects of wellbeing including physical and mental health, educational and employment opportunities, family stability, and social engagement. Homelessness has proven to be harmful to children above and beyond the general conditions of poverty, and children without adequate, safe, stable housing experience negative outcomes across multiple domains of health and wellbeing.

One of the most prevalent forms of discrimination is through housing. While modern discrimination is typically difficult to figure out the exact intentions of the person accused of discrimination, such as a boss not choosing a minority to fill a management role, discrimination in housing has continued to be more obvious. The reason why housing is so important is because where a person lives dictates the school the resident’s children go to, the infrastructure such as hospitals, parks and libraries, and also availability of employment. Many of the housing inequalities have been caused by the Federal government such as the national appraisal system and subsidizing suburban areas, and not enforcing abolishing restricted covenants.

Within each service area there is a host of many options available. Specifically, under the Public and Indian Housing is the Housing Choice Voucher Program, commonly referred to as Section 8 Housing. Section 8 is the federal government's major program for access to very low-income families, the elderly, and the disabled to afford suitable, safe, and sanitary housing in the private market. Housing choice vouchers are administered by the local public housing agencies (PHAs). The

This policy brief is prepared to give some insights of the housing affordability problem in Australia. In addition, the paper also suggests some approaches in which the Government should consider in tackling the issue in the Australian context. Housing affordability always

Prior to urban renewal, Pyrmont-Ultimo had residents with similar incomes. However to achieve the goal of social equity plans were made for a mixed, high-density, medium-rise residential area. Approximately 7500 new dwellings have been constructed plus the renovation of 1400 existing dwellings. The aim was to cater for all household types such as families, couples and singles, provide affordable housing for middle to low income earners, provide residential dwellings with waterfront access and with water and city views, protect existing housing, retain a socially diverse residential population which includes all income groups, provide opportunities to live close to places of work and to create a high quality urban environment. The provision of affordable or public housing was an important aspect to consider in the process. Without some sort of intervention to provide this affordable housing, the attractiveness of living close to Sydney’s CBD would only be reserved for high income earners as dwellings would be too expensive and rent would be too high. From a social equity point of view it was therefore vital to provide

Those who cannot afford the high prices of housing are often forced out into the streets where they face a very uncertain future due to the number of abuses they encounter daily from all walks of life, with the most damning being the vagrancy laws that come into vogue in areas that are getting gentrified, which many cities have passed to “protect” their newfound assets and tax base from the “lowering” of property values. Furthermore, when cities such as Los Angeles demand that property developers set aside affordable housing for lower income people, they get sued in court, such as in 2009, when real estate developer Geoffrey Palmer successfully sued in order to overturned an ordnance which required that. This was also the same man who also proposed building a footbridge connecting two of his buildings to minimize contact with people he deemed undesirable (Davis).

It is often easy to castigate large cities or third world countries as failures in the field of affordable housing, yet the crisis, like an invisible cancer, manifests itself in many forms, plaguing both urban and suburban areas. Reformers have wrestled passionately with the issue for centuries, revealing the severity of the situation in an attempt for change, while politicians have only responded with band aid solutions. Unfortunately, the housing crisis easily fades from our memory, replaced by visions of homeless vets, or starving children. Metropolis magazine explains that “…though billions of dollars are spent each year on housing and development programs worldwide, ? At least 1 billion people

Given evidence of the effect of race on housing issues, even as it relates to home ownership, an exploration of the empirical evidence in how it manifests within rental markets is necessary. One of the leading researchers in the contemporary study of eviction is Matthew Desmond. In “Eviction and the Reproduction of Urban Poverty (2012), he combines statistical and ethnographic analyses to investigate the ramifications of eviction on the lives of the urban poor. The primary independent variable in this study was gender, while the dependent was eviction rates as a percentage. Half of his quantitative analysis involved extracting legal records or court-ordered evictions that took place in Milwaukee County between 2003 to 2007 (n=29,960) (“Eviction and the Reproduction” 91). Using addresses, eviction records were merged with population estimates of Milwaukee’s 880 block groups (“neighborhoods”), and yearly eviction rates for each block group were calculated by gender and pooled to calculate annual averages (Eviction and Reproduction 94). Then risk ratios and differences were determined using 3 different samples: all groups with at least 1 male and female evictee, high poverty block groups where more than 40% of the population lived at or below 150% of the poverty line, and hyper-segregated neighborhoods where at least 85% of residents were same race/ethnicity (Eviction and Reproduction 94). While these measures provided reliable and exact measures of incidence and location,

Housing Affordability in Australia has become the focus point for urban planners in recent years. In particular, South East Queensland (SEQ) has experienced significant pressure as the demand for property and affordable dwellings increases and population growth in the region continues. The issue has come to the forefront in discussions for local governments in the region and there is a real need to address the problem of housing affordability. The subject of affordability is complex and is contributed to by a number of factors including the impost created by Council processes, which is the scope of the HAF-T5 Project.

Affordable housing in the United States describes sheltering units with well-adjusted housing costs for those living on an average, median income. The phrase usually implies to applied rental or purchaser housing within the financial means of lower-income ranges specific to the demographics of any given area. However, affordable housing does not include those living in social housing owned by government and non-profit organizations. More specifically, the targeted range for housing affordability sets below 30 percent of a household's annual income, including all applicable taxes, utility costs and home owners insurance rates. If the mean income per household breaches the 30 percent mark, then the agreed status becomes labeled as

Socially, proposal two would be beneficial, as it would allow for the development of higher-quality architectural styles of new apartments and potentially new shops with ‘modern looks’, which would be attractive for some people. In addition, it would allow for an increase in other new developments to facilitate for the increased amount of residents and therefore new recreational areas and shops for clothing, food and eating out would be established to account for the new populations able to live in Nundah as a result of the residential developments. The residential developments would accommodate for the growing population that increases by 3% per year. However, negatively proposal two is not beneficial, as the development only accounts for a wealthy businessperson demographic therefore limiting the diversity of people living in the area. The increased amount of residents in Nundah would increase traffic and congestion as a result of not having anywhere to park. Nundah would become overcrowded as a result and the cultural heritage of Nundah’s previous typical Queenslander type homes would be knocked down to make space for future development sites. In addition, the elderly populations living in Nundah may not approve of the rapid increases in populations and do not have the option or ability to live in unit style homes and will therefore be forced out of the area. Economically allowing high-rise development is beneficial as it boosts the local economy, as new businesses would be established and surrounding already established businesses would gain more foot traffic due to increased population densities, which would therefore increase the amount of profit being made. In addition, more employment opportunities would become available, as new businesses would open. The price of properties will rise as a result of the

Recently, The Australian housing market has been growing rapidly which reflects the housing affordability crisis as the housing price rises much quickly than household incomes. There are two key observations of current Australian housing market from Yates, firstly today’s housing affordability problem is mainly a structural problem and intensified by cyclical pressures. It began 40 years ago when inflation switched focus on housing, besides, there are more renters than purchasers under today’s housing stress situation, and the housing

The lack of affordable housing in the United States is a problem that doesn 't receive nearly the attention that it necessitates. This absence of affordable housing became especially prevalent following World War II when suburbanization spread across the country like wildfire. Although the sheer number of homes increased, Jim Crow segregation influenced housing policy, meaning that white institutions prevented blacks from obtaining the mortgages needed to afford such homes. Therefore, rather than accept subprime loans, which often result in foreclosure, many black people have been pigeonholed into paying exorbitant rates for dilapidated rental properties located in inner-cities, thereby creating the affordable housing problem. Although the situation seems bleak, with careful planning and execution, we can solve the affordable housing problem. Specifically, my proposal involves the following two components: the government must first revise and draft three forms of legislation that create strict yet concise standards that landlords must follow, and then allocate federal funding to health and wellness programs within poor communities. By examining the contributing societal factors to the lack of affordable housing in Milwaukee, Wisconsin, and then implementing the proposal mentioned above, one could potentially solve the affordable housing problem there and transpose the plan to other impoverished cities across the country.

This report examines the housing affordability crisis in Auckland, the current situation of the housing market, and extent of this problem. Auckland is in a deficit of houses due to the difference in demand and supply factors. The demographic and economic factors are the main reason for the increase in demand for houses. The supply side is not performing up to the mark to satisfy the demand in the market. The first home buyers are finding difficulties to make choice on their housing needs. The median households are struggling with the high rentals in Auckland market. Lower income households with faces a greater affordability pressures than those are living outside Auckland. There is a shortage in land and houses that are affordable for lower income households. The report suggests some new factors that can be considered to solve the affordability crisis.